FHA VS Conventional loan programs in 2025 for Linden, Union County, New Jersey
In 2025, the set limit for Conventional loans in Linden, found within Union county, NJ, is $1,089,300, while the FHA limit for a single-family home stands at $1,089,300.
With Lendersa® Conventional loan calculator, compare the top rates for Conventional, FHA, and USDA options today and evaluate the income, credit, reserves, and documents needed to qualify. Our advanced mortgage tool gives a side-by-side analysis of Conforming Conventional loans, USDA, FHA, and VA loans, guiding you to decide on the best program in NJ for your individual financial situation.
2025 Loan Limits and Down Payment Requirements in Linden, County of Union, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$0
0%
FHA
$1,089,300
3.5%
This table applies to the following zip codes: 7036
Options for Conventional and FHA Loans in Linden, NJ
The mission of Lendersa® is to effectively secure the best possible loan, whether it be Conventional, USDA, or FHA, all without hassle. Begin the process by selecting one of three methods to connect with matching lenders and programs.
Funding Resources Mortgage Corporation on a platform of superior quality lending practices, uncompromising integrity and unprecedented client service. FRMC is a client-focused mortgage-banking firm designed to make every clients’ mortgage experience pleasant and successful. FRMC accomplishes this goal
Tempo Funding is a private lender that provides Hard Money and Transactional Funding Loans for Short Sales, REOs and other Discounted Short Term "Fix and Resell" transactions.
Our focus is Short-Term bridge loans for minor or no rehab projects, with the clearly defined exit strategy, typically under 120 days. We work mostly in the residential
The First National Bank of Long Island, the sole subsidiary of The First of Long Island Corporation (NASDAQ:FLIC), is a local bank founded in 1927 in Glen Head, New York. Through its branch network branded as First National Bank LI, the Bank focuses on business and consumer needs on Long Island and in New York City. We offer a broad set of lending
Express Capital Financing was founded by Father and Son, Martin and David Chera. With the knowledge and experience of Martin’s thirty plus years in the business industry, and David’s youthful ambition, this power duo was able to grow their company extensively in a short amount of time.
Founded in 2008, Dimension Equities has evolved over the past decade to ensure our clients have the capital backing to successfully complete their real estate projects.
We pride ourselves in providing out of the box solutions for a wide range of real estate transactions. Call us today to start a relationship.
MoFin Lending is an online direct lender for real estate investors. We offer short term loans for fix & flips, rehab to hold projects, quick-close acquisitions/refinances, multifamily properties (5+ units), and commercial. We also offer 30 year loans for the acquisition or refinance of a rental property or rental portfolio.
100 South Jefferson Road, Suite 105, Whippany, NJ, 07981
America’s Mortgage Lender is currently licensed in eight states as mortgage bankers and rapidly growing. Our seasoned staff will help with your mortgage including purchase, refinance, HARP, VA, FHA, Homestyle, 203K loans, commercial loans, and more. Home loan financing with America’s Mortgage Lender means a hassle-free mortgage that closes on time.
Where traditional lenders decline, we provide solutions.
We offer specialized programs for real estate investors, including:
No minimum FICO requirements
Ground-up construction financing with no prior experience needed
No-ratio loans (no income or DSCR)
Financing for rural and non-conventional properties
Up to 95% purchase and 100% rehab fu
