FHA VS Conventional loan in Readington, Hunterdon County, New Jersey

For 2025, the conventional loan limit in the city of Readington, part of Hunterdon county, NJ, is set at $1,089,300, while the FHA limit for a single-family home stands at $1,089,300. These limits determine how much borrowers can secure when applying for these types of mortgage loans.

The Lendersa® Conventional loan calculator is essential for comparing today’s most competitive rates for Conventional, FHA, and USDA loans. This tool helps you evaluate necessary qualifiers such as income, creditworthiness, financial reserves, and required documentation for eligibility. Our advanced mortgage calculator showcases Conforming Conventional, USDA, FHA, and VA loans side by side. It aids in discerning which plan is the most advantageous for your financial situation in NJ, providing invaluable insights for making informed decisions.

Explore and compare loan offers from a variety of 100 lenders

Insight into 2025 Loan Limits and Down Payment Requirements in Readington, County of Hunterdon, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This comprehensive comparison table is relevant for the following zip codes: 08822, 08833, 08889, 08887, 08853, 08870, 08885, 08888

Understanding Conventional and FHA Loan Options in Readington, NJ

Lendersa® aims to effectively connect you with the best possible Conventional, USDA, or FHA loan options quickly and effortlessly. Begin by selecting one of three pathways that link you to suitable lenders and tailored loan programs:

Details of Lendersa USDA loan request evaluation and matching outcomes


  • City Wide Mortgage Limited Liability Company
  • 2035 Gallows Road, Vienna, VA, 22182
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Gottara Mortgage
  • 1453 Carrington Ridge Lane, Vienna, VA, 22182
  • Gottara have truly modernized the loan process. Almost everything you need to do as our customer can be done on your phone. We also use the latest digital mortgage technology to be able to process and close loans for a fraction of the cost of our competitors and Our customers love our low rates, superlative service.
  • Capital Residential Mortgage LLC
  • 8500 Leesburg Pike, Suite 510, Vienna, VA, 22182
  • We at Capital Residential Mortgage have helped thousands of clients in the Washington DC Metro area achieve their homeownership or refinancing goals. We have handled more $100 million in mortgages. We promise to make your mortgage process easy and enjoyable. We’ll work with you to consider your loan options and pick the perfect product
  • Mortgagevisa LLC
  • 2181 Chain Bridge Road, Vienna, VA, 22182
  • MortgageVisa is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Today's Mortgage Inc
  • 1964 Gallows Road, Suite 320, Vienna, VA, 22182
  • Today’s Mortgates has been making home buying dreams come true for nearly 10 years. Like many of the people that we help find financial security through their homes, we too come from humble beginnings. In 2010s, Mortgates began in an office space in the middle of Annandale. Since then, also like many of those we help find financial security.
  • Saab Mortgage
  • 8230 Boone Blvd, Suite 370, Vienna, VA, 22182
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates
  • A Money Matter Mortgage Inc
  • 8229 Boone Blvd, Suite 230, Vienna, VA, 22182
  • We offer the best mortgage tools available on the Internet - easy, convenient, on-line shopping for the best loan programs and most current rates available, together with the assistance of an experienced, "live" loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan.
  • Mortgage One Solutions
  • 8609 Westwood Center Drive, Suite 200, Vienna, VA, 22182
  • We are a Full-Service Direct Lender who originates all types of residential loans. We have over 20 years of experience in the Mortgage Industry. On-site processing, underwriting, and funding teams committed to closing your loans on time. Our team is dedicated to offer our brokers and borrowers a high standard of customer service.
  • Potomac Mortgage Advisors LLC
  • 46169 Westlake Drive, Potomac Falls, VA, 20165
  • our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • DEVAL LLC
  • 8230 Leesburg Pike, Suite 600, Vienna, VA, 22182
  • At DEVAL LLC we hold ourselves to the highest standards of customer service, working honestly and fairly with all of our customers and clients. We provide services to address our customers’ unique circumstances, including numerous payment options, extended hours of operation and associates who are trained to provide knowledgeable assistance.
  • City Lending, Inc
  • 8150 Leesburg Pike, Suite 405, Vienna, VA, 22182
  • City Lending, we know the importance of investing in a home. We understand it can be a scary & sometimes overwhelming process but we aim to make it easy.Our goal is to help borrowers of all experience levels to overcome hurdles that may stand in their way, so they can quickly & painlessly move forward with all of their home related aspirations.
  • United 1 Mortgage
  • 8100 Boone Blvd Suite 450, Vienna, VA, 22182
  • United 1 Mortgage Corp, our mission is to set a high standard in the mortgage industry.We are committed to quality customer service – about putting the people we serve first.Our goal is to carefully guide you through the home loan process so that you can confidently select the best mortgage for you & your family from the many mortgage options.