For the year 2026, in the county of Gloucester, South-Harrison, NJ, the limit for a Conventional loan is set at $647,200, whereas for an FHA loan, it is $477,250 when purchasing a single-family residence.
The Lendersa® Conventional loan calculator is ideal for comparing today's best Conventional, FHA, and USDA rates. It helps determine requirements such as income, credit, reserves, and documents essential for qualification. Our comprehensive mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the most suitable program for your financial needs in NJ.
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| Loan Type | Loan Limit | Down Payment |
|---|---|---|
| Conventional Conforming | $647,200 | 3% |
| USDA | $345,000 | 0% |
| FHA | $477,250 | 3.5% |
This table of comparisons also pertains to zip codes: 08085
The aim of Lendersa® is to deliver the finest options for Conventional, USDA, or FHA loans, swiftly and effortlessly, tailored to your necessities. Choose from three initial steps that direct you to pertinent lenders and loan programs.
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