FHA VS Conventional loan programs in 2026 for Union-Beach, Monmouth County, New Jersey
In 2026, the conventional loan limit for Union-Beach, in Monmouth county, NJ, is $970,800, while for a single-family home, the FHA limit is $970,800.
Leverage the Lendersa® Conventional loan calculator to examine today's leading rates for Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documents are necessary for qualification. With our advanced mortgage calculator, view Conforming Conventional, USDA, FHA, and VA loans alongside each other to help determine which program in NJ aligns best with your financial needs.
Explore 2026 Loan Limits and Down Payment Requirements in Union-Beach, County of Monmouth, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This table is relevant to the following zip codes: 7735
Available Conventional and FHA Loan Options in Union-Beach, NJ
Lendersa® aims to provide you with the best possible Conventional, USDA, or FHA loan quickly and smoothly. Choose from one of three starting points leading to matching lenders and suitable loan programs.
62 State Route 36 South, 2nd Floor, Keyport, NJ, 07735
Lends in New Jersey
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Greenway Mortgage is committed to transparency and open communications with its clients. We pride ourselves on speed, efficiency and providing a first-rate experience. Our loan officers are experienced, trusted professionals that are accessible and remain engaged throughout the loan process.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to find and provide the right home loan for our clients while providing them with the lowest combination of interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Raritan Bay Federal Credit Union is a non-profit, community chartered financial institution that serves everyone who lives, works, worships, or attends school in Middlesex County. Raritan Bay Federal Credit Union was chartered in 1941, and is owned and operated by its members. We are dedicated to serve the financial needs of our members.
Established in 1990 New Jersey Home Funding Group llc is one of New Jersey's longest standing independent mortgage lender. For 27 years and billions of dollars of residential mortgages originated over that time there has never been 1 single consumer complaint upheld by any regulatory agency. A record we are proud of!
TFS Mortgage Corporation, Inc. was formed in 1989 to serve the unique lending needs of Financial Advisors and their clients. TFS is currently licensed in Florida, New Jersey, New York, and Pennsylvania. We are acutely aware that each of our clients has very specific needs which we strive to address with a wide array of lending solutions.
