FHA VS Conventional loan programs in Woolwich, Gloucester County, New Jersey
In 2025, the loan limit for conventional loans in Woolwich, part of Gloucester county, NJ, is set at $726,200. On the other hand, the FHA limit for a single-family home in the same area is $529,000. Knowing these limits helps potential buyers understand their borrowing capacity in these regions.
Using the Lendersa® Conventional loan calculator allows you to compare top rates available today across Conventional, FHA, and USDA loans. This tool helps determine the income, credit, reserves, and necessary documents for qualification. With our advanced mortgage calculator, you can view side-by-side evaluations of Conforming Conventional loans alongside USDA, FHA, and VA options. This assessment aids you in selecting the best program in NJ for your financial objectives and needs.
Understanding 2025 Loan Limits and Down Payment Requirements in Woolwich, County of Gloucester, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$381,800
0%
FHA
$529,000
3.5%
This comparison table applies specifically to those residing in zip codes: 8085. Understanding these limits can assist in setting realistic expectations for loan qualification and terms.
Discover Conventional and FHA Loan Options in Woolwich, NJ
The mission of Lendersa® is to efficiently connect you with the best possible Conventional, USDA, or FHA loan solutions, minimizing hassle and optimizing your financing journey. Choose from three tailored starting avenues, each offering a pathway to finding matching lenders and loan programs that cater to your individual needs and goals.
At Right Key Mortgage, we educate our borrowers to make this a worry-free process, from pre-qualification to close – that’s our promise to you! We're here to make the home loan process as simple as possible. We work very hard for our customers because nothing pleases us more than helping our clients achieve the dream of affordable home ownership.
West-Aircomm FCU started as an alternative way to save & borrow money that would benefit a group of people who worked together. More than 70 years later, we’re proud to continue their mission in our community. As a member-owned &-operated financial cooperative, we focus on finding ways to help all of our members, offering a wide range of products
Excel Mortgage Group, Inc. was established in 1990. We aim to provide world-class, customer-focused service, along with a wide range of loan products to accommodate all homebuyers. We take pride in getting to know our clients and finding the lowest interest rates and best loan programs to fit their individual needs.
Bank of Easton provides traditional banking services to the surrounding communities.
our Bank proudly opened its doors to the public for the first time. We are excited to continue to serve our customers and the Easton community and look forward to writing many new chapters in the history of our Bank and our community – together!
Headquartered in Framingham, we are able to offer our customers the benefit of local decision making from people who live & work in their community. This allows us to support the local economy & the organizations that work so hard to strengthen it. MutualOne Bank meets the needs of its customers with a variety of checking, savings, consumer loan.
At Meridia Community Credit Union, we’re forward thinkers focused on doing more for our members and helping them achieve financial results that go beyond ordinary. Whether it’s offering progressive products, staying open a little longer each day, or simply taking time to truly listen, we go beyond expectations.
Our mission is to serve our customers with honesty, integrity, & competence while taking the mystery & anxiety our of home financing. With each of our loan officers bringing 20+ years of lending experience to the transaction, we take the time to understand your personal financial circumstances & craft a mortgage.
Premier Mortgage & Home Equity, based in Beaver Falls, Pennsylvania, when you wish to buy your first home, or if you would like to refinance your home. These services are our particular specialties but expect unsurpassed personal service and expertise from us for all of your mortgage needs.
107 Beach Road, Suite 101, Vineyard Haven, MA, 02568
Martha's Vineyard Mortgage! We specialize in purchases and refinances of all types offering the most competetive rates and stellar service. Island residents and Owners/Brokers Polly K. Bassett and Carol Borselle have each been in the mortgage business on the Vineyard for over 25 years, and have relationships with realtors
FCU was established as a select employee group (SEG) credit union in 1953 to provide financial services to MPB (now known as Timken) employees and their family members.
As a not-for-profit institution, all profits earned from operations are returned to members in the form of lower fees, better rates, and more services and dividends.
