FHA VS Conventional loan programs in 2025 for Plainsboro, Middlesex County, New Jersey
In the year 2025, the conventional loan limit for a single-family home in Plainsboro, located in the county of Middlesex, NJ, is set at $1,089,300. In contrast, the FHA loan limit stands at $1,089,300.
Take advantage of the Lendersa® Conventional loan calculator to evaluate today's rates between Conventional, FHA, and USDA loans. Determine the required income, credit score, reserves, and documentation for qualification. With our comprehensive mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side, making it easier to choose the program that best fits your financial needs in NJ.
2025 Loan Limits and Down Payment Requirements in Plainsboro, Middlesex, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
The zip codes applicable to this comparison table include: 08536, 08512, 08540
Loan Options: Conventional and FHA in Plainsboro, NJ
The mission of Lendersa® is to ensure you receive the most competitive Conventional, USDA, or FHA loan with speed and minimal hassle. Start with one of three options that guide you to lenders and loan programs that match your needs.
Founded in 1940 as the Pan American World Airways Credit Union, PAFCU currently serves 40, 000 employees of over 400 different companies throughout the United States. At PAFCU, there are no customers—everyone is a member and owner of the credit union and receives friendly, respectful service from the staff
527 Townline Road, Suite 305, Hauppauge, NY, 11788
Lighthouse Mortgage Founder/President. Brokered in excess of $600 million in real estate loans, commercial and residential. Hired and trained a staff of 20 sales people and 5 support staff. Developed program to expedite loan process from initial borrower contact through appraisal, underwriting and closing ensuring quick turnaround time.
Island Federal Credit Union, headquartered in Hauppauge, N.Y., is a not-for-profit, full-service financial institution, providing affordable banking products and services to Long Islanders. Founded in 1955, Island has grown to be among the top-performing credit unions in New York State with over $1 billion in assets, serving more than 45, 000
Our team is local to Long Island, and as CPA’s we make sure we get you the loan product that makes the most financial sense for you. We curate a process that is tailored to you and explain where every cent of your money goes because we always do the right thing by our clients. Take advantage of our historically low rates, refinance.
Coltrain Funding Group LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Our mortgage rates have consistently been some of the most competitive in New York, if not the lowest. Our success is based upon our strong level of commitment to our clients. We take the time to get to know you through personal attention and communication.We remember that we work for YOU, not the other way around.
Mortgage broker based in Long Island, New York who prides themselves on their transparency, accountability, and ability to provide a "Nordstrom" experience with the efficiency of a "Ford" assembly line. RCG works with all clients, no matter what their financial goals may be.RCG Mortgage is your online resource for personalized mortgage solutions.
Quick Real Estate Funding Nationwide Private Lender
40 Richards Ave, Suite 300, Norwalk, CT, 06854
Quick Real Estate Funding we are finding new ways to make Private Money Funding more accessible. We have the resources to invest in many different markets, we have been able to gain a lot of experience providing funds for real estate across the state, including a ground up construction loan in Connecticut.
Avant Capital® provides mortgage financing to owners of commercial and multifamily real estate in the $1 to $60+ million range. We focus on properties in major markets nationwide We are experiencing strong demand for our bridge loan product as commercial banks have reduced CRE lending or are unable to meet borrowers’ closing timelines.
