FHA VS Conventional loan programs in Cliffwood-Beach, Monmouth County, New Jersey
In the year 2025, the limit for Conventional loans in Cliffwood-Beach, located in Monmouth county, NJ, is set at $970,800, whereas the FHA loan limit for a single-family home is $970,800. Understanding these limits is essential for potential buyers seeking financing options in the area.
The Lendersa® Conventional loan calculator allows you to compare current top rates for Conventional, FHA, and USDA loans, helping determine required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator enables you to review Conforming Conventional loans alongside USDA, FHA, and VA options, assisting in choosing the best program for your financial situation in NJ.
2025 Loan Limits and Down Payment Requirements in Cliffwood-Beach, Monmouth, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
The table applies to these zip codes: 7735
Exploring Conventional and FHA Loan Options in Cliffwood-Beach, NJ
Lendersa® strives to efficiently provide you with the best possible Conventional, USDA, or FHA loan options. Choose one of three starting points to find matching lenders and loan programs suited to your needs.
United Investment Bankers LLC have been helping people realize their dream of home ownership since 2003. Here at UIB, we are laser focused on customer service, the best rates available, and timely closings. I have worked for 4 different mortgage companies, Capital Mortgage (now UIBLLC) was where I learned the business from my mentor Steven Kroop.
Brookview Financial, Inc. is a 25 year old national private mortgage lender with a focus on funding value-add real estate projects, including the purchase and renovation of houses and small balance commercial loans. Since our formation, we have closed over $1 billion in small balance mortgage loans through our portfolio companies
Connex Credit Union is one of Connecticut's largest credit unions serving more than 62, 000 members at 8 branches throughout greater New Haven. Headquartered in North Haven, Connecticut, Connex is a full-service member-owned credit union that offers members a full range of financial services and products, including savings and loans.
MSI Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration.
Ascend Financial Network LLC are a residential/commercial lending brokerage that combines a complete knowledge of the financial markets and strong relationships with numerous lenders, to formulate the best financing options available for our clients.We have built a strong reputation as an outstanding mortgage-firm, serving the lending needs.
Louviers Federal Credit Union was chartered in 1968 and has operated continuously in New Castle County since its inception. Our primary mission is to serve the financial needs of those individuals that share our core common bond. We remain a sound and well-managed institution dedicated to providing service to our membership.
Union Home Mortgage has guided hundreds of thousands of aspiring homebuyers through the process of achieving homeownership. Driven by the belief that homeownership should be accessible for everyone, we go the extra mile for every customer, while providing a personalized experience unmatched in the industry.
FD Community Federal Credit Union is the oldest financial institution home based in Waterbury. We are a well established community institution in existence since 1934, providing the highest level of personal service and the most affordable financial services in the Greater Waterbury area.
At Thomaston Savings Bank, You Get More Your neighbors and local businesses have relied on Thomaston Savings Bank since 1874. Through eras of tumultuous bank mergers, conversions and takeovers happening all around us, Thomaston has remained — and thrived as — an independent mutual savings bank.
