FHA VS Conventional loan programs in Newton, Sussex County, New Jersey
In 2026, the conventional loan limit in Newton, which is part of Sussex county, NJ, is $1,089,300. Meanwhile, the FHA limit for a single-family home is set at $1,089,300. These limits are crucial as they provide clarity on the maximum borrowing capacity available in these specific areas, helping potential homebuyers plan their finances effectively.
Employ the Lendersa® Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA loans. This tool helps establish the necessary income, credit score, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA options side-by-side, helping you determine which program in NJ is optimal for your particular financial situation.
2026 Loan Limits and Down Payment Requirements in Newton, County of Sussex, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This comparison table applies specifically to zip codes: 7860. Familiarizing yourself with these limits is key to setting realistic expectations for loan offers within your area.
Explore Conventional and FHA Loan Options in Newton, NJ
The mission of Lendersa® is to efficiently link you with the best possible Conventional, USDA, or FHA loans, minimizing hassle. Select one of three strategic starting points that guide you toward matching lenders and loan programs, tailored to meet your unique financial objectives.
Burke Mortgage Lending LLC by the Connecticut Department of Banking company and owned and operated by John Burke, a Licensed Mortgage Broker and Licensed Loan Officer in Manchester, Connecticut. John Burke will be your dedicated home loan expert and will work alongside you throughout the entire mortgage loan process
Cheney Mortgage was founded with a combined 50 years of experience. Our mission is Mortgage Lending Made Easy - We believe the mortgage process shouldn’t be difficult and many of the challenges commonly found in the process could be solved by simply managing expectations. Clear communication with trusted professionals have Cheney Mortgage,
York Educational Federal Credit Union is a not-for-profit financial organization, owned and operated by its members. Organized in 1969, our goals have always been to help each other by providing financial services to meet the needs of members; assisting and educating members to make the best use of their financial resources.
In 1938 teacher’s starting annual salaries were $1,100, the depression was ending and the war in Europe was beginning. On April 19, 1938 a group of determined Manchester area teachers organized the Manchester Teachers Federal Credit Union, known today as the Northeast Family Federal Credit Union.
"Ryan Mortgage LLC We’ll work with you to provide financing that best suits your needs. It’s important to us that you fully understand the transaction. Our loan consultants will take plenty of time to explain all aspects of the loan.
Our goal is to put you in the home of your dreams while taking care of your long term financial health."
We offer outstanding rates and low fees on a full range of financial products. Our mission is to improve the lives of our members and community by providing access to affordable, reliable and solution based financial services.
Our mission is to improve the lives of our members and the community by providing access to affordable
Sunmark Credit Union is a full-service, community chartered credit union serving New York through financial services, education and empowerment. Since 1937, Sunmark Credit Union has been helping members in New York improve their financial position by offering a full range of products, from mortgage and retirement options to savings and checking.
Maple Tree Funding is a New York State Registered Mortgage Broker. Established in 2003, we have been providing excellent mortgage programs for both home purchases and home refinancing to home buyers throughout New York State for more than a decade.We are a locally owned & operated company based in Latham, New York with a branch office in Queensbury
Low rate mortgage refinancing, FHA loan rates, fixed mortgage refinance, low equity loans, refinance mortgages, second mortgage rates, home equity loan and new home financing provided by Freedom One Funding. Freedom One Funding, Inc. – Registered Mortgage Broker – NYS Dept. of Financial Service. Loans arranged through third party providers.
