FHA VS Conventional loan programs in Crestwood-Village, Ocean County, New Jersey

For the year 2026, the Conventional loan limit in Crestwood-Village, situated in Ocean county, NJ, is $970,800. Meanwhile, the FHA limit for a single-family home is $970,800.

Use the Lendersa® Conventional loan calculator to evaluate the top rates of the day for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents to qualify. This advanced mortgage tool shows Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the optimal program in NJ for your financial needs.

Explore loan options from 100 lenders

Review 2026 Loan Limits and Down Payment Needs in Crestwood-Village, Ocean, NJ

Loan Type Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table is applicable to the following zip codes: 8759

Conventional and FHA Loan Options in Crestwood-Village, NJ

The mission of Lendersa® is to facilitate your acquisition of the best Conventional, USDA, or FHA loan quickly and effortlessly. Begin by selecting one of three starting points that help align you with matched lenders and appropriate loan programs.

Outcome of USDA loan requests handled by Lendersa


Crestwood-Village Lenders

  • Lakehurst Naval Federal Credit Union
  • 60 Lansdowne Road, Lakehurst, NJ, 08733
  • Lends in New Jersey
  • Membership is easy and forever. If you would like to become a member of Lakehurst Naval Federal Credit Union, come in and complete a membership application card. Once you become a member, you can always remain a member. As our member, you are not just another customer ... you are part of our family!

  • Commercial Mortgage Brokers
  • 610 Lacey Rd, Forked River, NJ, 08731
  • Lends in New Jersey
  • Commercial Mortgage Funding, LLC is a commercial mortgage brokerage firm which provides access to funding sources financing Commercial Real Estate nationwide (U.S.) with capital needs of $1, 000, 000 ($1MM) minimum. It intermediates between capital providers and the principals of commercial real estate projects and leverages its relationships.

  • Goldd Global Consulting, LLC
  • 44 Buckley Lane, Bayville, NJ, 08721
  • Lends in New Jersey
  • Direct Private Lender Sources - Up To 100 Million +
    100% LTV / 100% LTC
    & Foreign Investor Loan

    REAL ESTATE
    Poor Credit - Bankruptcy / Foreclosure - Construction / Fix & Flips - Purchase / Refi - Land Loan

    BUSINESS FUNDING
    Acquisition
    Expansion
    Equity / Venture Capital

  • OceanFirst Bank
  • 975 Hooper Avenue, Toms River, NJ, 08753
  • Lends in New Jersey
  • OceanFirst Bank is one of the largest regional banks in New Jersey with a presence in New York & Philadelphia. We stay focused on what we believe is most important: building long-term relationships with our customers and giving back to the communities we serve. OceanFirst was established in 1902 as the Point Pleasant Building and Loan Association.

  • New Jersey Mortgage Services
  • 30 Main Street, Toms River, NJ, 08753
  • Lends in New Jersey
  • New Jersey Mortgage Services is a Mortgage Broker who is licensed under the New Jersey Department of Banking and Insurance. Broker owner Tom Altieri has 36 years experience and thousands of close loans. Tom is knowledgeable in real estate, contracts, and a the latest mortgage products.

  • Family First Funding LLC
  • 44 Washington Street, Suite 200, Toms River, NJ, 08753
  • Lends in New Jersey
  • Family First Funding LLC offers high quality mortgage banking and brokering services to residential and business customers. Our aim is to provide our clients with fair and reasonable rates and costs, while keeping our clients informed and educated throughout the process. We will become friends and trusted advisors to our clients.

  • OCEANSIDE MORTGAGE
  • 55 Main St, Toms River, NJ, 08753
  • Lends in New Jersey
  • Oceanside Mortgage Company has served its customers with honesty and integrity for over 20 years. Our mission is to provide competitive interest rates and low closing costs while guiding borrowers through any red tape so they can secure their mortgage without hassle. Meet the team whose here to make the home loan process a home run!

  • Ditmas Park Capital
  • 11 Hawk Way, Lakewood, NJ, 08701
  • Lends in New Jersey
  • Ditmas Park Capital is a Limited Liability Partnership operating since 2015 that was established to initiate and invest in High Yield Real Estate Mortgages. We have over $20, 000, 000 under management and hold first lien mortgages on over 200 properties. We bundle these mortgages together and have created a hedge fund structure

  • FM Home Loans
  • 1229 Madison Avenue, 1st Floor, Lakewood, NJ, 08701
  • Lends in New Jersey
  • Since its inception in 1991, FM Home Loans, LLC has been helping homeowners from all backgrounds purchase their dream home. With more than one billion in closed purchased transactions in 2015 alone, our company of over 175 employees are dedicated to the highest standards of ethics, responsiveness and customer service.