FHA VS Conventional loan programs in 2026 for Plainsboro, Middlesex County, New Jersey

In the year 2026, the conventional loan limit for a single-family home in Plainsboro, located in the county of Middlesex, NJ, is set at $1,089,300. In contrast, the FHA loan limit stands at $1,089,300.

Take advantage of the Lendersa® Conventional loan calculator to evaluate today's rates between Conventional, FHA, and USDA loans. Determine the required income, credit score, reserves, and documentation for qualification. With our comprehensive mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side, making it easier to choose the program that best fits your financial needs in NJ.

Compare loan offers from over 100 different lenders

2026 Loan Limits and Down Payment Requirements in Plainsboro, Middlesex, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

The zip codes applicable to this comparison table include: 08536

Loan Options: Conventional and FHA in Plainsboro, NJ

The mission of Lendersa® is to ensure you receive the most competitive Conventional, USDA, or FHA loan with speed and minimal hassle. Start with one of three options that guide you to lenders and loan programs that match your needs.

Results of USDA loan request and matching by Lendersa


  • Signature Lenders
  • 3959 Foothill Blvd, Suite 200, La Crescenta, CA, 91214
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Mass Mortgage
  • 2626 Foothill Boulevard, Suite 204, La Crescenta, CA, 91214
  • Mass Mortgage grew from humble beginnings as an independent broker located in the heart of La Crescenta, California. With two locations in Southern California, we pride ourselves on being knowledgeable, courteous and honest. We believe in working hard for our customers to get them exactly what they need.

  • Par3 Lending Inc.
  • 2629 Foothill Boulevard, Unit 296, La Crescenta, CA, 91214
  • "Par3 Lending, Inc Our #1 goal is client satisfaction. While we always aim and attain the lowest rates at the lowest costs, client satisfaction is our top priority We specialize in purchase & refinance loans for:
    all residential properties (1-4 units)
    all purposes (primary, vacation, investment"

  • Citadel Residential Corporation
  • 3747 Foothill Boulevard, Suite 127, Glendale, CA, 91214
  • Citadel Mortgage Company was founded in 1992 after two Loan Officers from Security Pacific Bank realized that offering programs from only one bank was not the best way to serve our clients. Robert Rivera and Mel Robinson founded Citadel Mortgage Company and over the years have developed relationships with many lenders.

  • Keada Capital Investment Fund1 LLC
  • 3901 Foothill Boulevard, Suite 100, Glendale, CA, 91214
  • KEADA CAPITAL is a Southern California mortgage lender based in Glendale, capable of helping borrowers with credit challenges. We offer low interest rates, professional integrity and personalized customer service. If you're a first time home buyer or looking to refinance your existing mortgage we can help

  • Ichor Financial
  • 3156 Foothill Boulevard, Suite I, La Crescenta, CA, 91214
  • Ichor Financial was created with one goal in mind, saving clients money by providing the lowest rates in the industry. Time and again our rates have beaten not only the major banks but online lenders as well. We actually encourage our clients to shop and compare our rates, something you won't hear from other lenders.

  • Sydney Funding & Realty
  • 9631 Bolsa Ave, Westminster, CA, 92683
  • We provide direct home loan solutions to all borrowers in any situations for more than 20 years. To make it convenience for your refinance or purchase loan search, we have included on this website the pre-qualified loan calculator and a short loan application that you can submit online from anywhere at any time.

  • ADK BANCORP INC.
  • 14615 Magnolia St, Westminster, CA, 92683
  • ADK Bancorp Inc, we serve our California customers with honesty, integrity and competence, while providing them with the lowest interest rates and closing costs available. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan with many other lenders.

  • 24/7 Mortgage Corporation
  • 9741 Bolsa Avenue, Suite 217, Westminster, CA, 92683
  • At 24/7 Mortgage, our team is committed to providing an excellent and streamlined mortgage experience for our clients and partners. We are a professional, responsive, and organized team, and these values are reflected in everything we do. Through the use of technology and the application of our industry knowledge,