FHA VS Conventional loan programs in 2026 for Keyport, Monmouth County, New Jersey
As of 2026, in Keyport within Monmouth county, NJ, the limit set for a Conventional loan is $1,089,300, while for an FHA loan intended for a single-family home, it is $1,089,300.
Utilize the Lendersa® Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and needed documents for qualification. This sophisticated mortgage calculator allows for side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA offerings, aiding in identifying the most suitable program for your financial scenario in NJ.
Loan Limits and Down Payment Requirements for 2026 in Keyport, Monmouth, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This table is applicable to the following zip codes: 7735
Explore Conventional and FHA Loan Options in Keyport, NJ
The aim of Lendersa® is to swiftly provide you with the most advantageous Conventional, USDA, or FHA loan without any hassle. Choose from one of three starting pathways to find matching lenders and loan programs suitable for you.
62 State Route 36 South, 2nd Floor, Keyport, NJ, 07735
Lends in New Jersey
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Greenway Mortgage is committed to transparency and open communications with its clients. We pride ourselves on speed, efficiency and providing a first-rate experience. Our loan officers are experienced, trusted professionals that are accessible and remain engaged throughout the loan process.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to find and provide the right home loan for our clients while providing them with the lowest combination of interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Raritan Bay Federal Credit Union is a non-profit, community chartered financial institution that serves everyone who lives, works, worships, or attends school in Middlesex County. Raritan Bay Federal Credit Union was chartered in 1941, and is owned and operated by its members. We are dedicated to serve the financial needs of our members.
Established in 1990 New Jersey Home Funding Group llc is one of New Jersey's longest standing independent mortgage lender. For 27 years and billions of dollars of residential mortgages originated over that time there has never been 1 single consumer complaint upheld by any regulatory agency. A record we are proud of!
TFS Mortgage Corporation, Inc. was formed in 1989 to serve the unique lending needs of Financial Advisors and their clients. TFS is currently licensed in Florida, New Jersey, New York, and Pennsylvania. We are acutely aware that each of our clients has very specific needs which we strive to address with a wide array of lending solutions.
