In 2025, the conventional loan limit in Stafford, located in the county of Ocean, NJ, is set at $1,089,300, while the FHA limit for a single-family home is $1,089,300.
Explore the benefits of using the Lendersa® Conventional loan calculator today. It enables you to compare top rates offered between Conventional, FHA, and USDA loans. Assess your income, credit qualifications, reserves, and necessary documentation needed for the loan approval process. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA loans, allowing you to select the best program in NJ to fit your specific financial needs.
Examine loan offers from 100 lenders
Loan Type | Loan Limit | Down Payment |
Conventional Conforming | $1,089,300 | 3% |
USDA | $776,600 | 0% |
FHA | $1,089,300 | 3.5% |
The data in this comparison table is applicable to these zip codes: 08050, 08005, 08092
At Lendersa®, we aim to connect you with the best possible Conventional, USDA, or FHA loan solutions quickly and without hassle. Choose one of three tailored starting points to match with lenders and loan programs that suit your financial circumstances. Our streamlined approach ensures a smooth and efficient process as you navigate through selecting the most appropriate loan option.
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides