Explore the differences! FHA VS Conventional loan programs in Penns-Grove, Salem County, New Jersey

In 2025, Convetional loan limit in Penns-Grove, county of Salem, NJ is $647,200 while FHA limit is $477,250 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NJ is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Penns-Grove, county of Salem, NJ

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $345,000 0%
FHA $477,250 3.5%

The comparison table applies to zip codes: 8069

Conventional and FHA loan options in Penns-Grove, NJ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Renaissance Lenders, Inc
  • 8221 Richie Highway, Suite 203, Pasadena, MD, 21122
  • Renaissance Lenders, Inc. is a full-service lender providing industry best solutions in residential purchase & refinance loans. Through our dedicated mortgage professionals, our commitment is to deliver an exceptional experience when purchasing or refinancing your home & a full lender that does all its processing, underwriting, & closing in house.
  • Coastline Mortgage
  • 8221 Ritchie Hwy, Suite 104, Pasadena, MD, 21122
  • Coastline Mortgage is an agent focused company Delivering the Dream of home ownership. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
  • Northampton Area School District Employees Credit Union
  • 2014 Laubach Avenue, Northampton, PA, 18067
  • A Credit Union is organized by members of a group having a common bond. The Northampton Area School District Employees Federal Credit Union is comprised of public school employees, this being the common bond. The Northampton Area School District Employees Federal Credit Union began in 1939.
  • Icon Realty Capital, Direct Lender
  • 151 Rt 33 E, Suite 251, Englishtown, NJ, 07726
  • Icon Realty Capital is owned and operated by a team of seasoned real estate professionals who have a combined 52 years of hands-on real estate experience. We collectively participated in $3 Billions + in transactions, acting as capital providers, equity and syndicator. Our ability to Close Quickly, in as little as THREE days is a function.
  • Wah Investment Group
  • 52 Sumit Ave, Phillipsburg, NJ, 08865
  • Wah Investment Group have loan products for an array of lending needs such as Construction, Mixed-use, Raw Land, Retail, Energy, Oil, Diamonds, LBO's, International loan lending, Private and Hard Money, Equity and Commercial and all your property needs let us be your last resort.
  • IRCO Community Federal Credit Union
  • 450 Hillcrest Boulevard, Phillipsburg, NJ, 08865
  • IRCO Community Federal Credit Union was formed on April 21, 1966, to strictly serve the employees of Ingersoll Rand Company in Phillipsburg, NJ. In 1986, we officially became a community credit union with a new name – IRCO Community Federal Credit Union. This change allowed us to open our doors to many more people in our community.
  • Traditions Bank
  • 100 N. George St., York, PA, 17401
  • At Traditions Bank. We’re a full-service community bank that’s committed to helping our customers, communities and team members make their mark on the world. Our sole purpose is to help you succeed, and while our business may be banking, our heart is people. We’re an honest, intentional financial partner with best-in-class team members
  • Lebanon Federal Credit Union
  • 300 Schneider Drive, Latrobe, PA, 17046
  • At Lebanon Federal Credit Union, we consider ourselves more than just a credit union. We’re a lifetime financial partner committed to serving you and your family members with unmatched dedication, integrity and care. We take pride in the fact that our small size allows us to build genuine relationships with each of our valued members.