Explore the differences! FHA VS Conventional loan programs in West-Orange, Essex County, New Jersey
In 2025, the limit for Conventional loans in West-Orange, county of Essex, NJ, is $970,800. Meanwhile, for a single-family home, the FHA limit is $970,800.
Use the Lendersa® Conventional loan calculator to explore today's best rates for Conventional, FHA, and USDA loans, and determine the necessary income, credit standing, reserves, and required documents to qualify. With our advanced mortgage calculator, you can view side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA options, helping you select the best program in NJ for your financial situation.
Loan Limits and Down Payment Requirements for 2025 in West-Orange, Essex, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$0
0%
FHA
$970,800
3.5%
This table is relevant to the following zip codes: 7052
Conventional and FHA Loan Options in West-Orange, NJ
Lendersa® aims to swiftly connect you with the best possible Conventional, USDA, or FHA loan without difficulty. Choose one of three methods to find matching lenders and loan programs.
Spencer Savings Bank is a leading New Jersey-based community bank headquartered in Elmwood Park, N.J. For over 100 years, we have been serving our local communities with integrity and pride. Roots matter, because they mean experience. They mean real insight into what makes our communities strong.
Ameridream Home Loans in 2016 with one single intention, to help as many people as possible accomplish their goals and reach the American dream of homeownership. We believe that our extensive knowledge of the industry and our transparent & streamline process is the key to our success.
Heritage Financial Corp. has helped hundreds of families achieve their dreams of homeownership. Our team lives in the same communities we serve, understanding the in-depth challenges faced by families and individuals. From residential to commercial financing our team has the experience and expertise to be true partners to our clients.
Motion is a not-for-profit, member-owned, volunteer-directed financial cooperative that provides sound, customized banking solutions for member/owners and their families. Motion exists to assist our member/owners with better cash flow management, while exceeding their financial service expectations.
333 Route 46 W, Suite 201, Mountain Lakes, NJ, 7046
At BetterWay Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism,
Our company provides financing solutions for transitional assets – industrial, multi-family, retail, land and office – located in the New York metropolitan area, as well as throughout the Northeast and Mid-Atlantic regions and in South Florida. At Case, we evaluate each loan, property and real estate.
The Bank started in 2000 with just one branch in Bayonne, NJ. After 10 years of success and growth, BCB acquired Pamrapo Savings Bank, also headquartered in Bayonne, but with reach into neighboring communities. Soon after this expansion, BCB acquired Allegiance Community Bank, headquartered in South Orange, NJ.
Garden State Mortgage Corporation’s main focus is originating loans solely in NJ. Our goal is to offer competitive mortgage rates and fees while providing a level of service that exceeds our client’s expectations. This is why 65% of our mortgage loans are derived from previous customer referrals.
American United is a New Jersey based Mortgage Banker and lending partner. As such, we partner with some of the largest banking and financial institutions across the nation. This wholesale banking relationship allows us to provide our retail clients with the most competitive rates the industry has to offer.
