For 2025, the limit for a Conventional loan in Long-Beach, the county of Ocean, NJ, is $970,800, whereas for an FHA loan, it is $970,800. This applies to a single-family home.
The Lendersa® Conventional loan calculator is an excellent tool for comparing the current best rates of Conventional, FHA, and USDA loans. It helps determine the necessary income, credit, reserves, and required documentation for qualification. With our advanced mortgage calculator, visualize Conforming Conventional loans, USDA, FHA, and VA loans together to help pick the best suited program for your specific financial situation in NJ.
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| Loan Type | Loan Limit | Down Payment |
|---|---|---|
| Conventional Conforming | $970,800 | 3% |
| USDA | $657,900 | 0% |
| FHA | $970,800 | 3.5% |
This table covers zip codes: 8008
The aim of Lendersa® is to facilitate acquiring the best possible Conventional, USDA, or FHA loan efficiently and with no trouble. Begin by choosing one of the three pathways that connect you with suitable lenders and loan programs.
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