FHA VS Conventional loan programs in West-Orange, Essex County, New Jersey

In 2025, the limit for Conventional loans in West-Orange, county of Essex, NJ, is $970,800. Meanwhile, for a single-family home, the FHA limit is $970,800.

Use the Lendersa® Conventional loan calculator to explore today's best rates for Conventional, FHA, and USDA loans, and determine the necessary income, credit standing, reserves, and required documents to qualify. With our advanced mortgage calculator, you can view side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA options, helping you select the best program in NJ for your financial situation.

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Loan Limits and Down Payment Requirements for 2025 in West-Orange, Essex, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

This table is relevant to the following zip codes: 7052

Conventional and FHA Loan Options in West-Orange, NJ

Lendersa® aims to swiftly connect you with the best possible Conventional, USDA, or FHA loan without difficulty. Choose one of three methods to find matching lenders and loan programs.

Results from Lendersa USDA loan request


  • Magnolia State Bank
  • 28 Hwy 528, Bay Springs, MS, 39422
  • Magnolia State Bank offers its customers full-service banking delivered through a variety of methods and by offering many accounts and services options. For branch, drive thru and ATM locations and times of service, see the Locations tab. We invite you to explore this website for detailed information concerning our many products and services.
  • Minnesota Valley Federal Credit Union
  • 1640 Adams Street, Mankato, MN, 56001
  • Minnesota Valley Federal Credit Union was established in 1934 as a member-owned, not for profit financial cooperative. Members enjoy convenience and service that simply is not available at most financial institutions. Membership is open to anyone living, working or attending school in Blue Earth, Nicollet, Le Sueur and Waseca Counties.
  • MinnStar Bank
  • 201 Poplar Street, Mankato, MN, 56001
  • MinnStar Bank is dedicated to providing customers with quality financial services in an efficient and caring manner. We are committed to enriching the communities we serve and offer professional bankers with unparalleled years of experience in personal banking, business banking, agribusiness banking and real estate banking.
  • North Star Mortgage LLC
  • 1720 Adams Street, Suite 100, Mankato, MN, 56001
  • At North Star Mortgage. We are located in Mankato Minnesota. We’ve been helping people purchase or refinance home mortgages for 27 YEARS! We use a wide range of mortgage loans to help our clients find the best loan option. Hopefully, this website will help you understand the different loan options and the process.
  • Profinium
  • 100 Warren St, Suite 100, Mankato, MN, 56001
  • Profinium, Inc., is a locally-owned community bank with four locations in Southern Minnesota, including Fairmont, Truman, Owatonna, and in downtown Mankato in the Profinium Place office tower. The organization has served Southern Minnesota since 1875, providing banking, mortgage, insurance, trusts and investment services.
  • PrimeSource Funding
  • 1751 N Victory Drive, Suite 500, Mankato, MN, 56001
  • At PrimeSource Funding we are committed to providing you with the best mortgage experience available. Our mortgage loan experts are here to help you every stage of the loan process. Whether you're a first-time home buyer, looking to refinance to a lower rate, need financing for cash-out to complete some home improvements
  • Bank of Pensacola
  • 5560 West Highway 98, Pensacola, FL, 32507
  • Since 1973, Bank of Pensacola has been dedicated to the needs of local service members and their families. It began with Admiral John Dale Price’s desire to provide a full service bank dedicated to the service member aboard Naval Air Station Pensacola. The dream of a bank that could help service members worldwide became a reality when our founder
  • Sunshine Mortgage Solutions LLC
  • 5722 New Paris Way, Ellenton, FL, 34222
  • Sunshine Mortgage Solutions LLC is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently,
  • PHD Financial
  • PO Box 1012, Palm Beach, FL, 33480
  • PHD Financial strives to deliver impressive results for businesses, with a commitment to manage our clients’ matters as if they were our own. We spend whatever time and resources necessary to cultivate relationships with numerous contacts, networks, associations and lenders to provide the most beneficial outcomes for clients.