FHA VS Conventional loan in Rumson, Monmouth County, New Jersey

As of 2025, the Conventional loan limit in Rumson, within Monmouth county, NJ, is $1,089,300, while the FHA limit for a single-family dwelling stands at $1,089,300.

Use the Lendersa® Conventional loan calculator to compare today’s leading rates across Conventional, FHA, and USDA loans. Examine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you determine the best program for your financial scenario in NJ.

Browse offers from 100 lenders

2025 Loan Limits and Down Payment Details in Rumson, Monmouth, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This comparison is applicable to zip codes: 7760

Exploring Conventional and FHA Loan Opportunities in Rumson, NJ

Lendersa® is committed to obtaining the optimal Conventional, USDA, or FHA loan for you quickly and with ease. Select from three starting points to connect with lenders and explore matching loan programs.

Results of Lendersa USDA loan requests


  • Boundary Waters Bank
  • 2230 Eagle Creek Lane, Suite A, Woodbury, MN, 55129
  • BWB is an independent bank made up of a small group of investors with a vision to create a different, more extraordinary and refreshing banking experience – much like the Boundary Waters itself. We are a team of dedicated financial experts that understands every business journey is unique.
  • Block Financial Resources
  • 17888 67th Court North, Loxahatchee, FL, 33470
  • Block Financial Resources, we operate for the sole purpose of providing low-cost mortgage financing to all qualified clients. We distinguish ourselves from our competition by providing information, education and client advocacy that borrowers would otherwise not receive. Built on the principles of service and accountability.
  • All Shores Mortgage
  • 17888 67th Ct N, Loxahatchee, FL, 33470
  • We pride ourselves on personal service in our comfortable, friendly office in the heart of downtown St. James. We’ll take the time to learn as much as we can about your goals, and do everything possible to help you achieve them. From the moment you walk through our door, until long after closing.
  • First Bank of the Lake
  • 4558 Osage Beach Parkway, Suite 100, Osage Beach, MO, 65065
  • First Bank of the Lake’s story began in October 1985, when a group of local investors along with a group of St. Louis investors with interest in the lake area founded First Bank Centre in Osage Beach, Missouri. These well-respected and savvy investors recognized the need for a bank whose focus was on the local community.
  • Mortgage Headquarters of Missouri, Inc
  • 4824 Osage Beach Pkwy, Suite 1, Osage Beach, MO, 65065
  • Mortgage Headquarters can do it. FHA, VA, Conventional, Jumbo, Fannie Mae and Freddie Mac -- and countless other ways to help you clear the path to your new home. When looking for a new home, smart consumers first seek pre-approval by one of our mortgage professionals. You'll gain the credibility of a cash buyer.
  • Mortgage Trust Inc
  • 4400 Bayou Blvd, Suite 39, Pensacola, FL, 32503
  • At Mortgage Trust Inc. we believe our clients' and business partners' satisfaction is the essential part of our success. We believe that the home buying experience should be an effortless one for our clients. We use our many years experience in mortgage banking to streamline the mortgage process.
  • Fairway Funding Group
  • 4300 Bayou Boulevard Suite 15, Pensacola, FL, 32503
  • Whether you're looking to buy, build or refinance your home, our experienced mortgage professionals are here to help. Here at Fairway Independent Mortgage Corporation, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve.
  • First Community Bank Arkansas
  • 1325 Harrison Street, 2nd Floor, Batesville, AR, 72501
  • First Community Bank is a locally owned and operated bank with a big heart for the communities we serve. Upon founding First Community Bank in 1997, we made a pledge to put community first in every decision we made. Our slogan "Where Community Comes First" is our commitment to be good community partners.
  • Beauchamp Mortgage LLC
  • 115 South C Street, unit 101, Lake Worth Beach, FL, 33406
  • Beauchamp Mortgages your Cross Border loan originator for Investments! We are also licensed in the state of Florida and Texas for residential mortgages and help many clients with purchases, re-finances , single family, multi-family and fix and flip. Our team of loan officers and processors have extensive experience helping you with your goals of o