FHA VS Conventional loan programs in 2025 for Ocean-City, Cape May County, New Jersey
In 2025, the conventional loan limit for a single-family home in Ocean-City, county of Cape May, NJ, is set at $647,200. In contrast, the FHA limit is $489,900.
The Lendersa® Conventional loan calculator allows you to effectively compare today's most favorable rates among Conventional, FHA, and USDA loans. Evaluate income, credit reserves, and necessary documents for eligibility. Our advanced mortgage calculator displays side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to guide you in choosing the program that best suits your financial needs in NJ.
2025 Loan Limits and Down Payment Requirements in Ocean-City, County of Cape May, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$345,000
0%
FHA
$489,900
3.5%
This comparison applies to the zip codes: 8226
Exploring Conventional and FHA Loan Options in Ocean-City, NJ
The objective of Lendersa® is to quickly connect you with the best available Conventional, USDA, or FHA loans without hassle. Begin by selecting one of three starting points designed to match you with suitable lenders and loan programs.
OMEGA FCU is led by a volunteer Board of Directors elected by the membership. The Board of Directors establishes the policies of OMEGA FCU and advises on our day to day operations. OMEGA FCU follows conservative investment practices and we lend responsibly. OMEGA Federal Credit Union was founded in 1940.
3000 Stonewood Drive, Suite 110, Wexford, PA, 15090
At Ace One Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
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Since 1945, Granite State Credit Union has been building relationships with our members while meeting their growing financial needs. Every day we strive to offer the quality, personal service members have come to expect from their local credit union.
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