Explore the differences! FHA VS Conventional loan programs in Beach-Haven-West, Ocean County, New Jersey

For 2025, the loan limit for Conventional loans in Beach-Haven-West, within Ocean county, NJ, is set at $970,800. The FHA loan limit for a single-family residence amounts to $970,800.

The Lendersa® Conventional loan calculator enables you to compare the best rates today among Conventional, FHA, and USDA loans. By analyzing income, credit, reserves, and necessary documents, you can determine qualification requirements. Our advanced tools allow you to see Conforming Conventional loans, USDA, FHA, and VA options aligned, helping in choosing the most beneficial program for your financial plans in NJ.

Explore loan offers from 100 diverse lenders

2025 Loan Limits and Downpayment Needs in Beach-Haven-West, Ocean, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison table is tailored for zip codes: 8050

Available Conventional and FHA Loan Choices in Beach-Haven-West, NJ

The mission of Lendersa® is to deliver the most effective Conventional, USDA, or FHA loan quickly and without complications. Choose from three initial options that match you with suitable lenders and loan programs.

Lendersa USDA loan requests and results


  • Portico Mortgage Inc
  • 139 centre street, Suite 806, New York, NY, 10013
  • Portico Mortgage Inc. offers a multitude of services and tailored advice to assist you in your business endeavors. We provide residential and investment programs. We offer fast, easy approval and customer-tailored loan products at the competitive rate. We assist new and existing customers with professional and thoughtful person services.
  • GoRascal
  • 285 North 6th St, Second Floor, Brooklyn, NY, 11211
  • Go Rascal is the story of how two guys, Scott Valins, acknowledged as one of the best mortgage brokers in the country, and David Williams, an accomplished corporate finance and operations professional who built one of the country’s fastest growing online recruiting marketplaces, raised an idea together. And how, in the process, they are raising the
  • Predian Mortgage
  • 830 Morris Turnpike, 4th Floor, Short Hills, NJ, 07078
  • At Predian Mortgage, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream. We at Predian Mortgage believe in working hard to get the job done. Our leaders set the example,
  • Brooklyn Bridge Capital
  • 183 Wilson Street #196, Brooklyn, NY, 11211
  • At Brooklyn Bridge Capital, we possess years of real estate industry experience, offering flexible financing and investing solutions. Founded by Shaya Krausz twelve years ago, our solid reputation has been crafted on a strong edifice of integrity and credibility. Servicing prominent lending institutions, we specialize in non-performing notes and th
  • Italo-American Federal Credit Union
  • 66-52 Myrtle Avenue, Ridgewood, NY, 11385
  • Italo-American Federal Credit Union was started by a group of Italian-Americans in 1935, to serve the needs of the Italian immigrant population of New York City, at a time when financial assistance was not available to them. Unlike banks, Credit Unions are owned and run by its members. There are no outside stockholders.
  • Ridgewood Savings Bank
  • 7102 Forest Ave, Ridgewood, NY, 11385
  • Whether you are looking to save, invest, borrow or anything in between, we offer a wide choice of financial services to meet your every need including Savings and Checking Accounts, Mortgages and Commercial Loans, Retirement Accounts, Equity Loans and Lines of Credit, plus the convenience of Online Banking.
  • Drexel Mortgage Corporation
  • 103-44 108th Street, Richmond Hill, NY, 11419
  • Drexel Mortgage can finance, purchase, refinance your loan quickly. With hundreds of sources of capital Drexel is able to find a way to get you funding tailor made to fit your needs. We can provide loans to people who have OK credit, OK income, OK homes and a good business. Whatever your unique situation - we fund all good deals - guaranteed.
  • OMNI MORTGAGE CORP.
  • 118-18 101 Avenue S, South Richmond Hill, NY, 11419
  • Omni Mortgage we pride ourselves on providing superior customer service & creating satisfied customers.our staff consist of experienced mortgage professionals who have an hands on approach to mortgage guidance.Not only you will find our team members knowledgeable,but you will also discover we truly care about helping you make your dreams a reality
  • Ocean Financial Federal Credit Union
  • 45 Atlantic Avenue, Oceanside, NY, 11572
  • Ocean Financial (formerly Oceanside Christopher Federal Credit Union), the Catholic Credit Union, was chartered in 1969 by members of the Father Joseph O’Connell Knights of Columbus Council in Oceanside, New York. Over the past 40 years, Ocean Financial FCU has steadily expanded, and now serves as a full-service financial organization