For 2026, the loan limit for a Conventional loan in Parsippany-Troy-Hills, located within the county of Morris, NJ, is $970,800, whereas the FHA limit for a single-family home is $970,800.
Use the Lendersa® Conventional loan calculator to assess today's best rates, evaluating Conventional against FHA and USDA loans to determine the required income, credit, reserves, and documents for qualification. Our advanced calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the best program in NJ for your financial situation.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $657,900 | 0% |
| FHA | $970,800 | 3.5% |
This table applies to these zip codes: 07878
The mission of Lendersa® is to quickly connect you to the best possible Conventional, USDA, or FHA loan without any hassle. Select one of three options to find matching lenders and loan programs.
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