FHA VS Conventional loan in Plainsboro, Middlesex County, New Jersey

In the year 2026, the conventional loan limit for a single-family home in Plainsboro, located in the county of Middlesex, NJ, is set at $1,089,300. In contrast, the FHA loan limit stands at $1,089,300.

Take advantage of the Lendersa® Conventional loan calculator to evaluate today's rates between Conventional, FHA, and USDA loans. Determine the required income, credit score, reserves, and documentation for qualification. With our comprehensive mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side, making it easier to choose the program that best fits your financial needs in NJ.

Compare loan offers from over 100 different lenders

2026 Loan Limits and Down Payment Requirements in Plainsboro, Middlesex, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

The zip codes applicable to this comparison table include: 08536, 08512, 08540

Loan Options: Conventional and FHA in Plainsboro, NJ

The mission of Lendersa® is to ensure you receive the most competitive Conventional, USDA, or FHA loan with speed and minimal hassle. Start with one of three options that guide you to lenders and loan programs that match your needs.

Results of USDA loan request and matching by Lendersa


  • Gem Mortgage
  • 1200 Discovery Drive, Ste. 300, Bakersfield, CA, 93309
  • GEM Mortgage, a division of Golden Empire Mortgage (GEM) is proud to hold ourselves as one of the most respected lenders in the mortgage industry for nearly 30 years. The GEM business philosophy holds true that all consumers deserve access to credit, where “our customers are our business” is the cornerstone for excellence.

  • Clarity Home Loans
  • 5060 California Ave, Suite 1090-F, Bakersfield, CA, 93309
  • The Clarity Home Loans Team is committed to providing clients with the highest quality home loans combined with some of the most competitive mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage

  • Agape Mortgage
  • 5001 California Avenue, Suite 200, Bakersfield, CA, 93309
  • Agape Mortgage provide you the best information to help you decide to purchase or refinance your personal home, vacation home or investment property. You can trust us to help you find the loan program that is best for you and your family, according to your goals.The loan process can be a source of anxiety.

  • Equity 1 Loans
  • 5405 Stockdale Hwy. #108, Bakersfield, CA, 93309
  • Equity Loans (hard money). We are a direct equity lender operating in the Bakersfield area since 1980. and therefor Equity 1 Loans has specializes in making cash, money loans, on homes, and manuf homes with lot and foundation, and residential income property for over 35 years.and also Equity Loans A+ rating from the Better Business Bureau

  • The Money Store
  • 5201 California Ave, Suite 450, Bakersfield, CA, 93309
  • MLD Mortgage Inc., dba The Money Store ® is a Full Service Mortgage Banker headquartered in Florham Park, New Jersey, and is licensed in 48 states across the country.Our focus is to provide highly competitive, responsible mortgage loans to everyday homeowners.For over 40 years, The Money Store® name has been synonymous with mortgage lending

  • Accelerated Lending Group
  • 5100 California Ave, Suite 110, Bakersfield, CA, 93309
  • Accelerated Lending Group is a full service Mortgage Brokerage Company. FHA, VA, Conventional, Private Money, Bank Statement Program, ITIN, Commercial and Construction Lending. Our mission is to find the right loan to meet the specific needs of our clients. We not only put our clients first we put our Mortgage Loan Originators first.

  • Valley Mortgage Investments, Inc.
  • 5100 California Avenue, Bakersfield, CA, 93309
  • "Valley Mortgage Investments (VMI) was formed in 2009 as a privately held firm focusing on funding and servicing private money loans secured by real estate. We work with a multitude of investors in placing their funds in privately held real estate loans (Trust Deeds).

    Since our inception, we have funded hundreds of loans."

  • Amergroup Mortgage Corp
  • 111 N La Brea Ave, Suite 604, Inglewood, CA, 90301
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Kbishop Holdings Corporation
  • 401 East Hillcrest Boulevard, Suite J, Inglewood, CA, 90301
  • At KBishop Funding, we are committed to providing our clients with the highest-quality financial services to ensure that they receive the best possible loan for not just the lowest rate and payment, but also the best possible structure for closing costs. Many of our clients opt for a No Broker Fee scenario, only offered on Conventional Loans.