FHA VS Conventional loan programs in 2025 for Holiday-City-South, Ocean County, New Jersey
In the current year of 2025, the county of Ocean in Holiday-City-South, NJ, has set the conventional loan limit at $970,800. Additionally, for a single-family home, the FHA limit is established at $970,800. Understanding these loan limits is crucial for potential homeowners and real estate professionals.
The Lendersa® Conventional loan calculator is a versatile tool allowing users to contrast the finest rates currently available for Conventional, FHA, and USDA loans. Through this tool, users can determine the necessary income, credit score, reserves, and documents needed to qualify for a loan. With our advanced mortgage calculator, it is possible to view Conforming Conventional loans, USDA, FHA, and VA options side by side. This comparison enables you to identify the most suitable loan program in NJ, taking into account your unique financial situation, providing valuable insights for making well-informed decisions.
Detailed 2025 Loan Limits & Down Payment Guidelines in Holiday-City-South, Ocean, NJ
Type of Loan
Loan Limit
Minimum Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This comparison table applies specifically to certain zip codes: 8757. Ensure your property falls within these areas to take advantage of the stated loan limits and benefits.
Explore Various Conventional and FHA Loan Possibilities in Holiday-City-South, NJ
The primary goal of Lendersa® is to ensure clients secure the best possible Conventional, USDA, or FHA loan options rapidly and with minimal hassle. To achieve this, consider starting with one of three pathways. Each pathway is designed to efficiently match your needs with the appropriate lenders and loan programs, optimizing the process. Choose an option below to begin aligning with lenders and securing your future in homeownership:
Our mission is to serve our customers with honesty integrity and competence. We pride ourselves in providing superior customer service and creating satisfied customers. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs based on their individual circumstances.
Paradise Home Mortgage LLC we help you take full advantage of multiple lenders competing for your business to negotiate the lowest rate at the lowest cost which can save you tens of thousands of dollars in interest & fees! Due to the fact that we represent a large number of clients,we are able to offer wholesale pricing that is often not available.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
6700 Kalanianaole Hwy, Suite 215, Honolulu, HI, 96825
At Hawaii Mortgage Experts, our mission is to simplify the mortgage process for you while offering you the best possible mortgage. We listen to your specific needs and custom tailor the mortgage solution that best suits your financial goals. In today’s market, it’s especially important to partner with the Mortgage.
Island Pacific HomeLoans, LLC, strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance and We offer conforming, Jumbo, VA, FHA and USDA loan programs. We also offer loan programs for first time home buyers.
3615 Harding Avenue, Suite 101, Honolulu, HI, 96816
Primary Residential Mortgage, we’re dedicated to giving each customer a great experience. Our local home Loan Originators have decades of combined experience in the mortgage industry and can help you reach your short- and long-term goals.Our local specialists have the resources of a huge national mortgage company.
Oahu Federal Credit Union strives to deliver the best service possible to our most important asset - our members. Qualified members may join Oahu Federal Credit Union by visiting our office located at 2219 Pauoa Road in Honolulu.
The mission of a credit union is to provide and promote the use of a variety of financial services
770 Kapiolani Blvd, Suite 514, Honolulu, HI, 96813
Hawaiian Electric Employees Federal Credit Union – a not for profit, financial cooperative. It was in the spirit of “people helping people” that the Credit Union was founded in 1937, by 15 employees of Hawaiian Electric Company who pooled together $70 of their money. Today, that same spirit of “people helping people” has grown to serve
No Cost VA Loans” is a mortgage banking firm providing mortgage financing as both broker and direct lender. Our objective is to provide the local market with a one-stop solution for all mortgage needs. With an emphasis on residential mortgages, we’ve been able to position ourselves not only as a market leader
First Hawaiian, Inc. (NASDAQ: FHB) is a bank holding company headquartered in Honolulu, Hawai’i. Its principal subsidiary, First Hawaiian Bank, founded in 1858, is Hawaii’s oldest and largest financial institution. The bank has 49 branches throughout Hawaii, three in Guam and two in Saipan. It offers a diversified range of banking services to consu
