Explore the differences! FHA VS Conventional loan programs in Rumson, Monmouth County, New Jersey
As of 2025, the Conventional loan limit in Rumson, within Monmouth county, NJ, is $1,089,300, while the FHA limit for a single-family dwelling stands at $1,089,300.
Use the Lendersa® Conventional loan calculator to compare today’s leading rates across Conventional, FHA, and USDA loans. Examine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you determine the best program for your financial scenario in NJ.
2025 Loan Limits and Down Payment Details in Rumson, Monmouth, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This comparison is applicable to zip codes: 7760
Exploring Conventional and FHA Loan Opportunities in Rumson, NJ
Lendersa® is committed to obtaining the optimal Conventional, USDA, or FHA loan for you quickly and with ease. Select from three starting points to connect with lenders and explore matching loan programs.
Financing is our passion, and we are dedicated to providing the best service possible to all of our customers. For us, money isn’t the primary motive – finding solutions for our clients is. We understand the real estate industry inside and out. Our vision raises the bar on what our clients expect from real estate loans.
3452 E. Foothill Blvd, Suite 530, Pasadena, CA, 91107
Fidelity Funding is a nationwide leading direct lender that has served thousands of satisfied customers. The mortgage professionals at Fidelity Funding strive to build lasting business relationships based on not only offering you low rates, but on sound business practices. Our professionals have been serving clients for more
2181 E. Foothill Blvd, Suite 207, Pasadena, CA, 91107
We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
482 North Rosemead Boulevard, Suite 105, Pasadena, CA, 91107
Key Financial Services is a firm believer in customer service, and we make sure all our clients have our full attention with a clear understanding of the entire mortgage process. Here at Key Financial Services, we have a professional, experienced and friendly staff working behind the scenes to secure your loan.
Crown Point Realty Capital is a full service real estate firm specializing in real estate & business finance. Our professionals bring extensive experience from various sectors of the real estate industry including real estate brokerage, finance, leasing, construction & development. This blend of knowledge offers our clients a unique perspective.
Prowess Lending was founded in 2019 and it’s being serving their clients with integrity and honesty. We know you may have many reasons to be skeptical to work with a new broker, but if you gives a chance we will work hard to earn your trust. Our job is to match you with the best option we have depending on your particular situation.
We are a full-service mortgage company based in Olympia, WA. We specialize in Refinance, Home Purchase, Loans, and Great Rate Mortgages in Olympia, Lacey, Tumwater, Yelm, Tacoma, Shelton, Centralia, Chehalis, and Dupont. We offer a wide range of refinance options, designed to best meet the needs of local borrowers.
1968 S. Coast Hwy Suite 1222, Laguna Beach, CA, 92651
A Serv Corp private money loan provides flexible short-term financing solutions for investors to purchase new properties, refinance existing investments or fund renovation. Close in 7-10 days. Rates from 10.0%
Up to 85% LTC & 70% ARV
No application fees
Get pre-approved in minutes
Close in 7-10 days
Low Costs Fees start at 1.25 Points
31658 Pacific Coast Hwy, Suite A, Laguna Beach, CA, 92651
We are committed to exceptional customer service offering tailored loans that take into account your cash flow, payment timeframe, equity plans and investment opportunities.
At West One Capital Group, we assure you will get a loan that won't break your budget and provides you the flexibility.