Explore the differences! FHA VS Conventional loan programs in Union-City, Hudson County, New Jersey

In 2025, Convetional loan limit in Union-City, county of Hudson, NJ is $970,800 while FHA limit is $970,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NJ is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Union-City, county of Hudson, NJ

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 7087

Conventional and FHA loan options in Union-City, NJ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • 5 Star Capital, LLC
  • 2188 Del Franco St, Suite 30, San Jose, CA, 95131
  • 5 Star Capital is one of the best Bay Area realtors delivering outstanding customer experience and exceeding the expectations of customers in the market of hard money loans, commercial and residential properties and mortgages. In the market of mortgages and investment, we hold a good repute for our professionalism, reliability and loyalty.
  • GoldenPoint Finance
  • 1630 Oakland Road, Suite A209, San Jose, CA, 95131
  • "GoldenPoint Finance, a Mortgage Broker in California, was established in May 2007. Located in the Bay Area, we are an agency licensed to originate loans in all of California. GoldenPoint Finance’s mission is to find and place you into a loan program that is most suitable for your financial plan. We are committed to customer satisfaction."
  • Kagu Corporation
  • 177 Park Ave, Suite 200, San Jose, CA, 95113
  • Kagu Loans is a new real estate lending and business financing marketplace that matches consumers with the best lending solution to fit their financing needs. Kagu Loans is a new residential and commercial real estate lending and business financing marketplace that matches consumers with the best lending solution to fit their financing needs.
  • Coast Capital Direct
  • 750 Lundy Ave. #611145, San Jose, CA, 95161
  • Coast Capital Direct is a Certified Private Money Broker working with private funds, we have our Funding ready to go, We have more Money than Deals, available in the US and Select Other Countries Funding Real Estate that is Non-Owner occupied, Rental Properties and Investment Real Estate, 1-4 Units plus Apartments and more. Commercial and Hotel p
  • Technology Credit Union
  • PO Box 1409, San Jose, CA, 95109
  • Tech CU has served the high-tech workforce and its ecosystem in Silicon Valley and the greater Bay Area for over 60 years. It is recognized as one of the best-managed and strongest financial institutions in the country. In 2021, on the basis of member feedback, Tech CU was awarded the 2021 Forbes Best-in-State Award.
  • Access Investments
  • PO BOX 53642, San Jose, CA, 95153
  • SVCF is a Tier One Mortgage provider of wholesale lending, direct private investors. We're an exclusive group of "exceptions engineers". Providing all of the State of California for both residential and commercial financing, our well experienced professionals engage high level business practices to support your mortgage needs. No maximum loan amoun
  • Crestline Financial Inc.
  • 320 Arkansas Street, Vallejo, CA, 94590
  • "Crestline Financial Inc The home loan process can be an intimidating one, especially for first time home buyers or those who may have been turned down by other companies. Crestline Financial has a professional and courteous staff who is prepared to assist you through each phase of the lending process."
  • Platinum Investment Partners
  • 6155 Almaden Expressway, Suite 100, San Jose, CA, 95120
  • The Platinum Investment Partners, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution
  • Loan On Time
  • 1731 Technology Drive, Suite 590, San Jose, CA, 95110
  • We offer Home Mortgage, Equity Line, and FHA Loan Services. We also have Real Estate Services, Specialize in Short Sales and Bank Own properties sales and listings! Contact us today for more details FHA Loan Services. We also have Real Estate Services, Specialize in Short Sales and Bank Own properties sales.
  • The Mortgage Outlet
  • 200 North Almaden Boulevard, Suite 200, San Jose, CA, 95110
  • "The Mortgage Outlet specializes in purchase and refinance loans for residential real estate, including owner occupied and investment properties. With a focus on excellent customer service, great attention to detail and a willingness to pursue all options available to each individual client,"
  • Stephen Wong - Bayone Reic
  • 1754 Technology Dr Suite 108, San Jose, CA, 95110
  • Since 2003, I started working mortgage industry. I had over 10 years experience in residential lending. I’m well experienced in lending, credit counseling, personal finance, and Customer service, and I take pride in helping Customers meet their individual objectives. Mainly focus on residential mortgage loan.