FHA VS Conventional loan programs in South-Bound-Brook, Somerset County, New Jersey
In 2025, the county of Somerset in South-Bound-Brook, NJ sets the conventional loan limit at $970,800, whereas the FHA limit for a single-family home is set at $970,800.
Utilize the Lendersa® Conventional loan calculator to compare current rates among Conventional, FHA, and USDA options. This tool determines the requisite income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you view side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA to help decide which program in NJ best suits your financial needs.
Loan limits and down payment requirements for 2025 in South-Bound-Brook, Somerset, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This table is applicable to the following zip codes: 8880
Explore Conventional and FHA loan choices in South-Bound-Brook, NJ
Lendersa® is devoted to making sure you secure the best possible Conventional, USDA, or FHA loans quickly and without hassle. Choose one of the three pathways below to match with suitable lenders and loan programs.
First State Bank is here to serve all of your financial needs. Our mission is to be a strong independent community bank that provides excellent customer service in an employee friendly environment while striving to maintain stable growth and maximizing earnings and shareholder value.
8400 Normandale Lake Blvd, Suite 920, Minneapolis, MN, 55437
We don’t just pitch rates. That doesn’t take any skill. Sure, we have some of the best rates available in the market, but that doesn’t mean that a particular lender or interest rate is right for you and your goals. We believe that our professional responsibility is to help you manage your mortgage debt over your lifetime.
SharePoint is committed to serving the financial needs of its members through quality financial products & a strong community presence.
SharePoint is leading the way in service & products for our members. We strive to give our members the service they deserve, while enhancing their financial well-being. Our personal service, competitive rates.
We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.
Dionna Ward handles your home financing with friendliness and finesse to get you moving forWARD with a mortgage or refinance. She brings her own personal touch to servicing her clients, which puts you at ease and gives you that much-needed assurance that she’s got your back during the entire process. She brokers your home loan with care.
4445 West 77th Street, Suite 210, Edina, MN, 55435
MetroFMC works hard to establish great working relationships with a wide variety of banks to enable you to have access to some of the lowest mortgage rates available.
We pride ourselves on the training and knowledge we get directly from the banks that will provide you with your loan
7601 France Ave S, Suite 170, Minneapolis, MN, 55435
The Tradition name represents a continual awareness and respect for the excellence of real estate development, real estate investment and real estate finance services. Tradition Companies is committed to the highest standards of quality, craftsmanship, community involvement and most importantly, a dedication to the customer.
"At Edge Home Finance Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry.
We work with many wholesale lenders that provide a wide variety of products such as Conventional, FHA, VA and HARP 2.0."
