FHA VS Conventional loan in Livingston, Essex County, New Jersey
In 2026, the conventional loan limit for Livingston in Essex county, NJ, is $1,089,300. For a single-family home, the FHA limit stands at $1,089,300.
Utilize the Lendersa® Conventional loan calculator to analyze today's best rates between Conventional, FHA, and USDA loans. Assess income, credit score, reserves, and required documentation to qualify. Our advanced mortgage calculator displays Conforming Conventional loans next to USDA, FHA, and VA loans, helping you determine the optimal program in NJ for your financial needs.
2026 Loan Limits and Downpayment Requirements in Livingston, Essex County, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$0
0%
FHA
$1,089,300
3.5%
The comparison table applies to the zip codes: 7039
Conventional and FHA Loan Options in Livingston, NJ
The goal at Lendersa® is to provide you the best possible Conventional, USDA, or FHA loan quickly and with ease. Choose one of three pathways that connect you with matching lenders and loan programs.
124 South Ridgedale Avenue, East Hanover, NJ, 07936
Lends in New Jersey
Novartis Federal Credit Union is a full service financial institution located in East Hanover NJ. Novartis FCU was chartered in 1947 and services the financial needs of the employees of companies within Novartis AG and their families. For more information, to join or apply for a loan, visit www.NovartisFCU.org
830 Morris Turnpike, 4th Floor, Short Hills, NJ, 07078
Lends in New Jersey
At Predian Mortgage, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream. We at Predian Mortgage believe in working hard to get the job done. Our leaders set the example,
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide real estate financing to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
American Capital Mortgage Inc. is a Mortgage Broker company for all your Home Mortgage. We achieve excellence and consistently exceed our clients expectations. we can ensure you get the best loan to fit your goals and finances. American Capital Mortgage know the market. We know the process.
FDU Federal Credit Union Founded in 1965, Fairleigh Dickinson University Federal Credit Union (FDU FCU) is a federally chartered credit union serving the University's students, faculty, and staff. Since then, many other local businesses and organizations have joined FDU FCU. As a non-profit, FDU FCU strives to support members in achieving.
100 South Jefferson Road, Suite 105, Whippany, NJ, 07981
Lends in New Jersey
America’s Mortgage Lender is currently licensed in eight states as mortgage bankers and rapidly growing. Our seasoned staff will help with your mortgage including purchase, refinance, HARP, VA, FHA, Homestyle, 203K loans, commercial loans, and more. Home loan financing with America’s Mortgage Lender means a hassle-free mortgage that closes on time.
Atlantic Home Loans was founded by experienced and respected mortgage banking professionals with over 100 years of combined experience, and has been offering clients superior mortgage advice with personalized service since 1999. Today, AHL is licensed in over 20 states and employs over 250 people who are dedicated to delivering the best loan
28 Bloomfield Ave, Suite 302, Pine Brook, NJ, 07058
Lends in New Jersey
Stratton Equities is the Leading Nationwide Direct Hard Money & NON-QM Lender that specializes in fast and flexible lending processes. Our team is owned and operated by experienced Real Estate Investors providing a reliable and knowledgeable team to help all Real Estate investors succeed. No Upfront Fee's, No Junk Fee's No Tax Returns.
28 Bloomfield Avenue, Ste 302, Pine Brook, NJ, 07058
Lends in New Jersey
Stratton Equities is the leading Nationwide Direct Hard Money & NON-QM Lender that specializes in fast and flexible lending processes. Our team is owned and operated by experienced Real Estate Investors providing a reliable and knowledgeable team to help all Real Estate investors succeed. Learn how you can purchase an Investment Property with Strat
