FHA VS Conventional loan in Somerville, Somerset County, New Jersey
In 2025, the conventional loan limit in Somerville, located in the county of Somerset, NJ, is set at $1,089,300. Meanwhile, the FHA limit for a single-family home is determined to be $1,089,300. Understanding these limits is crucial for prospective homebuyers as they define the maximum funding potential available for mortgages in these specific areas, helping to guide financial planning and lending strategies.
With the Lendersa® Conventional loan calculator, analyze today’s top Conventional, FHA, and USDA loan rates. Define the necessary income, credit requirements, reserves, and documentation needed to qualify for these types of loans. This advanced mortgage calculator allows you to make side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options, assisting you in selecting the most suitable program available in NJ for your financial needs.
Detailed 2025 Loan Limits and Down Payment Requirements in Somerville, County of Somerset, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This special comparison table applies specifically to the zip codes: 8876. Being aware of these detailed limits aids in setting realistic expectations for loan applications and potential mortgage approvals.
Exploring Conventional and FHA Loan Options in Somerville, NJ
Lendersa® is dedicated to swiftly connecting you with the best Conventional, USDA, or FHA loans available, minimizing any unnecessary complexities. Choose from three key starting pathways which effectively guide you to compatible lenders and loan programs, tailored to meeting your unique financial requirements and preferences.
2710 Treble Creek, Suite 100, San Antonio, TX, 78258
Statewide Mortgage and Lending is a locally owned and operated mortgage brokering company based in San Antonio, TX. We have been serving your community with exceptional loan services for more than 20 years. Our professionals will always perform in-house processing to provide you with timely and efficient loan services.
401 East Sonterra Boulevard, Suite 375, San Antonio, TX, 78258
We are a family owned business that opened in 1998. We have dedicated ourselves to providing the most comprehensive residential and commercial real estate, and business financing products available anywhere, to providing the most experienced and knowledgeable professionals dedicated to delivering extraordinary service to our clients
Jefferson Bank is a family-owned bank serving communities in San Antonio and surrounding areas in the Texas Hill Country. Through the years, Jefferson Bank has created an elite team of highly skilled, family oriented and civic-minded individuals who contribute to the Bank continuing success.
ValueFunding.Net offers the most complete types of loan programs to be found on the web. Our staff has many years of experience in areas of specialization from our select list.. View the many programs offered on the loan programs page. Access our loan application section to have your commercial and residential funding requirements met
In 1932, during the Great Depression, ten teachers agreed to establish a credit union to serve educators. San Antonio Teachers Credit Union (SATCU), the first state-chartered credit union in San Antonio, was born and proudly served members under that name for 70 years. In 2002, SATCU became Firstmark Credit Union.
211 N. Loop 1604 E, Suite 260, San Antonio, TX, 78232
We are a Mortgage Banking firm, not a Mortgage Broker. The biggest single difference is that Mortgage Banking firms lend their own money. Mortgage Brokers assemble your information, then go out on the open market and place your file in someone else’s hands. We never lose control of your file, because we never give your file to anyone else.
Megamerica Mortgage Group, Inc. operates as a full service mortgage broker and correspondent lender. Megamerica was founded in 1994 by Ron Wakefield as a vehicle for mortgage brokers and loan officers to increase their profits by going into business for themselves, yet still having the benefits of a larger company.
16410 Blanco Road, Suite 3, San Antonio, TX, 78232
Marquee Mortgage offer the best mortgage tools available on the Internet easy, convenient, on-line shopping for the best loan programs and most current rates available, together with the assistance of an experienced, "live" TRUSTED ADVISOR to guide you through the often difficult and confusing process.
17890 Blanco Rd, Suite 309, San Antonio, TX, 78232
Searchers Capital was formed by a real estate investor for real estate investors.We provide value to investors in three ways: speed,certainty of execution & property consultation.The majority of our loans close very fast after the loan application is submitted.We also invest in properties in all of our markets ourselves so we can add value for you
Revolution Mortgage (NMLS #1686046) is a nationwide lender that offers lower rates and payments for refinancing and home purchase loans. We leverage technology to boost efficiencies in the loan process to give you a lower rate, faster closing, and a brand experience that's ridiculously amazing. Founded in Columbus, Ohio,
