FHA VS Conventional loan programs in 2026 for Linden, Union County, New Jersey

In 2026, the set limit for Conventional loans in Linden, found within Union county, NJ, is $1,089,300, while the FHA limit for a single-family home stands at $1,089,300.

With Lendersa® Conventional loan calculator, compare the top rates for Conventional, FHA, and USDA options today and evaluate the income, credit, reserves, and documents needed to qualify. Our advanced mortgage tool gives a side-by-side analysis of Conforming Conventional loans, USDA, FHA, and VA loans, guiding you to decide on the best program in NJ for your individual financial situation.

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2026 Loan Limits and Down Payment Requirements in Linden, County of Union, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

This table applies to the following zip codes: 7036

Options for Conventional and FHA Loans in Linden, NJ

The mission of Lendersa® is to effectively secure the best possible loan, whether it be Conventional, USDA, or FHA, all without hassle. Begin the process by selecting one of three methods to connect with matching lenders and programs.

Matching results for USDA loan requests with Lendersa


Linden Lenders

  • Motion Federal Credit Union
  • 360 N Wood Avenue, Linden, NJ, 07036
  • Lends in New Jersey
  • Motion is a not-for-profit, member-owned, volunteer-directed financial cooperative that provides sound, customized banking solutions for member/owners and their families. Motion exists to assist our member/owners with better cash flow management, while exceeding their financial service expectations.

  • Merck Employees Federal Credit Union
  • 126 East Lincoln Avenue, Rahway, NJ, 07065
  • Lends in New Jersey
  • Established in 1936, Merck Employees Federal Credit Union is federally chartered & federally insured by the National Credit Union Administration to serve Merck employees and their family members. The credit union was created just 2 years after President Franklin Delano Roosevelt signed the Federal Credit Union Act into law as part of the New Deal.

  • Lion Mortgage
  • 306 Avenel St., Avenel,, NJ, 7001
  • Lends in New Jersey
  • Lion Mortgage is a privately held New Jersey based mortgage correspondent lender firm founded in 2002 by Vaishali Sheth. We provide residential mortgage across New Jersey and Pennsylvania. Lion Mortgage, which offers a host of diverse, flexible mortgage loan programs for customers with a variety of backgrounds and needs

  • County Educators Federal Credit Union
  • 16 East Lincoln Avenue, Roselle Park, NJ, 07204
  • Lends in New Jersey
  • For over 85 years, County Educators FCU has been helping people like you achieve their financial goals. We are proud of the wide range of valuable financial services we offer, from affordable Checking & Savings programs to convenient low-cost lending services. We can offer your employees a great employee benefit at absolutely no cost to you.

  • MidState Federal Credit Union
  • 237 Roosevelt Avenue, Carteret, NJ, 07008
  • Lends in New Jersey
  • MidState Federal Credit Union began over half a century ago on May 3, 1950, with a total membership of seven. These original seven members decided to pool their savings in order to promote thrift among them, by affording them an opportunity to accumulate their savingsand create a source of credit they could borrow from for provident

  • Regional Home Mortgage LLC
  • 1150 Raritan Road, Suite 104, Clark, NJ, 07066
  • Lends in New Jersey
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Jersey Central FCU
  • 23 North Avenue East, Cranford, NJ, 07016
  • Lends in New Jersey
  • Jersey Central Federal Credit Union (JCFCU) is a not-for-profit financial cooperative, chartered in 1937 to serve employees of the Central Railroad of New Jersey (CNJ), who worked in the engine repair and train services departments in Jersey City, NJ. The founding members recognized the need for affordable

  • SunQuest Funding, LLC
  • 184 N Avenue E, Suite 300, Cranford, NJ, 7016
  • Lends in New Jersey
  • No matter what your financial situation looks like, the experts at SunQuest will analyze your income, assets and liabilities; we’ll coordinate with your attorney, accountant or advisers, to insure that your New Jersey mortgage supports your other financial goals.The two founding partners of SunQuest Funding represent more than 40 years of experienc

  • First Alliance Home Mortgage
  • 20 Jackson Drive, 2nd Floor, Cranford, NJ, 07016
  • Lends in New Jersey
  • First Alliance Home Mortgage, L.L.C. opened in 2004 and has since become one of the premier lenders in New Jersey. A Mortgage Banker/Broker with tremendous resources and a wide array of mortgage products we are committed to providing you with the best rates and mortgage programs available in today's market.