Explore the differences! FHA VS Conventional loan programs in Greenwich, Warren County, New Jersey

In 2026, the conventional loan limit within Greenwich, situated in Warren county, NJ, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to explore today's prime rates for Conventional, FHA, and USDA loans. Discover the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in determining the most suitable program in NJ for your unique financial situation.

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Loan Limits and Downpayment Requirements for 2026 in Greenwich, County of Warren, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is relevant for the following zip codes: 08804

Conventional and FHA Loan Options in Greenwich, NJ

The mission of Lendersa® is to provide you with the most advantageous Conventional, USDA, or FHA loan, swiftly and without fuss. Select one of three starting routes to connect with corresponding lenders and loan programs.

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Greenwich Lenders

  • IRCO Community Federal Credit Union
  • 450 Hillcrest Boulevard, Phillipsburg, NJ, 08865
  • Lends in New Jersey
  • IRCO Community Federal Credit Union was formed on April 21, 1966, to strictly serve the employees of Ingersoll Rand Company in Phillipsburg, NJ. In 1986, we officially became a community credit union with a new name – IRCO Community Federal Credit Union. This change allowed us to open our doors to many more people in our community.

  • Riegel Federal Credit Union
  • 515 Milford-Warren Glen Rd, Milford, NJ, 08848
  • Lends in New Jersey
  • In 1960, a group of employees of Riegel Paper pooled their resources and received a federal charter to form their own credit union. This group of volunteers and community activists provided a place where hard-working locals could save for the future and borrow to get through tough times.

  • RESIDENTIAL HOME MORTGAGE CORPORATION
  • 53 Frontage Rd, Suite 200, Hampton, NJ, 08827
  • Lends in New Jersey
  • RHMC is one of the nation’s top customer rated mortgage lenders. Combining the expertise and comprehensive array of mortgage products offered by national banks, with a culture that prioritizes unparalleled personal service, we specialize in creating custom mortgage solutions tailored to meet the needs of each individual client.