Explore the differences! FHA VS Conventional loan programs in Rumson, Monmouth County, New Jersey

In 2025, Convetional loan limit in Rumson, county of Monmouth, NJ is $1,089,300 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NJ is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Rumson, county of Monmouth, NJ

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

The comparison table applies to zip codes: 7760

Conventional and FHA loan options in Rumson, NJ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Newland Mortgage
  • 4000 Kruse Way Pl, Bldg 3, Suite 120, Lake Oswego, OR, 97034
  • Newland Mortgage was founded on principles of education, information and transparency. As a full service Independent Mortgage Broker we have the ability to shop the best wholesale lenders in the country to find the most competitive rates and options. Our goal is to be the premier mortgage broker in the Portland market.
  • Tulare County Mortgage Services
  • 332 East King Ave, Tulare, CA, 93274
  • TCMS, we are dedicated to helping residents of CA’s Central Valley get the prompt mortgage and refinancing services they need at rates they can afford. Our loan officers are licensed, experienced & provide the attentive and dedicated customer service and attention prospective homebuyers need in order to make the process of obtaining financing easy.
  • Pacific City Bank
  • 3701 Wilshire Boulevard, Suite 900, Los Angeles, CA, 90010
  • Pacific City Bank (NASDAQ: PCB) was founded to serve the commercial banking needs of primarily Asian-American owned small and medium-sized enterprises and real estate investors. Specialties include providing various types of financing, such as commercial property loans, small business loans and lines of credit.
  • Global United Lending
  • 3255 Wilshire Blvd, Suite 1808, Los Angeles, CA, 90010
  • Our goal is to be the lender of choice for consumers & the employer of choice by being a company that operates on sound principles of exceptional value, ethics and transparency. We employ uncompromised ethical standards demonstrating honesty and fairness in every action we take. We treat one another with respect & value each other's contributions.
  • Primus Lending Corporation
  • 3699 Wilshire Blvd, Suite 670, Los Angeles, CA, 90010
  • Primus Lending Corporation is a privately held mortgage bank, founded in March of 2000. After working for several years as a loan originator and manager for other companies, the owner decided to start his own company, on a platform of dedication to high-quality, premier customer service, to both retail clients and real estate professionals.
  • Viewpoint Mortgage
  • 3700 Wilshire Boulevard, Suite 999, Los Angeles, CA, 90010
  • Viewpoint Mortgage Inc is a full-service mortgage firm established in 1986. Founded in the heart of Los Angeles (Mid-City - Wilshire). Viewpoint Mortgage have built a very strong reputation over 3 decades as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders, investors and individual homebuyers.
  • NMSI, Inc.
  • 3700 Wilshire Blvd, Suite 330, Los Angeles, CA, 90010
  • NMSI, Inc. was originally founded in 2008 as National Mortgage Service Incorporated, as a Mortgage Lender. Our company continues to strive to offer our clients diverse loan product lines, competitive interest rates and flexible underwriting. NMSI Offers a wide array of competitive loan options.
  • Nexcap Home Loans
  • 3435 Wilshire Boulevard, Suite 888, Los Angeles, CA, 90010
  • Nexcap is a Direct Lender who does everything in-house from application, processing, underwriting to closing. We strive to make your mortgage process quick, simple, and as hassle-free as possible. Nexcap continues to strive to offer a full range of loan products to fit every borrower.
  • C and H Financial
  • 4929 Wilshire Boulevard, Suite 603, Los Angeles, CA, 90010
  • C and H Financial We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of individual homebuyers / owners, real estate professionals, and builders throughout California. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.