FHA VS Conventional loan in Milltown, Middlesex County, New Jersey

In 2025, Convetional loan limit in Milltown, county of Middlesex, NJ is $1,089,300 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NJ is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Milltown, county of Middlesex, NJ

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

The comparison table applies to zip codes: 8850

Conventional and FHA loan options in Milltown, NJ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Lend Smart Mortgage
  • 100 Bridgepoint Dr, Suite 190, South Saint Paul, MN, 55075
  • Lend Smart Mortgage has operated as a mid sized, locally owned retail lender since inception in 2006. We have made several acquisitions over the years to continue our planned growth and expand our licensing base. We are direct lenders and seller/servicers with both Fannie Mae and Freddie Mac which means we control the entire mortgage process
  • 1st Equity Capital Funding, Inc.
  • 4359 35th Street North, Suite E5, Saint Petersburg, FL, 33714
  • 1st Equity Capital Funding, Inc equityWhether the commercial real estate you are trying to finance is for a rate & term refinance due to a balloon coming due, a cash out refi, a note being called in, or an acquisition, we work in correspondence with many wholesale commercial mortgage lenders from Life Insurance Companies.
  • Ocean Blue Mortgages Inc
  • 14562 Vista Lane, Largo, FL, 33774
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Merchant One Financial
  • 12800 Indian Rocks Rd #5C, Largo, FL, 33774
  • mer1loans.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity and We cater to new home purchases and refinance loans. Take advantage of the low rates in the market today while it lasts. FHA/VA loans, USDA loans, commercial, and conventional.
  • Harvesters Credit Union
  • PO Box 5, Cantonment, FL, 32533
  • Harvesters Credit Union began serving the employees and families of what is now International Paper in 1948. In 2003, we became a community charter credit union and opened our doors to anyone living, working, worshiping or attending school in Escambia and Santa Rosa counties. Since then, we’ve grown to serve over 20,000 members.
  • Harvesters Mortgage Express
  • 400 S. Hwy 29, Cantonment, FL, 32533
  • Harvesters Credit Union began serving the employees and families of what is now International Paper in 1948. In 2003, we became a community charter credit union and opened our doors to anyone living, working, worshiping or attending school in Escambia and Santa Rosa counties. Since then, we’ve grown to serve over 20, 000 members
  • ECU Credit Union
  • 8250 Bryan Dairy Road, Suite 150, Largo, FL, 33777
  • ECU Credit Union is a not-for-profit financial cooperative. That means our members own us. No stockholders to worry about just our members/owners. Convenient services with competitive dividends and interest rates are our prime responsibilities. As a member of ECU Credit Union, your entire family is eligible to join.
  • All In One Lending Inc
  • 6933 Greenbrier Dr, Seminole, FL, 33777
  • All In One Lending, we believe in speed, service, and transparency. Whether you are a first-time homebuyer or an experienced real estate investor, we want to provide you the education and loan options to help you meet your specific goals. We have a passion for putting our clients’ interests first,
  • UNIVERSITY LENDING GROUP, LLC
  • 3690 Gulf Breeze Parkway, Gulf Breeze, FL, 32563
  • University Lending Group is to offer high-quality mortgage services to all customers. The goal is to provide customers with fair mortgage rates at reasonable prices, while keeping our customers informed and educated throughout the process. We will maintain a professional environment that is challenging, rewarding, creative, and respectful of ideas.
  • The First State Bank of Rosemount
  • 3025 145th Street West, Rosemount, MN, 55068
  • In 1909 S.A. Netland opened the State Bank of Rosemount. It was the first locally owned independent bank in the city of Rosemount. Mr. Netland also owned banks in Bixby, Northfield, Carlos and Mendota. In 1909 the Bank had a capital of $10,000, and the total cost of the building, including the vault and fixtures was $4,050.
  • Heartland Credit Union - Minnesota
  • 5500 South Robert Trail, Inver Grove Heights, MN, 55077
  • Heartland Credit Union is a not-for-profit financial cooperative focused on helping members achieve their financial dreams. Our members enjoy low loan rates, fewer fees and friendly, personal service. At Heartland we take pride in getting to know our members, their stories and their goals.