FHA VS Conventional loan in Montvale, Bergen County, New Jersey
For the year 2026, in the city of Montvale, located in the county of Bergen, NJ, the loan limits for Conventional loans and FHA loans on single-family homes stand at $1,089,300 and $1,089,300, respectively.
Using the Lendersa® Conventional loan calculator, you can assess the top rates currently available for Conventional, FHA, and USDA loans, along with the income, credit, reserves, and documents required to qualify. Our state-of-the-art mortgage calculator allows side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, helping you decide which program in NJ suits your financial needs best.
2026 loan limitations and down payment specifications in Montvale, Bergen, NJ
Type of Loan
Limit on Loan
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$0
0%
FHA
$1,089,300
3.5%
This table corresponds to the zip codes: 7645
Options for Conventional and FHA loans in Montvale, NJ
Lendersa® is committed to securing the most favorable Conventional, USDA, or FHA loan swiftly and effortlessly for you. Choose one of the three starting options that lead to tailored lender and loan program matches.
172 Broadway, Suite 104, Woodcliff Lake, NJ, 07677
Lends in New Jersey
Pinehill Mortgage Group, Inc. offers all loan programs to meet your needs. We handle Conventional, Non-Conventional, FHA, VA, Reverse and Commercial products. Conforming Loans: Conforming long-term, fixed-rate and adjustable loans that meet Fannie Mae and Freddie Mac loan limits and property and borrower guidelines.
At Barnstable Mortgage Group, where we specialize in residential mortgages. At Barnstable Mortgage Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
1 International Blvd, Suite 1202, Mahwah, NJ, 07495
Lends in New Jersey
Nationwide Equities is a family-owned, veteran mortgage lender that has been serving communities nationwide for over 20 years. We have established a proven track record as being the best service-oriented direct lender with a full menu of purchase, refinance, and reverse mortgage programs.
1 International Blvd, Suite 900, Mahwah, NJ, 07495
Lends in New Jersey
Longbridge Financial. LLC helps qualifying homeowners take some of the financial stress out of retirement by gaining immediate access to the home equity they have built up over the years. We do this through a Reverse Mortgage – more accurately now called a Home Equity Conversion Mortgage (HECM).
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
171 East Ridgewood Ave, Suite 204, Ridgewood, NJ, 07450
Lends in New Jersey
In 2001, after working for two local mortgage companies Nick Emanuel decided to go out on his own and open Hudson Home Mortgage. Nick had one thing in mind, to be able to offer my clients the best possible rates and programs combined with the best possible service. Hudson Home Mortgage is your local mortgage source.
