FHA VS Conventional loan programs in 2025 for Delaware, Hunterdon County, New Jersey

In the year 2025, the conventional loan limit in Delaware, located in Hunterdon county, NJ, is set at $1,089,300. In contrast, the FHA loan limit for a single-family home is established at $1,089,300. These limits are crucial for understanding your borrowing capabilities and making informed purchasing decisions.

Utilize the Lendersa® Conventional loan calculator to assess and compare the top rates available today for Conventional, FHA, and USDA loans. This tool is designed to determine the necessary income, credit, reserves, and documentation requirements needed to qualify for specific loan options. By employing our advanced mortgage calculator, you can analyze and compare Conforming Conventional loans, USDA, FHA, and VA options side by side, thereby facilitating the decision-making process to select the best possible loan program in NJ tailored to your unique financial situation.

Explore competitive loan offers from over 100 lenders

Comprehensive 2025 Loan Limits and Down Payment Guidelines in Delaware, Hunterdon, NJ

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This comparison table applies specifically to zip codes: 08822, 08559, 08556, 08557, making it essential to verify that your property is within these areas to take advantage of the provided limits and benefits.

Explore a Range of Conventional and FHA Loan Options in Delaware, NJ

The primary objective of Lendersa® is to offer unparalleled Conventional, USDA, or FHA loan options with speed and efficiency, eliminating unnecessary hassle. Choose one of the three strategic starting points below to connect with matching lenders and programs that cater to your specific requirements, streamlining your path to homeownership:

Discover Lendersa's USDA loan requests and matching results for optimal choices


  • Jackson Henry Mortgage, LLC
  • 26403 Oak Ridge Drive, Suite 200, Spring, TX, 77380
  • Jackson Henry Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
  • CLM Mortgage, Inc.
  • 480 Wildwood Forest Dr, Suite 802, Spring, TX, 77380
  • CLM Mortgage the preferred lender of Chesmar Homes, has branches in Houston & San Antonio. Our loan officers offer excellent service and explain the loan process to you so it's easy to understand, and we'll work to get you the best rate available for your loan. We work with all borrowers throughout the state of Texas.
  • Traditions Mortgage Group
  • 2001 Timberloch Place, Suite 500, The Woodlands, TX, 77380
  • Traditions Mortgage Group is buying, selling, refinancing, or buildingyour dream home, you have a lot riding on your loan officer. Since marketconditions and mortgage programs change frequently, you need to make sureyou’re dealing with a top professional who is able to give you quick andaccurate financial advice. As an experienced Mortgage Company.
  • TEXAS PREMIER MORTGAGE INC
  • 25325 Borough Park Dr, Suite 210, The Woodlands, TX, 77380
  • Texas Premier Mortgage has a variety of products to help reduce your payment or term. Products for excellent credit include FHA, VA, and Jumbo loans. Conventional loans are also available for your lending needs. Our staff will help you pick the right product for your credit profile.
  • JRS Home Loans, LLC
  • 8132 Joella Court, Grandview, TX, 76050
  • The JRS Home Loans team is dedicated to helping you find & fund the home of your dreams. Contact a JRS Home Loans specialist today to start your search for a new home or mortgage loan. We make it easy for you to get pre-approved for your home loan. You have enough to worry about, we’ll handle all of the headaches & walk you through the process.
  • Shell FCU
  • 301 E 13th Street, Deer Park, TX, 77536
  • Shell FCU is a member owned and operated cooperative serving Harris County. We offer a wide range of services at no-cost or at lower costs than traditional financial institutions, including more favorable rates on dividends and loans.Anyone who lives, works, worships, attends school, or regularly conducts business.
  • Lubrizol Employees' Credit Union
  • 205 Center Street, Deer Park, TX, 77536
  • Lubrizol Employees' Credit Union is proud to be a member-owned, not-for-profit financial cooperative whose sole purpose is to serve its members. Our commitment to our members is consistent with our credit union principles of “Not for Profit, Not for Charity, But for Service” and our philosophy of “People Helping People
  • Liberty Mortgage
  • 3710 Center St, Suite 101, Deer Park, TX, 77536
  • The resourceful and skilled team at Liberty Mortgage is eager to help you reach your dreams. If you need an experienced Deer Park, TX mortgage team focused on precision, give us a call. FHA Loans with -0- lender fees and also we can usually issue a credit to the buyer to cover some of their closing costs. Credit Scores as low as 580 on FHA.
  • Jet Lending, LLC
  • 1419 FM 1960, Houston, TX, 77073
  • Jet Lending, LLC was founded on 2004 for the purpose of assisting real estate investors in their purchase of property quickly with as little cash out-of-pocket as possible. We loan money for the purchase and escrow additional funds for repairs. We have originated more than 2,000+ loans for real estate investors in Texas, totaling over $250,000,000.
  • CAPITAL HOME LENDING
  • 4532 Pasadena Blvd, Suite C, Pasadena, TX, 77503
  • Capital home lending are a full-service mortgage brokerage specializing in every area of residential home lending.Our mission is to enrich and empower people's lives through homeownership while providing them with the lowest interest rate and closing costs. and We pledge to deliver our clients and referral partners.
  • Lamar Lending
  • 2515 B NASA PKWY, Suite 200, Seabrook, TX, 77586
  • Local Mortgage Broker for commercial and residential lending. We have the lowest rates at the lowest cost in the industry! We serve our community in a way big banks only dream of for refinance & purchases. Conv, FHA, VA, USDA, Down Payment Assistance. Superior to the big banks in customer service, loan services and more.