FHA VS Conventional loan programs in Union-Beach, Monmouth County, New Jersey

In 2025, the conventional loan limit for Union-Beach, in Monmouth county, NJ, is $970,800, while for a single-family home, the FHA limit is $970,800.

Leverage the Lendersa® Conventional loan calculator to examine today's leading rates for Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documents are necessary for qualification. With our advanced mortgage calculator, view Conforming Conventional, USDA, FHA, and VA loans alongside each other to help determine which program in NJ aligns best with your financial needs.

Compare loan offers from a diverse group of 100 lenders

Explore 2025 Loan Limits and Down Payment Requirements in Union-Beach, County of Monmouth, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table is relevant to the following zip codes: 7735

Available Conventional and FHA Loan Options in Union-Beach, NJ

Lendersa® aims to provide you with the best possible Conventional, USDA, or FHA loan quickly and smoothly. Choose from one of three starting points leading to matching lenders and suitable loan programs.

Lendersa USDA loan request and matching results


  • Greenline Mortgage, Inc.
  • 765 N. Main St, Suite 134, Corona, CA, 92880
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Fairmont Financial
  • 1611 Pomona Road, Suite 115, Corona, CA, 92880
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Corona Mortgage & Realty
  • 391 N Main St., Suite 206, Corona, CA, 92880
  • Welcome to Corona Mortgage, a professional mortgage company specializing in residential mortgages. At Corona Mortgage, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants.
  • Oceans Mortgage
  • 391 N MAIN ST., SUITE 206, Corona, CA, 92880
  • Oceans Mortgage has seen significant growth in the last few years.We believe in not just guiding a loan through the process,but in truly helping our clients, & investing in technology to simplify the loan process.We are constantly innovating and rolling out new products,resources & solutions that further cement our commitment to customer servi
  • Alwayzz Inc
  • 5405 Arrow Hwy, Suite 104, Montclair, CA, 91763
  • Our company is a real estate and mortgage brokerage that is always there to help you find the best property to fit your needs as well as get you the best financing for your home purchase or refinance. Our company’s highly skilled professionals always aim to provide you with 5 star service. We want to help you achieve your dreams.
  • Mortgage Express, Inc.
  • 17411 Waller Road East, Tacoma, WA, 98446
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans that meet the needs of our friends and neighbors. We have been in business since 1991 and our staff has over 50 years in combined experience. We put that experience to work for you.
  • Shisong Zhang
  • 5206 Benito Street, Suite 211, Montclair, CA, 91763
  • We are a full-service mortgage company based in Irvine, CA. We specialize in 30-Year Fixed and Adjustable Rate Loans in Irvine. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in any of these zip codes: 92604, 92618, 92630, we can help you realize your dream of home ownership
  • TDR Mortgage & Real Estate
  • 14726 Ramona Ave, 4th Floor, Chino, CA, 91710
  • My mission is to serve customers with honesty, integrity and competence and to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, I pledge to help borrowers overcome roadblocks that can arise while securing a loan.