FHA VS Conventional loan programs in 2026 for Franklin, Gloucester County, New Jersey

For the year 2026, the conventional loan limit for Franklin, in the county of Gloucester, NJ, is established at $726,200. Comparatively, the FHA loan limit for a single-family residence is defined as $529,000.

The Lendersa® Conventional loan calculator provides an opportunity to compare today’s best available rates for Conventional, FHA, and USDA loans. It assesses important factors like income, credit, reserves, and necessary documents needed for qualification. Utilize our advanced mortgage calculator to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide the most suitable option for your unique financial circumstances in NJ.

Explore and compare loan offers from an array of 100 lenders

An Insight into 2026 Loan Limits and Down Payment Requirements in Franklin, within Gloucester County, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $529,000 3.5%

This extensive comparison table applies to the following zip codes: 08328, 08322, 08344, 08360

Explore Conventional and FHA Loan Options in Franklin, NJ

At Lendersa®, our primary goal is to provide you with the most advantageous Conventional, USDA, or FHA loan solutions, efficiently and without hassle. Select one of three starting scenarios to connect with tailored lenders and appropriate loan programs:

Demonstration of Lendersa USDA loan request evaluation and matching outcomes


  • TOP VINE MORTGAGE SERVICES, L.L.C.
  • 786 Mountain Blvd, Suite 202, Watchung, NJ, 07069
  • Top Vine Mortgage Services was formed to ensure customer satisfaction is met. By partnering with the nation's top financial institutions, our distinctive approach to mortgage financing means we can virtually guarantee our clients receive the best rates and terms available. With years of experience and deep industry insights,

  • Lion Mortgage
  • 306 Avenel St., Avenel,, NJ, 7001
  • Lion Mortgage is a privately held New Jersey based mortgage correspondent lender firm founded in 2002 by Vaishali Sheth. We provide residential mortgage across New Jersey and Pennsylvania. Lion Mortgage, which offers a host of diverse, flexible mortgage loan programs for customers with a variety of backgrounds and needs

  • Secured Funding Corporation
  • 3500 Boston St, Suite 234, Baltimore, MD, 21224
  • Secured Funding Corporation is a full-service mortgage brokerage firm specializing in FHA, Conventional, VA, and 203k residential loans. Our team of originators have years of valuable experience in the home loan industry and have built a reputation of excellent customer service that is exemplified by the number

  • Northampton Area School District Employees Credit Union
  • 2014 Laubach Avenue, Northampton, PA, 18067
  • A Credit Union is organized by members of a group having a common bond. The Northampton Area School District Employees Federal Credit Union is comprised of public school employees, this being the common bond. The Northampton Area School District Employees Federal Credit Union began in 1939.

  • Central Credit Union of Maryland
  • 8501 LaSalle Rd, Baltimore, MD, 21286
  • We're small enough to know you but big enough to put 24/7 banking in the palm of your hand. From better rates to lower fees, we give you greater control over your future. Whatever an amazing life looks like for you, we’re here to help you get there! It’s easy to add us as a partner in your financial future!

  • MidState Federal Credit Union
  • 237 Roosevelt Avenue, Carteret, NJ, 07008
  • MidState Federal Credit Union began over half a century ago on May 3, 1950, with a total membership of seven. These original seven members decided to pool their savings in order to promote thrift among them, by affording them an opportunity to accumulate their savingsand create a source of credit they could borrow from for provident

  • AMERICAN UNITED MORTGAGE CORPORATION
  • 210 Haven Avenue, Scotch Plains, NJ, 07076
  • American United is a New Jersey based Mortgage Banker and lending partner. As such, we partner with some of the largest banking and financial institutions across the nation. This wholesale banking relationship allows us to provide our retail clients with the most competitive rates the industry has to offer.

  • Regional Home Mortgage LLC
  • 1150 Raritan Road, Suite 104, Clark, NJ, 07066
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Merck Employees Federal Credit Union
  • 126 East Lincoln Avenue, Rahway, NJ, 07065
  • Established in 1936, Merck Employees Federal Credit Union is federally chartered & federally insured by the National Credit Union Administration to serve Merck employees and their family members. The credit union was created just 2 years after President Franklin Delano Roosevelt signed the Federal Credit Union Act into law as part of the New Deal.