FHA VS Conventional loan in Dennis, Cape May County, New Jersey

For the year 2026, the limit for conventional loans in Dennis, situated in Cape May county, NJ, is $726,200. The FHA limit for single-family homes is $548,550.

Use the Lendersa® Conventional loan calculator for comparing today’s best rates for Conventional, FHA, and USDA loans. Determine the eligibility criteria such as income, credit requirements, reserves, and documents. With our tool, view Conforming Conventional loans alongside USDA, FHA, and VA options to see which suits your financial situation in NJ.

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2026 Loan Limits and Down Payment Needs in Dennis, Cape May County, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $391,900 0%
FHA $548,550 3.5%

Applies to ZIP codes: 08230

Explore Conventional and FHA Loan Choices in Dennis, NJ

Lendersa® aims to quickly and seamlessly secure the ideal Conventional, USDA, or FHA loan for you. Opt for one of the three initial steps that correspond to suitable lenders and loan packages.

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Dennis Lenders

  • BREEZY MORTGAGE LLC
  • 8 Dana Ave, Ocean View, NJ, 8230
  • Lends in New Jersey
  • Breezy Mortgage is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently,

  • Brass Financial Group
  • 1145 Asbury Ave, Unit A, Ocean City, NJ, 08226
  • Lends in New Jersey
  • At Brass Financial Group, we focus on lending money for real estate investments and residential mortgages. We offer the following no doc Fix & Flip, New Construction, Bridge, Rental, and Commercial Loans as well as FHA, VA, Conventional and more!residential mortgages. We offer the following no doc Fix & Flip

  • Jersey Shore Federal Credit Union
  • 1434 New Road, Northfield, NJ, 08225
  • Lends in New Jersey
  • We were built on the "People Helping People"​ philosophy and that remains true today. Our mission is to provide quality services to meet the financial needs of our members. We are committed to serving our members'​ needs both today and in the future. Jersey Shore Federal Credit Union is a member-owned, not-for-profit financial cooperative.

  • Century Savings Bank
  • 1376 W. Sherman Avenue, Vineland, NJ, 08360
  • Lends in New Jersey
  • Century Savings Bank has grown from a small building and loan association in Bridgeton, NJ with just a few thousand dollars, to a friendly, multi-million dollar financial force operating from a network of six branches throughout southern New Jersey with locations in Elmer, Gibbstown, Mullica Hill, Upper Deerfield Twp, and Vineland.

  • Members 1st of NJ Federal Credit Union
  • 37 West Landis Avenue, Vineland, NJ, 08360
  • Lends in New Jersey
  • Members 1st of NJ Federal Credit Union was formed in 1938 as the Cumberland Teachers Federal Credit Union. Our founders saw the need for a not-for-profit and democratically operated cooperative that would provide lower cost financial services, as well as represent the best financial interests of its members.

  • Bay Atlantic Federal Credit Union
  • 101 West Elmer Road, Vineland, NJ, 08360
  • Lends in New Jersey
  • BAFCU is a member owned, not for profit, financial cooperative chartered in 1939. We are dedicated to providing members with a full range of high-quality personal financial products and services at the lowest cost possible. We currently serve the employees and members of 200 local businesses and organizations.

  • Bridgeton Onized Federal Credit Union
  • 339 Main Street, Cedarville, NJ, 08311
  • Lends in New Jersey
  • Bridgeton Onized Federal Credit Union has been open since 1939. The credit union has assets totaling $46.63 Million and provides banking services to more than 6, 000 members.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups

  • Newfield National Bank
  • 18 S.West Boulevard, Newfield, NJ, 08344
  • Lends in New Jersey
  • Newfield National Bank, a full-service community bank, is a part of the Newfield Bancorp. It is a mutual savings bank, which is located in Newfield, N.J. Newfield National Bank provides a wide range of financial services and products, such as certificates of deposit, loans, checking and savings accounts

  • national directlender llc
  • 500 N Green St, Little Egg Harbor, Tuckerton, NJ, 08087
  • Lends in New Jersey
  • Empowering dreams with tailored financial solutions, National Directlender LLC champions homeownership by offering diverse loan options. From FHA and VA loans to Reverse Mortgages and Bridge Loans, we provide expert guidance every step of the way, ensuring families secure homes and futures. Choose National Directlender LLC as your bridge to financi