FHA VS Conventional loan in Rahway, Union County, New Jersey

For the year 2026, the limit for conventional loans in Rahway, county of Union, NJ, is set at $1,089,300. Meanwhile, the FHA limit for a single-family home is $1,089,300.

The Lendersa® Conventional loan calculator is a tool for comparing today's prime rates among Conventional, FHA, and USDA loans. By assessing income, credit score, reserves, and necessary documents, you can determine your eligibility. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, aiding your decision on the best program in NJ to suit your financial situation.

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2026 Loan Limits and Downpayment Requirements in Rahway, County of Union, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

This comparison table applies to the following zip codes: 7065

Conventional and FHA Loan Options in Rahway, NJ

Lendersa® is committed to helping you secure the best Conventional, USDA, or FHA loan swiftly and hassle-free. Choose one of three starting points to connect with suitable lenders and customized loan programs.

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Rahway Lenders

  • Merck Employees Federal Credit Union
  • 126 East Lincoln Avenue, Rahway, NJ, 07065
  • Lends in New Jersey
  • Established in 1936, Merck Employees Federal Credit Union is federally chartered & federally insured by the National Credit Union Administration to serve Merck employees and their family members. The credit union was created just 2 years after President Franklin Delano Roosevelt signed the Federal Credit Union Act into law as part of the New Deal.

  • Lion Mortgage
  • 306 Avenel St., Avenel,, NJ, 7001
  • Lends in New Jersey
  • Lion Mortgage is a privately held New Jersey based mortgage correspondent lender firm founded in 2002 by Vaishali Sheth. We provide residential mortgage across New Jersey and Pennsylvania. Lion Mortgage, which offers a host of diverse, flexible mortgage loan programs for customers with a variety of backgrounds and needs

  • Motion Federal Credit Union
  • 360 N Wood Avenue, Linden, NJ, 07036
  • Lends in New Jersey
  • Motion is a not-for-profit, member-owned, volunteer-directed financial cooperative that provides sound, customized banking solutions for member/owners and their families. Motion exists to assist our member/owners with better cash flow management, while exceeding their financial service expectations.

  • Regional Home Mortgage LLC
  • 1150 Raritan Road, Suite 104, Clark, NJ, 07066
  • Lends in New Jersey
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • MidState Federal Credit Union
  • 237 Roosevelt Avenue, Carteret, NJ, 07008
  • Lends in New Jersey
  • MidState Federal Credit Union began over half a century ago on May 3, 1950, with a total membership of seven. These original seven members decided to pool their savings in order to promote thrift among them, by affording them an opportunity to accumulate their savingsand create a source of credit they could borrow from for provident

  • Money Avenue
  • 33 Wood Avenue S, Suite 448, Iselin, NJ, 08830
  • Lends in New Jersey
  • Money Avenue offers highly personalized service and will help you cut through the red tape in the financing arena that is so often involved in securing loans from banks and other lending institutions.

    Having a Money Avenue Finance Consultant on your team of professionals is a game winning step in obtaining optimal mortgage, business

  • REMN Wholesale
  • 194 Wood Avenue South, 9th Floor, Iselin, NJ, 08830
  • Lends in New Jersey
  • REMN Wholesale is a proud 2021 GOLD SPONSOR of AIME (Association of Independent Mortgage Experts), for the 2nd consecutive year. This exemplifies our never-ending, decades long, commitment of supporting the national mortgage broker community. REMN Wholesale a trusted, highly-dependable, efficient, national wholesale lender.

  • American Royal Mortgage Corp
  • 100 Wood Avenue South, Suite 123, Iselin, NJ, 08830
  • Lends in New Jersey
  • American Royal full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to construction lending. We have access to a wide range of wholesale lenders and all of our lending specialists are dedicated to finding the right loan.

  • CASABELLA FINANCIAL SERVICES, LLC
  • 33 Wood Ave South, Iselin, NJ, 08830
  • Lends in New Jersey
  • At Casabella Financial Services, LLC. We are a full-service mortgage company based in Central New Jersey. We specialize in Home Purchase Loans and Refinance in New Jersey. Whether you are buying a home or refinancing in New Jersey, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.