Explore the differences! FHA VS Conventional loan programs in South-Toms-River, Ocean County, New Jersey
In 2025, the Conventional loan limit for South-Toms-River, which is in Ocean county, NJ, is $970,800. Meanwhile, for a single-family home, the FHA limit is $970,800.
Utilize the Lendersa® Conventional loan calculator to compare today's rates for Conventional, FHA, and USDA loans. It helps you understand the income, credit, reserves, and documents required for qualification. With our mortgage calculator, evaluate Conforming Conventional loans alongside USDA, FHA, and VA options, assisting in selecting the most appropriate program for your financial needs in NJ.
2025 Loan Limits and Downpayment Requirements in South-Toms-River, Ocean, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
Note: This comparison pertains to zip codes: 8757
Available Conventional and FHA Loan Options in South-Toms-River, NJ
Lendersa® aims to swiftly secure you the best possible Conventional, USDA, or FHA loans with minimal fuss. Choose one of the three starting points resulting in matches with suitable lenders and loan programs.
118-18 101 Avenue S, South Richmond Hill, NY, 11419
Omni Mortgage we pride ourselves on providing superior customer service & creating satisfied customers.our staff consist of experienced mortgage professionals who have an hands on approach to mortgage guidance.Not only you will find our team members knowledgeable,but you will also discover we truly care about helping you make your dreams a reality
The bank was originally founded in Hoboken, New Jersey in 1938 as the Haven Building & Loan Association. As the country and the state continued to emerge from the grips of the Great Depression, there became an increasing need for local, community-minded financial institutions to serve the needs of their neighboring communities.
When we started NorthStar Funding, there were many other companies out there. We didn’t want to be just another company, so the question was, “How to make NorthStar Funding better than the others.” The answer was to be customer driven and to provide exceptional customer service. We understand what a stressful time this can be.
GreenBridge Loans provides capital to business owners, startups, and real estate investors by using residential and commercial real estate as collateral. Unlike many business funders, GreenBridge provides a streamlined funding process with minimal requirements. We currently offer three types of Secured Business Loans geared to accommodate
Pinnacle Mortgage Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
County Savings Bank has served the Tinicum and Ridley Township neighborhoods with dependable full-service banking operations. Our customers appreciate the way we balance small town warmth with “big bank” services and security We bring a real community feeling into your bank - a place where you put your business and your trust.
StackSource is a tech-enabled commercial real estate loan platform. We connect investors who are developing or acquiring commercial properties with financing options like banks, insurance companies, and private lenders through an easy, transparent process. We’re taking the best of commercial mortgage brokerage and updating it for the 21st century.
Fund That Flip provides fast, convenient, affordable capital for experienced real estate investors that buy and rehabilitate residential properties. To date, we've done hundreds of deals through our simple, transparent online application process with 24-hour turnaround time for funding commitments.
