Conventional Vs. FHA Lending requirements Union-City, NJ in 2026

In 2026, the limit for Conventional loans in Union-City, Hudson county, NJ, is $970,800, whereas the FHA limit for a single-family home is $970,800.

Explore the Lendersa® Conventional loan calculator to compare current top Conventional, FHA, and USDA rates. Determine the income, credit, reserves, and paperwork needed to qualify. This advanced calculator positions Conforming Conventional loans alongside USDA, FHA, and VA options to aid in selecting the best program for your financial situation in NJ.

Options for Conventional and FHA loans in Union-City, NJ

At Lendersa®, our aim is to promptly connect you with the best potential loan—Conventional, USDA, or FHA—without difficulty. Choose from three pathways that lead to suitable lenders and programs.

Lendersa USDA loan request matching results

(408) 437-3782 Lender's profile and map Reviews Technology Credit Union PO Box 1409, San Jose, CA, 95109 Tech CU has served the high-tech workforce and its ecosystem in Silicon Valley and the greater Bay Area for over 60 years. It is recognized as one of the best-managed and strongest financial institutions in the country. In 2021, on the basis of member feedback, Tech CU was awarded the 2021 Forbes Best-in-State Award.
4086169559 Lender's profile and map Reviews Access Investments PO BOX 53642, San Jose, CA, 95153 SVCF is a Tier One Mortgage provider of wholesale lending, direct private investors. We're an exclusive group of "exceptions engineers". Providing all of the State of California for both residential and commercial financing, our well experienced professionals engage high level business practices to support your mortgage needs. No maximum loan amoun
(707) 642-4900 Lender's profile and map Reviews Crestline Financial Inc. 320 Arkansas Street, Vallejo, CA, 94590 "Crestline Financial Inc The home loan process can be an intimidating one, especially for first time home buyers or those who may have been turned down by other companies. Crestline Financial has a professional and courteous staff who is prepared to assist you through each phase of the lending process."
(408) 265-6267 Lender's profile and map Reviews Platinum Investment Partners 6155 Almaden Expressway, Suite 100, San Jose, CA, 95120 The Platinum Investment Partners, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution
(888) 220-6680 Lender's profile and map Reviews Loan On Time 1731 Technology Drive, Suite 590, San Jose, CA, 95110 We offer Home Mortgage, Equity Line, and FHA Loan Services. We also have Real Estate Services, Specialize in Short Sales and Bank Own properties sales and listings! Contact us today for more details FHA Loan Services. We also have Real Estate Services, Specialize in Short Sales and Bank Own properties sales.
(408) 445-7830 Lender's profile and map Reviews The Mortgage Outlet 200 North Almaden Boulevard, Suite 200, San Jose, CA, 95110 "The Mortgage Outlet specializes in purchase and refinance loans for residential real estate, including owner occupied and investment properties. With a focus on excellent customer service, great attention to detail and a willingness to pursue all options available to each individual client,"
408-780-8228 Lender's profile and map Reviews Stephen Wong - Bayone Reic 1754 Technology Dr Suite 108, San Jose, CA, 95110 Since 2003, I started working mortgage industry. I had over 10 years experience in residential lending. I’m well experienced in lending, credit counseling, personal finance, and Customer service, and I take pride in helping Customers meet their individual objectives. Mainly focus on residential mortgage loan.
(408) 610-8011 Lender's profile and map Reviews C2 Financial Corporation - Shawn Sidhu 1250 Aviation Ave, Suite 200Q, San Jose, CA, 95110 C2 Financial Corporation - Shawn Sidhu is a mortgage brokerage firm based in San Jose, CA that offers residential and commercial financing assistance throughout the State of California. Some of our specialties are purchase and refinance loans. We're highly experienced working with first time home buyers to seasoned real estate investors
(800) 359-2265 Lender's profile and map Reviews Fremont Bank 39150 Fremont Blvd, Fremont, CA, 94538 Fremont Bank is one of the oldest locally owned banks in the San Francisco Bay Area. It was founded in 1964 and is based in Fremont, California. We know that community banking makes a difference to our customers, our business partners, and our employees. We believe that each success in our community improves the quality of life for us all
(510) 623-7888 Lender's profile and map Reviews American United Mortgage 42820 Albrae Street, Fremont, CA, 94538 American United Mortgage Corp has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual home buyers and home owners in California. Our mission is to provide you with the best mortgage. That is why unlike our competition, we put our clients needs first.
(510) 494-7840 Lender's profile and map Reviews DIVERSIFIED MORTGAGE GROUP 39300 Civic Center Drive, Suite 100, Fremont, CA, 94538 DIVERSIFIED MORTGAGE The best way to find out what mortgage is best for your home purchase is to get preapproved with a Diversified Mortgage Group loan officer. Mortgage pre approval will give you a realistic idea of your down payment and budget and give you more negotiating power when you make an offer.