In the year 2025, the conventional loan cap in Bradley-Gardens, located in the county of Somerset, NJ, is set at $970,800. Simultaneously, the FHA limit for a single-family home is $970,800.
Utilize the Lendersa® Conventional loan calculator to evaluate today's best Conventional, FHA, and USDA rates, determining the necessary income, credit, reserves, and documentation for qualification. This advanced mortgage calculator allows you to compare USDA, FHA, VA, and Conforming Conventional loans side by side, aiding your decision on which program within NJ suits your financial needs best.
Explore loan offers from a pool of 100 different lenders
| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $970,800 | 3% | |
| USDA | $657,900 | 0% | |
| FHA | $970,800 | 3.5% |
This comparison table is relevant for zip codes: 8807
Lendersa® aims to connect you with the most suitable Conventional, USDA, or FHA loans efficiently and with minimal hassle. Choose one of three methods to match with lenders and loan programs.
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Bridge Loan Guides
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