FHA VS Conventional loan programs in 2026 for Roxbury, Morris County, New Jersey

For the year 2026, the conventional loan cap in Roxbury, within the county of Morris, NJ, is set at $1,089,300, whereas the FHA cap is $1,089,300 for a single-family residence.

With Lendersa®'s calculator, compare today's most favorable Conventional, FHA, and USDA rates. It helps determine income, credit requirements, reserves, and documentation for qualification. View Conforming Conventional, USDA, FHA, and VA loans side by side with our sophisticated mortgage calculator to choose the suitable program for your financial scenario in NJ.

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Loan limits and Down Payment Details for 2026 in Roxbury, Morris, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This comparison table applies to the following zip codes: 07852

Explore Conventional and FHA Loan Options in Roxbury, NJ

The objective of Lendersa® is to swiftly provide you with the best Conventional, USDA, or FHA loan without complications. Begin your journey with one of the three available options that pair you with suitable lenders and loan programs.

Results for USDA loan request matching by Lendersa


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    We have the distinct honor of serving our community since 1938. In 1938 the Dow Chemical Company purchased the Great Western Electro Chemical Company in Pittsburg,

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  • Delta Schools Federal Credit Union
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