Explore the differences! FHA VS Conventional loan programs in Ho-Ho-Kus, Bergen County, New Jersey

During 2025, the Conventional loan limit for Ho-Ho-Kus, situated in Bergen county, NJ, is $1,089,300. Meanwhile, the FHA limit for a single-family home is set at $1,089,300.

Use the Lendersa® Conventional loan calculator to analyze current best rates for Conventional, FHA, and USDA loans, determining the necessary income, credit, reserves, and documents for qualification. This advanced tool lets you see Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to select the best option in NJ tailored to your financial requirements.

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Loan Limits and Down Payment Information for 2025 in Ho-Ho-Kus, Bergen county, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

Note: Applicable to zip codes: 7423

Explore Conventional and FHA Loan Options in Ho-Ho-Kus, NJ

Lendersa® is dedicated to connecting you with the best potential Conventional, USDA, or FHA loans quickly and hassle-free. Choose one of three pathways to pair with matching lenders and loan options.

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  • Gold Coast Federal Credit Union
  • 2226 S Congress Ave, West Palm Beach, FL, 33406
  • Gold Coast FCU was formed on January 11, 1936, as the Palm Beach County Teachers Federal Credit Union. The new credit union was located at Twin Lakes High School in West Palm Beach and volunteers ran the credit union on a part-time basis. The only services offered were payroll-deducted savings accounts and small loans.
  • Buena Vista Lending Group LLC
  • 2537 Forest Hill Bouelvard West, West Palm Beach, FL, 33406
  • We are committed to earning your trust and loyalty by providing you with the highest quality home loans at the best possible terms. Our team of mortgage professionals has built a reputation of uncompromising integrity and unwavering commitment to doing what is best for our customers.
  • The Hamilton Bank
  • 111 North Davis Street, Hamilton, MO, 64644
  • By the summer of 1938, the great depression had closed Hamilton, Missouri's two banks. Local citizens, merchants and farmers concerned about the future of the community bought nearly all of the stock offered in a new bank. L.G. Ehlers, a banker who had worked in another Missouri bank that had survived the crash, led the effort.
  • Dr. Daniels and Son Investment Real Estate Capita
  • 12313 Portsmouth Terrace, Lakewood Ranch, FL, 34211
  • Dr. Daniels and Son Investment Real Estate Capital offers direct, private money for real estate investments. The Daniels family has been investing in real estate and purchasing Land Contracts and private (seller-held) notes and mortgages for three generations. Allan Daniels has been licensed in Michigan Real Estate since 1988.
  • Life Trust Lending
  • 10022 Marbella Drive, Bradenton, FL, 34211
  • The Life Trust Lending mission is to serve our customers with honesty, integrity and expertise. Our goal is to offer home loans to our clients while providing them with the lowest interest rates and closing costs in the market. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • The First National Bank of Coleraine
  • 600 Powell Ave, Coleraine, MN, 55722
  • The First National Bank of Coleraine is proud to be a part of the local community. Since 1906 we have been committed to understanding the needs of the community and working with our friends and neighbors. By taking the time to know you, we believe we will be better able to meet all your financial needs.
  • Quarry City Savings and Loan Association
  • 713 PCA Road, Warrensburg, MO, 64093
  • Established in 1890, Quarry City Savings and Loan is a local, community-oriented financial institution providing honest personal service to our customers. Our Mission at Quarry City Savings & Loan is to build and maintain solid relationships with the community we live in and the clients we serve.
  • Peoples Bank
  • 116 West State Street, Jefferson, IA, 50129
  • Jefferson Branch is a branch office of Peoples Bank. They provide the following services: Full Service Office Location and are located at 116 West State Street in Jefferson Iowa. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website