FHA VS Conventional loan programs in Stafford, Ocean County, New Jersey
In 2025, the conventional loan limit in Stafford, located in the county of Ocean, NJ, is set at $1,089,300, while the FHA limit for a single-family home is $1,089,300.
Explore the benefits of using the Lendersa® Conventional loan calculator today. It enables you to compare top rates offered between Conventional, FHA, and USDA loans. Assess your income, credit qualifications, reserves, and necessary documentation needed for the loan approval process. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA loans, allowing you to select the best program in NJ to fit your specific financial needs.
Comprehensive 2025 Loan Limits and Downpayment Requirements in Stafford, Ocean County, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
The data in this comparison table is applicable to these zip codes: 08050, 08005, 08092
Exploring Conventional and FHA Loan Options in Stafford, NJ
At Lendersa®, we aim to connect you with the best possible Conventional, USDA, or FHA loan solutions quickly and without hassle. Choose one of three tailored starting points to match with lenders and loan programs that suit your financial circumstances. Our streamlined approach ensures a smooth and efficient process as you navigate through selecting the most appropriate loan option.
25 Melville Park Road, Suite 110, Melville, NY, 11747
United Mortgages Corp’s only business is mortgages. Unlike a commercial bank, we are not limited to one or two standard programs. As a mortgage banker, we have many market sources to offer our clients. We know that each customer has a special set of circumstances and our specialty is identifying the right type of loan that meets your needs.
At Reliance First Capital our goal is to help homeowners and prospective homeowners receive the right mortgage for their specific financial goals. We achieve this by customizing home loan programs that match each of our client's unique needs and situation. We are an approved FHA, VA, Fannie Mae and Freddie Mac lender.
25 Melville Park Road, Suite 100, Melville, NY, 11747
"We are a Faith Focused Mortgage Team. Serving clients across the United States. And helping families with arguably the most important purchase of their life.
What’s special here though… is that we’ve gotten to put together a team with Christian values, faith & family at our core."
We are a direct lender and our service and commitment to quality is legendary. Throughout the years, thousands of homeowners have come to count on Interstate because of our commitment to assisting individuals and families achieve their dream of owning or keeping their family home.
East Coast Capital was founded in 1999 by Seth Fass who still remains the leader of the organization to this day.The company continues to grow at a staggering rate by only hiring the most qualified professionals & educating them on a culture that has persevered to this day. Trust coupled with expertise allows our firm to stay ahead of the industry.
One Huntington Quadrangle, Suite 1N09, North Tonawanda, NY, 11747
With our highly knowledgeable and professional Mortgage Consultants and Processing Department, we will get you the best loan to fit your needs. As an industry leader, Affordable Financial Services LTD takes pride in our vast knowledge of the mortgage industry and its products available to today’s borrower.
201 Old Country Rd, Suite 140, Melville, NY, 11747
Our company focuses on educating first time home buyers, saving people money through refinances, giving people the opportunity for a better life through reverse mortgages, and above all education and transparency. We were founded by Steven A. Milner over 2 decades ago, and have been committed to “Helping You Make It Home®” since. Founded in 1994
445 Broad Hollow Rd, Suite 334, Great Neck, NY, 11747
Reliant Home Funding is a tried and true mortgage lender serving clients nationwide. We understand that owning a home is a big deal – and you deserve the right home loan for the job. That’s exactly what we’re committed to providing and We are uniquely positioned on the wholesale mortgage market to provide our clients.
RCA Capital is a direct, private lender, and Capital Advisory Company. Our team uses a common-sense approach to lending to provide 24-hour approval turn times. Our in-house underwriting allows us to expeditiously bring you to the closing table. Our asset-based mortgage programs are specifically designed for independent real estate investors and se
81 Centre Avenue, Suite 214, New Rochelle, NY, 10801
Certus Capital is a real estate finance company based out of New Rochelle NY 10801. Our mission is to provide perfect service, lower rates and faster closings to our real estate customers and business owners. Services, NJ Department of Banking & Insurance, CT Department of Banking, FL Office of Financial Regulation.
First Central Savings Bank has grown from a simple concept to what we are today: a vibrant, thriving, all-inclusive community bank that hasn’t wavered from its original aim of friendly, personalized service. We are committed to enriching our communities, driving local economic growth, and cultivating lasting relationships.
