FHA VS Conventional loan in Hoboken, Hudson County, New Jersey

In 2025, the Conventional loan limit for Hoboken, situated in Hudson county, NJ, is $1,089,300. The FHA limit for a single-family home is $1,089,300.

To compare today's best rates for Conventional, FHA, and USDA loans, use the Lendersa® Conventional loan calculator. Evaluate the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage tool provides a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA options, helping you choose the best program in NJ for your financial situation.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Hoboken, Hudson, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

This table applies to the following zip codes: 7030

Options for Conventional and FHA Loans in Hoboken, NJ

The mission of Lendersa® is to quickly secure you the best possible Conventional, USDA, or FHA loan without difficulty. Choose from three entry points to find matched lenders and loan programs.

Results for USDA loan requests with Lendersa


  • Firstar Bank
  • 200 S. Lee Street, Fort Gibson, OK, 74434
  • Firstar Bank is a locally-managed community Bank with locations in Muskogee, Roland, Sallisaw, Tulsa, Fort Smith, and Fort Gibson. Named to Entrepreneur magazine’s list of America’s top fast-growth businesses and ICBA's list of top performing community Banks, Firstar offers traditional as well as sophisticated financial services
  • Great Plains Capital Mortgage
  • 319 11th St N, Wahpeton, ND, 58075
  • Great Plains Capital are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Eagle Federal Credit Union
  • 2271 College Drive, Baton Rouge, LA, 70808
  • In 1942, Eagle Federal Credit Union was organized to promote thrift and well being to its members. Today, Eagle Federal provides a solid financial partnership that members rely on from youth through retirement.Credit Union was organized to promote thrift and well being to its members.
  • Atlantic Lending
  • 4626 Concord Ave., Baton Rouge, LA, 70808
  • At Atlantic Lending, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
  • Parish Lending, LLC
  • 520 Albert Hart Dr, Baton Rouge, LA, 70808
  • Parish Lending is a mortgage brokerage serving the needs of home buyers, realtors, and builders. We have a full range of loan products dedicated to finding the best rates, terms & costs--to meet our clients' needs specific needs. NMLS# 1902562brokerage serving the needs of home buyers, realtors
  • LA Lending, LLC
  • 2051 Silverside Drive, Suite 100, Baton Rouge, LA, 70808
  • Whether you're purchasing your first home, a seasoned buyer, looking to cashing out equity, or simply looking to identify all options available to you - LA Lending is your best choice! Chasity Graff has owned and operated LA Lending, LLC since 2007. Starting the brokerage firm at 27 has allowed her to help thousands of local families
  • East River Federal Credit Union
  • 220 S Harth Avenueq, Madison, SD, 57042
  • East River Federal Credit Union was founded in October 1956 through the vision of several early members who pooled their resources to create a credit union. Today, we are a healthy, growing, stable financial institution committed to the success and financial well-being of our members and our community.
  • Geismar Complex Federal Credit Union
  • 35294 Highway 30, Geismar, LA, 70734
  • Since its inception in 1980 the Geismar Complex Federal Credit Union has been serving its members in the GEISMAR, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed.
  • Wymar Federal Credit Union
  • 37269 Hwy 30, Geismar, LA, 70734
  • Wymar Federal Credit Union is a member-owned financial institution, offering a wide range of financial services to our member-owners at the best possible prices, lowest rates and highest level of service. Our field of membership consists of BASF employees and their immediate families. We look at our members as much more than that, they are family.
  • Carter Credit Union
  • 133 S Main Street, Springhill, LA, 71075
  • Carter Federal’s beginnings date back to 1954, when Floyd Carter chartered the credit union to serve the employees of International Paper Company in Springhill, LA. As paymaster of International Paper, Floyd witnessed predatory lending practices within his own workplace & made a commitment to seek a safe way for employees to borrow & save money.
  • Citizens State Bank, of Arlington
  • 128 Main St, Arlington, SD, 57212
  • Founded in 1901, Citizens State Bank is a community bank committed to offering useful financial products and standout customer service. We are dedicated to providing banking solutions that will make you glad that you chose our Bank. With over 100 years of service to our community, the Citizens State Bank is your hometown bank.