In 2026, the conventional loan limit for a single-family home in Martinsville, located in Somerset county, NJ, is set at $1,089,300, while the FHA loan cap is $1,089,300.
Utilize the Lendersa® Conventional loan calculator to evaluate today's rates between Conventional, FHA, and USDA loans. Determine the income and credit requirements, along with necessary documents, to qualify. Our comprehensive mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side-by-side to identify the most suitable program in NJ for your unique financial circumstances.
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| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
This comparison table is applicable for the following zip codes: 08836
The aim of Lendersa® is to swiftly connect you with the best Conventional, USDA, or FHA loans without hassle. Choose one of the three starting points to get matched with appropriate lenders and loan programs.
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