FHA VS Conventional loan in Ridgewood, Bergen County, New Jersey
In 2025, the conventional loan cap in Ridgewood, county of Bergen, NJ, is $1,089,300, while the FHA limit for a single-family home is $1,089,300.
Use the Lendersa® Conventional loan calculator to assess today's best available rates for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you choose the right program in NJ for your financial situation.
2025 Loan Limits and Downpayment Details in Ridgewood, Bergen County, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$0
0%
FHA
$1,089,300
3.5%
This table applies to zip codes: 07450, 07451
Conventional and FHA Loan Options in Ridgewood, NJ
Lendersa® is dedicated to securing the best Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points that guide you to matching lenders and tailored loan programs matching your needs.
MEFCU is operated under a charter which was granted in accordance with the Federal Credit Union Act, Public Law 86-354. Memorial Employees Federal Credit Union is governed by laws, rules & regulations of the National Credit Union Administration. Our mission is to grow along with our sponsor by providing lifelong personal service.
3837 Hollywood Blvd, Suite A, Hollywood, FL, 33021
"We offer some of the lowest rates and fees in the industry. We can almost always offer lower rates than a retail bank or other mortgage companies. We work with multiple lenders to offer you the best possible rates and programs.
We represent YOU, not the lender. We’re available when and where YOU need us, evenings and weekends included."
4000 Hollywood Blvd, Suite 555-S, Hollywood, FL, 33021
With Prospera Mortgage you may be able to lower your monthly payment, switch from an adjustable rate to a stable, fixed-rate loan, or access home equity for cash or pay for home improvements or large purchases.We offer a variety of affordable loan options, highly competitive interest rates and an easy online application process.
3440 Hollywood Blvd Suite 415, Hollywood, FL, 33021
florida-mortgage-lenders.com team is dedicated to providing our clients with the highest quality financial services, combined with the lowest rates available. We will work with you one-on-one to tailor a financial solution that is specifically suited to meet your financing needs.
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
LoanPro365 is dedicated to you and our realtors to provide quick closings and problem resolution. We are closing over 98% of all loans that we pre-approve. We’ve been around for over 15 years with experience with first time home buyers to seasoned investors. Our job is simple, close the deal with the best terms possible, as fast as possible.
EMB Lenders has expanded across the United States establishing itself as one of the fastest growing mortgage lenders in the nation. With our headquarters based out of Davie, FL, we have since opened up local community branches throughout the country, from Florida, Kentucky, and beyond. Achieving
12535 Orange Drive Suite 615, Fort Lauderdale, FL, 33330
In 2008 when the mortgage industry first started to crash, we just had our third child. Soon after he was born, we discovered he had no immune system. Initially the doctors thought he had leukemia. We spent a full year going through many tests such as bone marrow biopsies on our few month-old son. It was a very difficult time.
Premier Lending Corp, we understand that buying a home is a big decision.Our goal is to guide you through each step of the process, from application through closing, making you feel at home before you even begin searching for a property. our team of mortgage experts will work hard & passionately to ensure that we understand all your needs and wants
