Explore the differences! FHA VS Conventional loan programs in Warren, Somerset County, New Jersey
In 2025, the conventional loan limit for Warren, located in Somerset county, NJ, is $1,089,300. Meanwhile, the FHA limit for a single-family home is set at $1,089,300. These limits are crucial for both homebuyers and lenders to understand as they determine the maximum loan amounts available for home purchases using these specific mortgage products.
Utilize the Lendersa® Conventional loan calculator to examine and compare the current top rates for Conventional, FHA, and USDA loans. Determine essential factors such as the required income, credit thresholds, financial reserves, and crucial documentation necessary for qualification. With our advanced mortgage calculator, you can easily review side-by-side comparisons of Conforming Conventional loans along with USDA, FHA, and VA loans. This facilitates your decision-making process in selecting the most appropriate mortgage program for your unique financial situation in NJ.
Overview of 2025 Loan Limits and Down Payment Requirements in Warren, County of Somerset, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This comparison table is applicable to the following zip codes: 7059
Exploring Conventional and FHA Loan Options in Warren, NJ
The mission of Lendersa® is to quickly connect you with the best Conventional, USDA, or FHA loan options, ensuring a seamless and hassle-free experience. Start your search by choosing one of three routes that guide you to matching lenders and customized loan programs:
Rock Rates is the Direct-to-Consumer division of Keystone Funding, Inc Rock Rates was created to provide a completely digital, simple, and pleasant mortgage experience.and Much of the technology and systems used by Rock Rates was developed in-house, based on direct experience with borrowers and their feedback on the mortgage process
HomeFirst Mortgage Corp.'s mission statement is actually quite simple: service, service, service. All of us, as consumers, are reminded daily of the downside of poor service. Our goal is to provide you with an incomparable level of service therefore making you an educated consumer and well-satisfied client.
The Capital Mortgage Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
The Wachusett Mortgage Corporation is your premier mortgage broker located in West Boylston, Massachusetts. The ownership team prides themselves on offering some of the most competitive rates in the area and makes the loan process simple and straightforward for borrowers seeking a mortgage in Massachusetts.
AmeriCU is a not-for-profit credit union owned by members like you. We offer the same products and services as a bank (plus insurance and financial planning) – but with low or no fees, and better rates. Founded in 1950, today AmeriCU has grown to more than 127, 000 members and more than $1.5 billion in assets.
We are experts in locating the loan that fits your individual circumstances. We have extensive experience in financing manufactured and mobile homes since 1994. We pride ourselves upon finding the best loan for you in the shortest possible time, plus making the experience as hassle-free as possible.
13205 Sunfield Terrace, Fort Washington, MD, 20744
We are a full-service mortgage company for first-time homebuyers servicing MD, Washington DC, VA, and FL. We specialize in Residential Real Estate Loans with options to UNLOCK YOUR DREAMS.What makes Your Mortgage Genie unique is we strive to meet individual goals by offering customized products and investment tools to service your individual goal
10009 Indian Queen Point Road, Fort Washington, MD, 20744
Potomac Trust Mortgage we are committed to providing customers with the best service and rates available. We are a local company who’s professional staff goes above and beyond to assist our clients with the entire loan process. Our goal is to make the loan process as simple and stress-free as possible.
In 1928, we were established on the principle of people helping people in our local communities. Today more than ever, we remain steadfast in our commitment to our members and the communities in which we all live and work.
Our employees are encouraged to give back to the community through our PCUnited volunteer initiative
At Seacoast, we are dedicated to always earning clients’ trust before their business. We consult with you, understand your needs and then help you choose the mortgage program that is best for you. Seacoast loan officers and dedicated support staff are here for you 24 hours a day, 7 days a week. Our line is always open.
