FHA VS Conventional loan programs in West-Windsor, Mercer County, New Jersey
For 2025, the conventional loan cap in West-Windsor, within Mercer county, NJ, is $647,200. In contrast, the FHA limit for a single-family home is $420,680.
With the Lendersa® Conventional loan calculator, compare today's rates for Conventional, FHA, and USDA loans. Evaluate income, credit requirements, reserves, and necessary documents for eligibility. The advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide which program in NJ best suits your financial situation.
Loan Limits and Downpayment Needs for 2025 in West-Windsor, Mercer County, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$306,700
0%
FHA
$420,680
3.5%
The table applies to these zip codes: 08550, 08540, 08543
Explore Conventional and FHA Loan Options in West-Windsor, NJ
The mission at Lendersa® is to quickly secure the best possible Conventional, USDA, or FHA loan without hassle. Start with one of three pathways leading to matching lenders and loan programs tailored for your needs.
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