Explore the differences! FHA VS Conventional loan programs in Upper, Cape May County, New Jersey
In the year 2025, the limit for conventional loans in Upper, in Cape May county, NJ, is set at $726,200. On the flip side, the FHA cap for a single-family home is $548,550. These defined limits are crucial for borrowers to understand how much they can potentially borrow when seeking home financing in this region.
Employ the Lendersa® Conventional loan calculator to review today's most competitive rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents you'll need to qualify. Our sophisticated mortgage calculator enables side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA programs, helping you decide which is the best fit for your financial needs in NJ.
2025 Loan Limits and Down Payment Requirements in Upper, County of Cape May, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$391,900
0%
FHA
$548,550
3.5%
This comparison chart is applicable to zip codes: 08230, 08248, 08223, 08270, 08250. Understanding these loan limits is key to setting realistic expectations about borrowing capabilities and planning accordingly.
Explore Conventional and FHA Loan Opportunities in Upper, NJ
The mission of Lendersa® is to provide a streamlined process to help you access the best possible Conventional, USDA, or FHA loans quickly and without hassle. Choose from three strategic starting points that will connect you with matching lenders and loan programs tailored to suit your particular financial requirements.
Fall River Pawnbrokers was established in 1995 with our first pawn shop operation opening its doors in Fall River, Massachusetts. For over 24 years we have contributed to serving working families and communities by providing a wide range of financial services for people of all ages and backgrounds.
99 S. Main Street, Suite 154, Fall River, MA, 02721
Our mission is to serve our customers with honesty, integrity and competence. We specialize in Home Purchase Loans and Refinancing in MA and RI. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks
Fall River firemen gave birth to what is today the Fall River Municipal Credit Union. The beginning was humble to say the very least. It started with a Fall River firefighter, a state appointed finance board, and the impending threat of wholesale cuts in the pay of city employees
In 1949, Antone Costa moved to the town of Westport. He enrolled in Business school and began to study Accounting, Cost Accounting, and Business Law for the next three years. Around that time he realized that Westport did not have a banking facility. Upon consulting the President of St. Mathieu’s Credit Union, he began to assemble a group.
Shamrock Home Loans, we’re not inspired by mortgage loans, credit scores or interest rates. No way. What fires us up is the idea of building neighborhoods, watching families grow and turning houses into homes and also The company provides equity, refinancing, debt consolidation, home improvement loans and real estate mortgage loans.
Our mission is to provide qualified individuals with high quality mortgage programs that are tailored to fit their unique situation at the most competitive rates in the nation. Anchor Financial Mortgage, Inc. is committed to delivering quality mortgages to our clients and lending partners.
BayCoast Bank has 24 locations: Berkley, Dartmouth, Fairhaven, Fall River, Foxborough, New Bedford, North Dighton, Somerset, Swansea, Seekonk, Westport in Massachusetts and Bristol, Cranston, Little Compton, Providence, Tiverton, Portsmouth in Rhode Island. Each branch has at least one ATM, and ITMs are located at select branches.
BayCoast Mortgage, LLC is a full service lender providing industry best solutions in residential purchase, refinance, renovation, and construction loans. Our product offering complements customers throughout the East Coast including FNMA, FHLC, VA, FHA, Jumbo, MA Housing, RI Housing and BayCoast Portfolio .
