In 2026, the conventional loan limit for Franklin-Center, in Somerset county, NJ is $970,800, whereas the FHA loan limit for a single-family home is $970,800.
Use the Lendersa® Conventional loan calculator to easily compare today’s Conventional, FHA, and USDA rates. Determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in choosing the best program for your financial needs in NJ.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $657,900 | 0% |
| FHA | $970,800 | 3.5% |
The comparison table applies to the following zip codes: 08873
Lendersa® is committed to finding you the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Select one of the three starting points to connect with matching lenders and loan programs.
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