In 2025, the conventional loan limit in Middlesex, which lies within the borders of Middlesex county, NJ, is $1,089,300. Meanwhile, the FHA limit for a single-family home is set at $1,089,300. Understanding these parameters can significantly guide borrowers in assessing their potential lending options in these regions.
Utilize the Lendersa® Conventional loan calculator to examine today’s most favorable rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit criteria, reserves, and documentation needed to qualify. Our advanced mortgage calculator enables you to juxtapose Conforming Conventional loans, USDA, FHA, and VA options, assisting you in selecting the most appropriate financial product available in NJ tailored to your specific requirements.
Browse through loan offers from a diverse selection of 100 lenders
| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $1,089,300 | 3% | |
| USDA | $776,600 | 0% | |
| FHA | $1,089,300 | 3.5% |
This detailed comparison table applies to zip codes: 8846. Knowing these limits helps you understand loan eligibility and borrowing capacity effectively.
Lendersa® is dedicated to facilitating the acquisition of the best Conventional, USDA, or FHA loan options available, minimizing hassle and expediting the process. Choose from three key strategic starting points to match you with appropriate lenders and loan offerings, ensuring a streamlined process tailored to your needs.
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
