Explore the differences! FHA VS Conventional loan programs in Long-Beach, Ocean County, New Jersey
For 2026, the limit for a Conventional loan in Long-Beach, the county of Ocean, NJ, is $970,800, whereas for an FHA loan, it is $970,800. This applies to a single-family home.
The Lendersa® Conventional loan calculator is an excellent tool for comparing the current best rates of Conventional, FHA, and USDA loans. It helps determine the necessary income, credit, reserves, and required documentation for qualification. With our advanced mortgage calculator, visualize Conforming Conventional loans, USDA, FHA, and VA loans together to help pick the best suited program for your specific financial situation in NJ.
Loan Limits and Down Payment Requirements for 2026 in Long-Beach, Ocean, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This table covers zip codes: 8008
Exploring Conventional and FHA Loan Possibilities in Long-Beach, NJ
The aim of Lendersa® is to facilitate acquiring the best possible Conventional, USDA, or FHA loan efficiently and with no trouble. Begin by choosing one of the three pathways that connect you with suitable lenders and loan programs.
500 N Green St, Little Egg Harbor, Tuckerton, NJ, 08087
Lends in New Jersey
Empowering dreams with tailored financial solutions, National Directlender LLC champions homeownership by offering diverse loan options. From FHA and VA loans to Reverse Mortgages and Bridge Loans, we provide expert guidance every step of the way, ensuring families secure homes and futures. Choose National Directlender LLC as your bridge to financi
Commercial Mortgage Funding, LLC is a commercial mortgage brokerage firm which provides access to funding sources financing Commercial Real Estate nationwide (U.S.) with capital needs of $1, 000, 000 ($1MM) minimum. It intermediates between capital providers and the principals of commercial real estate projects and leverages its relationships.
OceanFirst Bank is one of the largest regional banks in New Jersey with a presence in New York & Philadelphia. We stay focused on what we believe is most important: building long-term relationships with our customers and giving back to the communities we serve. OceanFirst was established in 1902 as the Point Pleasant Building and Loan Association.
New Jersey Mortgage Services is a Mortgage Broker who is licensed under the New Jersey Department of Banking and Insurance. Broker owner Tom Altieri has 36 years experience and thousands of close loans. Tom is knowledgeable in real estate, contracts, and a the latest mortgage products.
44 Washington Street, Suite 200, Toms River, NJ, 08753
Lends in New Jersey
Family First Funding LLC offers high quality mortgage banking and brokering services to residential and business customers. Our aim is to provide our clients with fair and reasonable rates and costs, while keeping our clients informed and educated throughout the process. We will become friends and trusted advisors to our clients.
Oceanside Mortgage Company has served its customers with honesty and integrity for over 20 years. Our mission is to provide competitive interest rates and low closing costs while guiding borrowers through any red tape so they can secure their mortgage without hassle. Meet the team whose here to make the home loan process a home run!
As a credit union, Energy People is owned and governed by our 1, 350 members. We were founded as a not-for-profit financial cooperative in 1960 by our original members who shared the common bond of employment in Public Service Electric and Gas in Moorestown. The employees pooled their savings and lent money to each other at low interest rates.
We were built on the "People Helping People" philosophy and that remains true today. Our mission is to provide quality services to meet the financial needs of our members. We are committed to serving our members' needs both today and in the future. Jersey Shore Federal Credit Union is a member-owned, not-for-profit financial cooperative.
