FHA VS Conventional loan programs in Fair-Haven, Monmouth County, New Jersey

In 2026, the loan limit for conventional loans in Fair-Haven, situated in Monmouth county, NJ, is $970,800. In contrast, the FHA limit for a single-family home is $970,800.

The Lendersa® Conventional loan calculator helps you evaluate and compare today's rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the program in NJ that best suits your financial situation.

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Loan Limits and Down Payment Requirements for 2026 in Fair-Haven, County of Monmouth, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table is applicable to the following zip codes: 7704

Conventional and FHA Loan Options in Fair-Haven, NJ

At Lendersa®, the goal is to quickly secure the best possible loan, whether Conventional, USDA, or FHA, without hassle. Choose one of three starting options to find compatible lenders and loan programs.

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  • First Coast Mortgage Funding
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  • ATLANTIC TRUST MORTGAGE CORPORATION
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  • SMART HOME LOANS, LLC
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    We are proud to be a member bank of the FDIC and an Equal Housing Lender.

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  • Jones Home Loan Mortgage LLC
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