FHA VS Conventional loan programs in Mount-Arlington, Morris County, New Jersey

As of 2025, the conventional loan limit in Mount-Arlington, located in Morris county, NJ is $970,800, while the FHA limit for a single-family home is $970,800.

Utilize the Lendersa® Conventional loan calculator for an ideal comparison of today’s best rates among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation needed for eligibility. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you to select the best program in NJ for your specific financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Mount-Arlington, Morris, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table applies to the following zip codes: 07850, 07856

Conventional and FHA Loan Options in Mount-Arlington, NJ

The goal of Lendersa® is to secure the best Conventional, USDA, or FHA loan for you promptly and with ease. Choose from three starting options that lead to matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Pinnacle Bank Iowa
  • 2206 South Center Street, Marshalltown, IA, 50158
  • Pinnacle Bank was first chartered in 1927 in Tama, Iowa, as Tama State Bank. In 1996 the charter was moved to Marshalltown, Iowa. A new main office was then built in Marshalltown in 2005 at 2206 South Center Street. This facility was built to accommodate future growth and to allow for in-house processing and servicing.
  • Home Federal
  • 303 West Main Street, Marshalltown, IA, 50158
  • At Home Federal Savings Bank we are deeply invested in our communities with locations across southeastern Minnesota including Rochester, Austin, Albert Lea, Kasson, La Crescent, Winona, and Spring Valley. In the Twin Cities metro we have a branch in Eagan. Home Federal also has a presence in Iowa with a location in Marshalltown.
  • MEMBERS1st Community Credit Union
  • 910 South 12th Avenue, Marshalltown, IA, 50158
  • Members 1st Community Credit Union is located in Marshalltown, IA, United States and is part of the Depository Credit Intermediation Industry. Members 1st Community Credit Union has 4 employees at this location. There are 7 companies in the Members 1st Community Credit Union corporate family.
  • Leighton State Bank
  • 900 Washington St., Pella, IA, 50219
  • Leighton State Bank is a locally owned financial institution with locations in Pella, Leighton and Monroe. We deliver a full line of products and services – online banking, mobile banking, account options, loans, fraud protection and more – but are small enough to personally know you.
  • Marion County Bank
  • 800 Main St, Pella, IA, 50219
  • Marion County Bank first opened our doors for business in Pella on September 21, 1935. While we have grown to become the largest bank headquartered in Marion County, one thing hasn't changed - we were locally owned in 1935 and we remain that way today. This unique combination of size and local management allows us to provide our customers.
  • Farmers Bank of Lohman, Missouri
  • 103 Lomo Drive, Jefferson City, MO, 65109
  • Farmers Bank of Lohman is a community-oriented financial institution serving the Lohman and St. Martins, Missouri areas. The original incorporation of the Bank consisted of 100 shares of $100 par value purchased by investors from the local community of Lohman. We remain locally owned and operated and the descendants.
  • Conservation Employees’ Credit Union
  • 2915 W Truman Boulevard, Jefferson City, MO, 65109
  • Since 1955, Conservation Employees’ Credit Union (CECU) has existed as a financial institution owned by those people who save, borrow, and invest together as credit union members. As the credit union offers excellent returns on savings and low loan rates, each member has the opportunity to achieve greater stability and success.
  • Jefferson Bank
  • 700 Southwest Blvd., Jefferson City, MO, 65109
  • At Jefferson Bank, we think banking should be personal. And we like working with you. That's why customer service is so important to us. We're a team dedicated to serving you. You can count on our professionalism and discretion in handling all of your financial needs. Feel free to contact us with any question or concern.