FHA VS Conventional loan programs in Andover, Sussex County, New Jersey

In 2025, the conventional loan limit in Andover, within the county of Sussex, NJ, stands at $1,089,300. Meanwhile, the FHA limit for a single-family residence is $1,089,300.

Utilize the Lendersa® Conventional loan calculator to contrast today's best rates suited for Conventional, FHA, and USDA loans. Ascertain the necessary income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side to aid your decision on the ideal program in NJ for your financial situation.

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Overview of 2025 loan limits and down payment requirements in Andover, Sussex, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

The table above is applicable for the following zip codes: 07848, 07821, 07860

Exploring Conventional and FHA loan options in Andover, NJ

Lendersa® strives to secure the best possible Conventional, USDA, or FHA loan for you promptly, without complications. Choose one of the three suggested starting points that will connect you with compatible lenders and suitable loan programs.

Lendersa USDA loan request and matching results


  • All-Star Mortgages, LLC
  • 207 Shelton Beach Rd, Suite F, Saraland, AL, 36571
  • All-Star Mortgages is your #1 mortgage broker company in Saraland, AL, serving North Mobile & surrounding areas. All-Star Mortgages will provide you with fast, quality service to help you finance your next home. We are a fast & reliable mortgage company that can help assist you with your next home purchase.
  • Guthrie County State Bank
  • 413 State Street, Guthrie Center, IA, 50115
  • Ever since our founding in 1931, Guthrie County State Bank has combined personal service with the latest in technology to make it easier, safer and more convenient for customers to manage their finances. We continue that tradition in the 21st century with a suite of high-tech products and services.
  • AGCU
  • 1535 N. Campbell Ave, Springfield, MO, 65803
  • AGCU is a faith-based credit union, affiliated with the Assemblies of God since 1951. Our vision is to be the most relevant faith-based credit union in the world to our members, fellowship, communities, organization, and co-workers. AGCU provides banking options for individuals, families, businesses, nonprofits, and ministry organizations.
  • WatersEdge Mortgage
  • 7873 3rd Ave S Sain, Saint Petersburg, FL, 33707
  • WatersEdgeMortgage, LLC is a broker located at 7873 3rd Ave S, St. Petersburg, FL 33707. We are a privately owned mortgage company doing business only in Florida. NMLS No. 948963 WatersEdge Mortgage, LLC has become known as providing among the lowest rates and costs in the industry and Florida’s most trusted mortgage broker.
  • Interim Capital Mortgage, LLC
  • 1135 Pasadena Ave. S, Suite 101, Saint Petersburg, FL, 33707
  • Interim Capital Mortgage, LLC. is a Florida licensed Mortgage Broker Business specializing in residential loans. We have the knowledge and experience to be trusted with the financing for the most important asset you will ever own, your home. Our company has superior relationships with the top Wholesale lenders in the country,
  • Moneyline Mortgage Inc
  • 8028 12th Avenue South, Saint Petersburg, FL, 33707
  • Moneyline Mortgage Inc can help you achieve your goals. To set up the right St Petersburg, FL Mortgage plan for you, get in touch with us -- we're happy to help. Our mission is to provide a stress free experience in acheiving your dream to own a home or refinance your current home at the best rate available.
  • Citizens Bank & Trust Co
  • 102 Main St South, Hutchinson, MN, 55350
  • Citizens Bank and Trust, your hometown bank since 1886. We are proud to provide personal banking, commercial banking, agricultural banking, and mortgage lending to Hutchinson and the surrounding area. As one of the few remaining independent banks, we can provide you with fast and flexible service that is unmatched by others.
  • Farmer & Merchants Bank
  • 708 South Main, Stuttgart, AR, 72160
  • Farmers and Merchants Bank and The Bank of Fayetteville are both deeply rooted in Arkansas soil. Our tradition of community-oriented banking and providing our customers with the best financial products and services available is the foundation of our bank family. Our mission stands tall and clear: to promote the success.
  • Farris Mortgage
  • 2412 East Madrid, Springfield, MO, 65804
  • Farris Mortgage loans are done differently than other lenders. We do not make money on closing costs or third party fees in fact we actually pay money toward your closing costs. Since 2015 Farris Mortgage has paid more than $225, 000 in closing cost for our clients. This is actual money our clients get to keep we call this The Broker Advantage.