In 2026, the Conventional loan limit for Hoboken, situated in Hudson county, NJ, is $1,089,300. The FHA limit for a single-family home is $1,089,300.
To compare today's best rates for Conventional, FHA, and USDA loans, use the Lendersa® Conventional loan calculator. Evaluate the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage tool provides a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA options, helping you choose the best program in NJ for your financial situation.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $0 | 0% |
| FHA | $1,089,300 | 3.5% |
This table applies to the following zip codes: 7030
The mission of Lendersa® is to quickly secure you the best possible Conventional, USDA, or FHA loan without difficulty. Choose from three entry points to find matched lenders and loan programs.
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