FHA VS Conventional loan programs in 2025 for Union-Beach, Monmouth County, New Jersey

In 2025, the conventional loan limit for Union-Beach, in Monmouth county, NJ, is $970,800, while for a single-family home, the FHA limit is $970,800.

Leverage the Lendersa® Conventional loan calculator to examine today's leading rates for Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documents are necessary for qualification. With our advanced mortgage calculator, view Conforming Conventional, USDA, FHA, and VA loans alongside each other to help determine which program in NJ aligns best with your financial needs.

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Explore 2025 Loan Limits and Down Payment Requirements in Union-Beach, County of Monmouth, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table is relevant to the following zip codes: 7735

Available Conventional and FHA Loan Options in Union-Beach, NJ

Lendersa® aims to provide you with the best possible Conventional, USDA, or FHA loan quickly and smoothly. Choose from one of three starting points leading to matching lenders and suitable loan programs.

Lendersa USDA loan request and matching results


  • Elevated Financial
  • 8270 Woodland Center Boulevard, Tampa, FL, 34685
  • We are a Direct Hard Money Lender! We are experts at funding creative deals that other lenders wont! We fund residential and commercial deals. We offer 100% financing for residential fix and flip loans and can close quick! No appraisals required on most loans. Call us today for a loan quote!
  • Florida Home Loan Centers
  • 4612 Ayron Terrace, Palm Harbor, FL, 34685
  • "Florida Home Loan Centers helping renters achieve home-ownership every day! Whether your 1st home or your 5th, we're here to partner with you and be at your side every step of the way! How we make a difference: - Zero Administration Fees - Zero Processing Fees - Zero Escrow Waiver Fees - Zero Notary Fees
  • Palm Harbor Mortgage Advisors, Inc
  • 3964 Mullenhurst Dr, Palm Harbor, FL, 34685
  • "We work with Families, 1st time homebuyers and the Self-employed who want to build Wealth for the long term through Home Ownership. Family owned and operated with over 20 years experience. Are you or someone you know needing mortgage advice? Contact us.At Palm Harbor Mortgage Advisors, ""You can take your dream home, home today.”"
  • Bank of Iberia
  • 841 East Hwy 42, Iberia, MO, 65486
  • Community owned, community first in mind.” Bank of Iberia has been in business since 1899. We are a locally owned and community-minded, full-service bank. The Tritten family is proud to have served our communities for three generations. Let our experienced and friendly staff be the ones you can count on.
  • Home Fast Funding Inc
  • 1517 Holleman Drive, Valrico, FL, 33596
  • "From Pensacola to the Florida Keys we are a full service Mortgage Brokerage serving the entire State of Florida. Our extensive wholesale lender network includes many brand names you already know. Whether you are looking to buy your first home or are an experienced buyer you can do all your comparison shopping with one company without wasting tim
  • The First National Bank and Trust
  • 111 South Main Street, Atmore, AL, 36502
  • First National Bank and Trust is located in Atmore, AL, United States and is part of the Depository Credit Intermediation Industry. First National Bank and Trust has 119 total employees across all of its locations and generates $10.46 million in sales (USD). There are 6 companies in the First National Bank and Trust corporate family.
  • United Bank
  • 200 E. Nashville, Atmore, AL, 36502
  • Founded in 1904, United Bank serves the needs of consumers, small businesses, agriculture and commercial customers. As a community bank, United Bank makes a difference because . . . By shopping local and banking locally with United Bank, customers can make a real difference in the lives of their neighbors and the future of their community.
  • AnnieMac Home Mortgage - Scott Kepler
  • 2918 Busch Lake Blvd, Suite A, Tampa, FL, 33614
  • We're making HOME a reality by providing guidance that will not only help you find the right mortgage, but will also ensure that mortgage payment fits very comfortably within your budget. We don't just want to help you get into YOUR HOME; we want you to be able to stay in your home as long as you would like.