In 2026, the conventional loan limit for Livingston in Essex county, NJ, is $1,089,300. For a single-family home, the FHA limit stands at $1,089,300.
Utilize the Lendersa® Conventional loan calculator to analyze today's best rates between Conventional, FHA, and USDA loans. Assess income, credit score, reserves, and required documentation to qualify. Our advanced mortgage calculator displays Conforming Conventional loans next to USDA, FHA, and VA loans, helping you determine the optimal program in NJ for your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $0 | 0% |
| FHA | $1,089,300 | 3.5% |
The comparison table applies to the zip codes: 7039
The goal at Lendersa® is to provide you the best possible Conventional, USDA, or FHA loan quickly and with ease. Choose one of three pathways that connect you with matching lenders and loan programs.
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