FHA VS Conventional loan programs in Holiday-City-South, Ocean County, New Jersey
In the current year of 2025, the county of Ocean in Holiday-City-South, NJ, has set the conventional loan limit at $970,800. Additionally, for a single-family home, the FHA limit is established at $970,800. Understanding these loan limits is crucial for potential homeowners and real estate professionals.
The Lendersa® Conventional loan calculator is a versatile tool allowing users to contrast the finest rates currently available for Conventional, FHA, and USDA loans. Through this tool, users can determine the necessary income, credit score, reserves, and documents needed to qualify for a loan. With our advanced mortgage calculator, it is possible to view Conforming Conventional loans, USDA, FHA, and VA options side by side. This comparison enables you to identify the most suitable loan program in NJ, taking into account your unique financial situation, providing valuable insights for making well-informed decisions.
Detailed 2025 Loan Limits & Down Payment Guidelines in Holiday-City-South, Ocean, NJ
Type of Loan
Loan Limit
Minimum Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This comparison table applies specifically to certain zip codes: 8757. Ensure your property falls within these areas to take advantage of the stated loan limits and benefits.
Explore Various Conventional and FHA Loan Possibilities in Holiday-City-South, NJ
The primary goal of Lendersa® is to ensure clients secure the best possible Conventional, USDA, or FHA loan options rapidly and with minimal hassle. To achieve this, consider starting with one of three pathways. Each pathway is designed to efficiently match your needs with the appropriate lenders and loan programs, optimizing the process. Choose an option below to begin aligning with lenders and securing your future in homeownership:
Since 1954, MERITUS ® Credit Union (formerly Lafayette Schools Credit Union) has been dedicated to providing the best value in banking. You can count on us for personal service and solutions that fit every stage of your life and financial goals. Our mission is Securing your future by delivering affordable financial solutions,
Central mortgage service inc founded in 1999 we've weathered many storms and changes in this industry. Constantly adapting, overcoming and adjusting to the ever changing lending programs and guidelines. Now more than ever, you need to deal with a tried and proven industry professional.
Banking, finance and understanding the role of money in our lives is critical to helping people succeed. At First Oklahoma Bank, we are grateful for the opportunity to help people fulfill dreams of building and expanding businesses, buying homes, and building their personal wealth.
Gateway was founded in 2000 by J. Kevin Stitt, who didn’t have much more to start with than $1,000, a computer, and lofty dreams about what a mortgage company could be. Kevin began his career in the mortgage industry, and his vision to help families and communities grow stronger through home ownership.
Bank of Eufaula is a 100 year old community bank located in Eufaula, Oklahoma, home of the beautiful Lake Eufaula. We are a full service bank focusing our attention on serving the needs of the residents of the Eufaula City and Lake Areas, and also the McIntosh County, Northern Pittsburg County, and Western Haskell County areas.
Avanti Federal Credit Union has been open since 1953. It's the 23rd largest credit union in South Dakota with assets totaling $29.61 Million and providing banking services to more than 3, 000 members as of March 2022. People living, working, or worshipping in the credit union's geographic area can become a member and access banking services.
Columbus Bank and Trust Company is a locally owned, home town bank that originally opened its doors on February 2, 1935 and has remained in local ownership for over 80 years. The original owners were R.V. Prokop, J.H. Moeller, and W.E. Barkley. The Bradley Family took ownership in 1938 and retained ownership until July of 2013.
Columbus United Federal Credit Union is located in Columbus, NE, United States and is part of the Depository Credit Intermediation Industry. Columbus United Federal Credit Union has 19 total employees across all of its locations and generates $2.78 million in sales (USD). We are truly Banking With You as we go on this journey together.
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
6007 Financial Plaza, Suite 206, Shreveport, LA, 71129
At Cross Country Equity, LLC, the “Mortgage Professionals”, a highly skilled team of financial experts specializing in mortgage loan services. Our company has over 40 years of combined experience in the financial services arena, with expert knowledge in all mortgage products both residential and commercial.
