FHA VS Conventional loan programs in 2025 for Bloomfield, Essex County, New Jersey

In 2025, Convetional loan limit in Bloomfield, county of Essex, NJ is $1,089,300 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NJ is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Bloomfield, county of Essex, NJ

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

The comparison table applies to zip codes: 7003

Conventional and FHA loan options in Bloomfield, NJ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Dryden Capital Inc.
  • 1202 Grant Ave. B-1, NOVATO, CA, 94945
  • Dryden Capital provides Borrowers with fast creative solutions to their financing needs. We are local to the Bay Area but lend throughout California. We make all type of investment loans including Investment properties, Multifamily, Commercial, Rehab, Mixed Use and Construction Loans.
  • Pacific Private Money
  • 1555 Grant Avenue, Novato, CA, 94945
  • In 2008, we identified a need in underserved capital markets left behind in the wake of the financial crisis. Since then, we have grown quickly by serving the expanding market of borrowers who are unable to secure conventional financing, and by specializing in short-term, fast-funding situations.
  • LBC Capital
  • 100 Bush St, San Francisco, CA, 94104
  • LBC Capital is a unique California hard money lender for real estate investors looking for financing in a matter of days. LBC Capital offers flexible underwriting, attractively priced hard money loans, no hidden fees and quick funding. We develop long-term relationships with our clients through our professional service and exclusive loan terms.
  • Trans-Bay Capital Partners
  • 315 Montgomery St, 8th Floor, San Francisco, CA, 94104
  • Trans-Bay Capital Partners (TBCP) is a boutique finance firm focusing on lower middle market corporate & real estate finance. Deal sizes ranging from 1M-100M.Our focused distribution platform maintain relationships with many of the largest institutional investors in the world, including banks and alternative credit providers.
  • Exception Lending
  • 315 Montgomery Street, 10th Floor, San Francisco, CA, 94104
  • With over 10 years experience as a San Francisco mortgage lender, my goal with every client is to listen, work in close communication with you and your Realtor, and provide you the right mortgage products and high attention service that you need to be successful in today's market.
  • Global Funding Partners
  • One Sansome Street, San Francisco, CA, 94104
  • At Global Funding Partners, we know Commercial Lending. We have been in the industry for over 13 years, serving clients just like you. If you are a business owner or investor looking for the right commercial loan to fit your budget and your financial goals, you came to the right place.
  • Capital Bridge Partners, Inc
  • One Sansome Street, Suite 1500, San Francisco, CA, 94104
  • Founded in 2019, Capital Bridge Partners a San Francisco-based private real estate lending and investment firm specializing in bridge loans, mezzanine and joint venture financing as well as providing alternative investment solutions Our Principals have over 40 years of collective real estate industry experience.
  • Security Financial Services
  • 100 Bush Street, Suite 1500, San Francisco, CA, 94104
  • "Founded in 1943, Security Financial Services is an established real estate lender and business note purchaser headquartered in the San Francisco Bay Area. Our unique lending philosophy has weathered many challenges and has allowed us to originate hundreds of millions in loans. "
  • HPI Financial
  • 1149 Cherry St., San Carlos, CA, 94070
  • HPI Financial team is committed to providing our clients with the highest quality financial services combined with low rates and varied loan options. Our outstanding HPI Financial mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Bay Area Capital Funding
  • 790 Laurel Street, Suite 11, San Carlos, CA, 94070
  • Our company specializes in residential loans, and construction loans in Northern California. We will also do hard money and private money loans in the San Francisco Bay Area. We do provide construction money in many circumstances, usually in Northern California, for both spec and owner occupied projects
  • Renzo Capital Corp
  • 650 California St, San Francisco, CA, 94108
  • Renzo-Capital Corp* Proven Expedited Lending Strategies. Borrowers typically have a deadline they are trying to solve when they approach Renzo Capital. Our lending platform offers borrowers speed and certainty of execution that surpasses conventional lending sources. As a direct, private lender, we have funded over $750 million in commercial