FHA VS Conventional loan in South-Toms-River, Ocean County, New Jersey
In 2026, the Conventional loan limit for South-Toms-River, which is in Ocean county, NJ, is $970,800. Meanwhile, for a single-family home, the FHA limit is $970,800.
Utilize the Lendersa® Conventional loan calculator to compare today's rates for Conventional, FHA, and USDA loans. It helps you understand the income, credit, reserves, and documents required for qualification. With our mortgage calculator, evaluate Conforming Conventional loans alongside USDA, FHA, and VA options, assisting in selecting the most appropriate program for your financial needs in NJ.
2026 Loan Limits and Downpayment Requirements in South-Toms-River, Ocean, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
Note: This comparison pertains to zip codes: 8757
Available Conventional and FHA Loan Options in South-Toms-River, NJ
Lendersa® aims to swiftly secure you the best possible Conventional, USDA, or FHA loans with minimal fuss. Choose one of the three starting points resulting in matches with suitable lenders and loan programs.
Five Star Credit Union wants you to succeed. We partner with you to help you fulfill your financial goals. Checking is always free along with our debit card, mobile app, bill pay, free fraud text alerts, and the free Five Star Digital Wallet. Credit Union wants you to succeed. We partner with you to help you fulfill your financial goals.
Members 1st Credit Union was chartered in 1951 as a member-owned, not-for-profit financial cooperative with staff and management committed to serving members' financial needs. All members share in the net profits of the credit union by receiving dividends on their savings. These savings, in turn, are pooled to make low-cost loans to fellow members.
Our mission is to actively protect your finances by ensuring the safety & soundness of our Credit Union.We are committed to providing consistent quality member service; to relentlessly strive to meet the needs of our members through building & maintaining a strong team.Membership in OCCU is limited to those who are employees of the City of Ocala,FL
Abbey Mortgage of Ocala, Inc is a locally owned and operated full service mortgage company As a full service mortgage company, we do all types of loans. We have lots of new loans, zero money down purchases and government loans We also do VA, FHA, USDA Rural housing and reverse mortgages
Coast2Coast Lending is a leader in residential home mortgages. We are proud to offer all government loan programs (FHA,VA,USDA) along with many conventional and jumbo financing programs. We serve borrowers for both purchase and refinance. Lending is a leader in residential home mortgages.
Landmark Mortgage Planners is setting new standards in mortgage lending. Any mortgage "professional" can take your information, submit it to an underwriter, and then cross their fingers and hope for the best. Unlike ordinary mortgage lenders, our mortgage consultants are actually certified mortgage planners.
10733 Sunset Office Drive, Suite 406, Saint Louis, MO, 63127
We have all the products you would expect of large financial institutions, and the personal service you want. And whether you are opening LCMS organization or personal accounts, you will find accounts with no maintenance or annual fees, exceptional online access, remote deposit capability, and for personal loans, excellent rates.
At IMS Mortgage Services, we are committed to our values of service, empowerment & accountability. These values are not only for our customers, but for each other as well. We are the best mortgage professionals in the industry bar none.We do things faster & less expensive than our competition & quite frankly, we simply do what others only promise.
