As of 2026, the Conventional loan limit in Bloomfield, located in Essex county, NJ, is $1,089,300. For a single-family home, the FHA limit is $1,089,300.
Utilize the Lendersa® Conventional loan calculator to explore today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents necessary to qualify. This advanced calculator places Conforming Conventional loans alongside USDA, FHA, and VA options, aiding in the selection of the best program in NJ for your financial condition.
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $0 | 0% |
| FHA | $1,089,300 | 3.5% |
This comparison table applies to the following zip codes: 7003
Lendersa® aims to deliver the best possible Conventional, USDA, or FHA loan quickly and hassle-free. Begin with one of three pathways that align you with matching lenders and loan programs.
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