FHA VS Conventional loan programs in Shrewsbury, Monmouth County, New Jersey

In the year 2026, the Conventional loan limit for Shrewsbury, in Monmouth county, NJ, is set at $1,089,300, whereas the FHA limit for a single-family home stands at $1,089,300.

Use the Lendersa® Conventional loan calculator to assess today's leading rates among Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documentation are needed for qualification. Our advanced mortgage calculator provides side-by-side views of Conforming Conventional loans, USDA, FHA, and VA loans, to help you choose the best program in NJ suited to your specific financial needs.

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2026 Loan Limits and Down Payment Requirements in Shrewsbury, Monmouth county, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

The comparison table is applicable to zip codes: 7702

Explore Conventional and FHA Loan Options in Shrewsbury, NJ

The goal of Lendersa® is to swiftly provide you with the finest available Conventional, USDA, or FHA loans effortlessly. Choose one of three starting points to connect with suitable lenders and loan programs.

Lendersa USDA loan request and matching outcomes


  • SDG Lending Inc
  • 1213 SW 25th Avenue, Boynton Beach, FL, 33426
  • SDG Lending, Inc. has the ability to close loans in as little as 2 weeks. Although out average turnaround time is 3-4 weeks. Give me a call and experience the SDG Lending difference. Scott Goldstein have been helping homeowners with their home loans loans since 2003. Scott Goldstein is a dedicated professional.

  • MORTGAGES DONE RIGHT INC.
  • 1500 Gateway Blvd, STE 220, Boynton Beach, FL, 33426
  • Greg Hayden the President of Mortgages Done Right Inc. I created the business to give thousands of my clients and hundreds of my realtors more mortgage choices in the market place. The days of going to one lender for a mortgage are gone. Mortgage brokering is better for the consumer.

  • Legacy Bank.
  • 502 8th St. SW, Altoona, IA, 50009
  • At Legacy Bank, we are committed to providing excellent customer service and quality financial products at competitive rates. Legacy Bank is a locally owned and operated community bank. We have been serving the area since 1904. We promote growth and development around central Iowa and look to foster success for all of our customers.

  • Florida Mortgage Consultants
  • 9899 Kamena Circle, Boynton Beach, FL, 33436
  • Florida Mortgage Consultants is staffed with highly skilled consultants who can provide efficient and practical mortgage solutions that are tailored to your needs and lifestyle. Our company caters to clients in Lake Worth, FL. To learn more about our services and rates, don’t hesitate to get in touch!

  • Prime Rate Mortgage
  • 3939 Sapphire Palladium Dr, Boynton Beach, FL, 33436
  • "Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and the best products to fit their financial profile.
    Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • APR Mortgage
  • 1197 Sarasota Cenetr Blvd, Sarasota, FL, 34240
  • APR Mortgage LLC assists our clients with all matters relating to real estate and mortgage. Our goal as a company is to provide our clients with the confidence and experience to enable them to purchase the home of their dreams. We specialize in handling difficult loans that banks will not handle.

  • First Commerce Financial
  • 7357 International Place, Suite 102, Sarasota, FL, 34240
  • "Co-founded by Kirk Chivas and Ken Turkington in 2007, First Commerce Financial was created to provide the residents of Michigan with simple and objective financial solutions, thus resulting in a positive mortgage experience.

    Using over 60 year’s experience, we pledge to earn your trust through unparalleled service, integrity and communication

  • Braun Mortgage Group, LLC
  • 6151 Lake Osprey Drive 3rd Floor, Sarasota, FL, 34240
  • Braun Mortgage Group, believe in challenging what has become the lending process standard. We believe that obtaining a mortgage loan should be a smooth, transparent & pleasant part of the home buying process. We believe in educating our clients and informing everyone involved throughout the process

  • APR Commercial Funding
  • 1197 Sarasota Center Blvd., Sarasota, FL, 34240
  • The APR Commercial Funding team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.