FHA VS Conventional loan in Upper, Cape May County, New Jersey
In 2025, Convetional loan limit in Upper, county of Cape May, NJ is $726,200 while FHA limit is $548,550 for a single-family home.
Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NJ is best for your particular financial situation.
2025 loan limits and downpayment requirments in Upper, county of Cape May, NJ
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$391,900
0%
FHA
$548,550
3.5%
The comparison table applies to zip codes: 08230, 08248, 08223, 08270, 08250
Conventional and FHA loan options in Upper, NJ
Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Diamond Lakes Federal Credit Union is a full service financial institution ready to serve you as a member, not just as a customer! We are a not-for-profit financial cooperative owned by the folks that save and borrow money at Diamond Lakes. Profits are returned to members in the form of lower rates on loans, less fees
MNB is a full service community Bank committed to providing top quality personal and business financial services, delivered by associates who are dedicated to the highest level of personal service. Since 1934, we have been providing professional Banking services to central Arkansas.
At Midwest Mortgage Consultants, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
United Family Mortgage has been in business for more than 20 years and we strive to offer our local Elk River family and friends the best mortgage services available, in addition to our extended family and friends in the Otsego, Ramsey, Zimmerman and Big Lake, MN areas. If you are in the area
Greater KC Public Safety Credit Union is a not-for-profit member-owned financial institution welcoming all public safety employees & their family members in the Kansas City metro area, or anywhere in the state of Missouri or Kansas. It is the only credit union in Kansas City solely dedicated to serving public safety agencies, & has been since 1934.
Will Fosters goal and aspiration is to provide you with such an incredible lending experience you will feel comfortable introducing the people you care about most to me. Looking forward, I see a huge opportunity to help an immense amount of people realize their financial goals, and it is my hope you will be right there alongside me.
ProGowth Bank is more about people than products. It’s about you. ProGrowth Bank is here to build a lifelong relationship to support your financial success and help you achieve financial wellness in life. ProGrowth Bank provides resources and opportunities that business owners need… that you need.
