FHA VS Conventional loan in Dennis, Cape May County, New Jersey

For the year 2025, the limit for conventional loans in Dennis, situated in Cape May county, NJ, is $726,200. The FHA limit for single-family homes is $548,550.

Use the Lendersa® Conventional loan calculator for comparing today’s best rates for Conventional, FHA, and USDA loans. Determine the eligibility criteria such as income, credit requirements, reserves, and documents. With our tool, view Conforming Conventional loans alongside USDA, FHA, and VA options to see which suits your financial situation in NJ.

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2025 Loan Limits and Down Payment Needs in Dennis, Cape May County, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $391,900 0%
FHA $548,550 3.5%

Applies to ZIP codes: 08230, 08246, 08210, 08270, 08214, 08245

Explore Conventional and FHA Loan Choices in Dennis, NJ

Lendersa® aims to quickly and seamlessly secure the ideal Conventional, USDA, or FHA loan for you. Opt for one of the three initial steps that correspond to suitable lenders and loan packages.

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  • Community Mortgage
  • 142 Timber Creek Drive, Cordova, TN, 38018
  • Community Mortgage; our name says it all. Mortgages are all we do, and we are experts at it. We're committed to serving you with on time closing, local underwriting/decision making, expert support personnel and exceptional communication. We know your neighborhoods, understand your needs and we're here for you, every step of the way.
  • Success Mortgage Partners, Inc
  • 1526 Commercial Park Dr Ste 4, Lakeland, FL, 33801
  • Success Mortgage Partners, Inc. was founded in May, 2002, by Vincent N. Lee and Owen V. Lee, Esq. The purpose of founding SMP was to create a company applying the various lessons that each had learned in their respective real estate careers. The two owners wanted to seriously grow the mortgage company
  • LANDMARK MORTGAGE AND ASSOCIATES, INC.
  • 110 E Pine St, Lakeland, FL, 33801
  • "LandMark Mortgage is a small team of mortgage professionals who understand not only how to get you approved for your mortgage—but also how the mortgage you choose affects your overall financial future. We treat your mortgage like any other investment, helping you find the right loan for your family’s individual financial situation, need"
  • Farm Credit of Central Florida
  • 204 East Orange Street, Suite 200, Lakeland, FL, 33801
  • Farm Credit of Central Florida is part of the Farm Credit System, a nationwide network of agricultural and rural lending institutions cooperatively owned by their borrowers. Farm Credit helps maintain and improve the quality of life in rural America and on the farm, through its constant commitment to competitive lending with its customers.
  • American Liberty Mortgage
  • 402 S KENTUCKY AVE #310, Lakeland, FL, 33801
  • American Liberty Mortgage is committed to providing our clients with smooth mortgage transaction combined with the lowest rates available in, Lakeland and all throughout Florida. We are a mortgage company committed to helping our clients secure the best home loan. Our outstanding mortgage professionals will work with you one on one
  • American Liberty Mortgage - Polk County - Winter Haven, FL
  • 223 7th Street Southwest, Winter Haven, FL, 33880
  • American Liberty Mortgage, Inc. provides home loans, mortgage rates & mortgage refinance programs. | All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures.
  • First Mortgage Corporation of Winter Haven
  • 1810 6th Street SE, Winter Haven, FL, 33880
  • First Mortgage Corporation of Winter Haven is a licensed mortgage lender in the State of Florida. We make and service loans for qualified individuals. We're a family run business; we understand the importance of investment in community. In these difficult times, its comforting to know there is someone who cares on the other end of the phone.
  • Vertical Lending
  • 290 Cypress Gardens Blvd SE, Winter Haven, FL, 33880
  • In 2005, two Floridian real estate & development families, recognized signs of a housing catastrophe, through the over-inflated home values, which was caused by risky mortgage products and lax lending standards.In 2006, Vertical Lending was founded, as a licensed mortgage lender, to provide a higher lending standard.