FHA VS Conventional loan in Dunellen, Middlesex County, New Jersey

As of 2026, the Conventional loan limit in Dunellen, located within Middlesex county, NJ, is $1,089,300. The FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® Conventional loan calculator to evaluate and compare the best current rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding in the decision of the optimal program for your financial requirements in NJ.

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2026 Loan Limits and Down Payment Details in Dunellen, Middlesex, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This information is applicable to zip codes: 8812

Discovering Conventional and FHA Loan Options in Dunellen, NJ

The objective of Lendersa® is to quickly and easily obtain the best possible Conventional, USDA, or FHA loan for you. Choose one of three starting points to connect with lenders and explore appropriate loan programs.

Understanding results for Lendersa USDA loan requests


  • Hamilton Home Loans
  • 1551 Sawgrass Corporate Pkwy, Suite 300, Sunrise, FL, 33323
  • Hamilton Home Loans is a privately held mortgage lending firm recognized for outstanding service. Our vision is to reshape the future of lending by combining trusted guidance, convenient technology and world-class service.We believe that responsive operations and accessible management are the keys to helping our Mortgage Loan Advisors succeed.

  • Proper Mortgage Group, LLC
  • 7000 SW 22nd Court, Suite 127D, Davie, FL, 33317
  • We started many years ago as a small family real estate business and grew to meet the needs of our clients in the changing and growing market. With many years of real estate and financial experience, we opened Proper Mortgage Group to ensure all of our clients received the same exceptional level of service through every part of the home buying proc

  • Proficient Processing, LLC.
  • 7520 NW 5th st, Suite 204, Plantation, FL, 33317
  • Since opening in 2000, Proficient Processing, LLC. has been proud to serve the Plantation community. We’re committed to not only providing quality products and services, but going above and beyond to ensure our customers are completely satisfied. We welcome you to look through our site to see all we have to offer.

  • Rapid Home Loan Corp
  • 5237 W Broward Blvd, Plantation, FL, 33317
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Evergreen Mortgage Services Inc
  • 7501 Nw 4th Street, Suite 107, Plantation, FL, 33317
  • Evergreen Mortgage Services is committed to providing the right loan to finance your home. Our commitment remains second to none throughout the process, from application to closing. We are a licensed, full service, Mortgage Broker dedicated to guiding borrowers not just throughout the entire mortgage process.

  • Genesis Mortgage Group LLC
  • 2739 Oak Ridge Court, Suite 203, Fort Myers, FL, 33901
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Epic Funding
  • 2180 West First Street Ste 540, Fort Myers, FL, 33901
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Society Mortgage
  • 330 Himmarshee Street, Suite 111, Fort Lauderdale, FL, 33312
  • We are internet-based mortgage company with offices in Ohio, Florida and Maine. While our team is spread out across the country, we have developed a system that allows us to offer a personalized home-buying experience to any person in any location. Society Mortgage is committed to building

  • Mortgage Masters Inc
  • 2699 Stirling Road, Suite C101, Fort Lauderdale, FL, 33312
  • Mortgage Masters Inc, a "frustration-free zone" where we get you started toward qualifying and applying for a mortgage loan. Our mortgage professionals can get you approved in record time! That's because we take advantage of the very latest and best automated tools to speed you hassle-free toward your new home, new mortgage or home equity cash!

  • Mutual Mortgage Lending Corp
  • 2650 W. State Rd 84 Suite 101, Fort Lauderdale, FL, 33312
  • Mutual Mortgage a Florida-based mortgage firm.Since the beginning, our company has dedicated our resources to serving the needs of both residential and commercial clients. Our goal is simple, we want our clients to pay less and get more. In order to achieve this goal, we seek to find our clientele the most suitable loan at the lowest possible rate.

  • Lend Elite LLC
  • 1322 North West 10th Terrace, Cape Coral, FL, 33993
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Harbor Light Mortgage
  • 3937 NW 46th Terrace, Cape Coral, FL, 33993
  • Harbor Light Mortgage is a family owned and operated mortgage broker in Cape Coral, Florida, serving borrowers throughout the State. Now in it's third year at this location, Harbor Light Mortgage represents multiple lenders providing borrowers with access to a vast array of mortgage products, including Conventional, FHA, USDA, and VA