FHA VS Conventional loan programs in 2025 for South-Toms-River, Ocean County, New Jersey
In 2025, the Conventional loan limit for South-Toms-River, which is in Ocean county, NJ, is $970,800. Meanwhile, for a single-family home, the FHA limit is $970,800.
Utilize the Lendersa® Conventional loan calculator to compare today's rates for Conventional, FHA, and USDA loans. It helps you understand the income, credit, reserves, and documents required for qualification. With our mortgage calculator, evaluate Conforming Conventional loans alongside USDA, FHA, and VA options, assisting in selecting the most appropriate program for your financial needs in NJ.
2025 Loan Limits and Downpayment Requirements in South-Toms-River, Ocean, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
Note: This comparison pertains to zip codes: 8757
Available Conventional and FHA Loan Options in South-Toms-River, NJ
Lendersa® aims to swiftly secure you the best possible Conventional, USDA, or FHA loans with minimal fuss. Choose one of the three starting points resulting in matches with suitable lenders and loan programs.
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