Explore the differences! FHA VS Conventional loan programs in Martinsville, Somerset County, New Jersey
In 2025, the conventional loan limit for a single-family home in Martinsville, located in Somerset county, NJ, is set at $1,089,300, while the FHA loan cap is $1,089,300.
Utilize the Lendersa® Conventional loan calculator to evaluate today's rates between Conventional, FHA, and USDA loans. Determine the income and credit requirements, along with necessary documents, to qualify. Our comprehensive mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side-by-side to identify the most suitable program in NJ for your unique financial circumstances.
2025 loan limits and downpayment requirements in Martinsville, Somerset county, NJ
Loan Type
Loan Limit
Down payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This comparison table is applicable for the following zip codes: 08836, 08805, 08807
Discover Conventional and FHA loan choices in Martinsville, NJ
The aim of Lendersa® is to swiftly connect you with the best Conventional, USDA, or FHA loans without hassle. Choose one of the three starting points to get matched with appropriate lenders and loan programs.
At MortgageINQ, we treat each customer as an individual, not a number. We will take the time to analyze your personal financial situation and fit you with home financing that fits your long and short term financial goals. We represent multiple "A" rated lenders with extremely competitive rates and programs.
MorningTide Financial Group, Inc. We are a full-service, licensed mortgage broker company based in Lexington, MA. We specialize in FHA, Conventional,Renovation, Jumbo & VA Mortgages in MA. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
We provide expert advice on mortgage lending. Whether you are purchasing or refinancing, a primary home or a second mortgage, a condominium or a multi-family, we can handle the transaction. We do what we do best, Mortgages.We are a team of professionals, dedicated to our work and thrilled to help families gain home ownership.
Abington Bank, part of the Hometown Financial Group banking family.
We’re excited about all the great ways our bank can help you, your family, and your business unlock your potential. After all, for more than 100 years, it’s been our mission to deliver individualized financial support that ensures you can build a successful future.
334 Washington Street, Brookline Village, MA, 02447
Founded in 1939, the Brookline Municipal Credit Union was formed by a group of people with a common bond – people who were principally interested in encouraging systematic savings and providing a source of low-cost loans, when members needed money. The philosophy and commitment to provide our members with savings accounts.
Liberty Bay Credit Union is a cooperative, non-profit financial institution that offers a full range of financial services to our individuals and business members. And because we are member-owned, instead of paying dividends to outside stockholders, we return our profits to our members in the form of higher rates on deposits and lower rates on loan
100 Grandview Road, Suite 105, Braintree, MA, 02184
Harbor Mortgage Solutions was founded on a few core values: integrity, expertise, and outstanding service. We believe that homeowners—especially seniors and their families—should feel comfortable and confident about their home financing/equity decisions, including the partners they choose.
We started Dovetail Mortgage™ to tackle the elephant in the mortgage process room. Applying for a loan all the way through the closing table should not be daunting. It should be seamless, and simple. In short, it should be harmonious. We have a combined 50-year experience as brokers and lenders.
