FHA VS Conventional loan programs in 2025 for Hoboken, Hudson County, New Jersey

In 2025, Convetional loan limit in Hoboken, county of Hudson, NJ is $1,089,300 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NJ is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Hoboken, county of Hudson, NJ

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

The comparison table applies to zip codes: 7030

Conventional and FHA loan options in Hoboken, NJ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • The Home Loan Center
  • 740 Paradiso Court, Soquel, CA, 95073
  • "I'm here to solve that for you. Go ahead and download my cheat sheet and I'll give you the inside scoop to make qualifying for a great low rate mortgage EASY. Yes, I really did say easy. When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation"
  • Monterey Bay Resources, Inc.
  • 4601 West Walnut Street, Soquel, CA, 95073
  • Monterey Bay Resources, Inc. is a Santa Cruz based real estate company that provides niche lending solutions for property owners and prospective buyers seeking access to private funds quickly and at competitive rates.We can provide financing for both investment property and owner-occupied properties, upon qualification.
  • Polaris Capital Partners Inc.
  • 6970 Wildwood Mountain Road, Santa Rosa, CA, 95409
  • Polaris Capital Partners Inc. is created to service the loan industry a little differently. We support our loan officers with a full-service in-house team which offers them the flexibility they need to best serve their customers. Servicing the loan from beginning to end saves the borrower time, and you can trust that when we say we can fund a loan.
  • UVC Financial
  • 12280 Saratoga Sunnyvale Road, Suite 206, Saratoga, CA, 95070
  • The UVC Financial Team is committed to providing clients with the highest quality home loans combined with some of the best mortgage programs suitable to your needs. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, doing a Reverse Mortgage, or consolidating debt.
  • Coast Residential Funding, Inc.
  • 14415 Big Basin Way, Suite B, Saratoga, CA, 95070
  • John Lofano is committed to providing his clients with the highest quality financial services combined with the lowest rates available in your area. John works with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • First Technology Federal Credit Union
  • 3000 El Camino Real, Suite 100, Palo Alto, CA, 94306
  • Unlike banks, we exist to serve our members, not to make a profit. Instead, we put our time, money, passion, experience, smarts, elbow grease and whatever else we can muster up to work for our members, employees and communities. It’s our secret weapon that turns promises into action: investment in you.
  • Arrivva
  • 214 Emerson St, Palo Alto, CA, 94301
  • What real estate brokerage costs & service should be. We broker with love, integrity, knowledge, a plan, and a flat fee. We are a full-service real estate and mortgage brokerage for qualified, motivated buyers, sellers & mortgagee. We fixed real estate. The simplest, most ethical way to buy, sell, or mortgage real estate.
  • Granite Financial
  • 21627 Stevens Creek Blvd, Cupertino, CA, 95014
  • The Granite Financial Real Estate Loans, Inc is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating
  • Daisy Huang, Loan Officer
  • 19925 Stevens Creek Blvd, Suite 100, Cupertino, CA, 95014
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Ocean Mortgage
  • 19620 Stevens Creek Blvd, Suite 280, Cupertino, CA, 95014
  • We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
  • My Credit Union
  • 510 Veterans Blvd, Suite B, Redwood City, CA, 94063
  • "My Credit Union is a full-service financial institution offering an array of savings and loan products to meet your financial needs. Serving our members since 1963, My Credit Union continually strives to provide exceptional member service and quality produts and services. The vision of MYCU is to be A Credit Union You Can Call Your Own."