FHA VS Conventional loan programs in Andover, Sussex County, New Jersey
In 2026, the conventional loan limit in Andover, within the county of Sussex, NJ, stands at $1,089,300. Meanwhile, the FHA limit for a single-family residence is $1,089,300.
Utilize the Lendersa® Conventional loan calculator to contrast today's best rates suited for Conventional, FHA, and USDA loans. Ascertain the necessary income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side to aid your decision on the ideal program in NJ for your financial situation.
Overview of 2026 loan limits and down payment requirements in Andover, Sussex, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
The table above is applicable for the following zip codes: 07848
Exploring Conventional and FHA loan options in Andover, NJ
Lendersa® strives to secure the best possible Conventional, USDA, or FHA loan for you promptly, without complications. Choose one of the three suggested starting points that will connect you with compatible lenders and suitable loan programs.
Lakeland Bank is the wholly-owned subsidiary of Lakeland Bancorp, Inc., with over $8 billion in total assets. With an extensive branch network and commercial lending centers throughout New Jersey and Highland Mills, NY, the Bank continues to build on its infrastructure of financial strength, profitability, efficiency and quality service.
Our mission is to serve our customers with honesty integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
The Family Home Funding team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one-on-one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
333 Route 46 W, Suite 201, Mountain Lakes, NJ, 7046
Lends in New Jersey
At BetterWay Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism,
First Hope Bank is a family operated community bank that has been in operation since 1911. We are a full-service bank with products ranging from deposit accounts to loans to investment and insurance products offered by either our Trust Department or Raymond James Financial Services, Inc.
American Mortgage Partners, Inc. Our mortgage representatives specialize in providing home loans to borrowers in New Jersey and Pennsylvania. We have decades of experience offering top-notch client service. In addition to conventional and FHA, VA, and USDA loans, we provide solutions beyond traditional banking.
Established in 1980, in Chatham, NJ Mortgage Access Corp. is licensed in over 40 states. As a Licensed Mortgage Banker, Mortgage Access Corp. derives its mortgage products from many sources & investors; unlike banks or savings & loan institutions, which are often limited by the availability of their own deposits & a single lending philosophy.
American Federal Mortgage, we make it easy for those seeking to refinance or purchase their dream home in 10 states by offering a variety of flexible loan programs geared toward each client's specific mortgage needs. Having been a recognized leader in the mortgage lending industry for nearly three decades,
