FHA VS Conventional loan programs in Wildwood-Crest, Cape May County, New Jersey

In 2025, Convetional loan limit in Wildwood-Crest, county of Cape May, NJ is $647,200 while FHA limit is $489,900 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NJ is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Wildwood-Crest, county of Cape May, NJ

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $345,000 0%
FHA $489,900 3.5%

The comparison table applies to zip codes: 8260

Conventional and FHA loan options in Wildwood-Crest, NJ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Americas Mortgage Professionals
  • 2601 E Oakland Park Blvd, Suite 500, Fort Lauderdale, FL, 33306
  • Americas Mortgage Professionals has over 20 years of direct lending experience, and we take pride in providing our customers with an honest and professional lending experience.Our team members work hard to keep our customers informed, no matter the type of loan we are helping you achieve.
  • 5 Star Personal Loans
  • 3000 N Federal Hwy, Fort Lauderdale, FL, 33306
  • AAA Capital Funding is an independent Mortgage Company located in Fort Lauderdale, Florida that provides mortgage and home lending solutions to our clients looking to purchase a home. We are inspired by the need to provide individuals, couples, and families with the benefits that independent mortgage companies can provide.
  • Moore Lending Group
  • 3471 N Federal Hwy #500, Fort Lauderdale, FL, 33306
  • The Moore Lending Group prides itself in developing lasting relationships with clients and strives to provide excellent customer service. We understand that a home purchase is the largest financial investment one will make in their lifetime. It is important to select a trusted and experienced representative who will be available around the clock.
  • Trulend Mortgage LLC
  • 26051 Predazzer Lane, Suite B, Daphne, AL, 36526
  • Trulend Mortgage is a residential mortgage lender located in Daphne, serving south Alabama communities including Bay Minette, Spanish Fort, Fairhope, Foley, Gulf Shores, Loxley, Mobile, Orange Beach, Baldwin County, as well as, Pensacola, FL. Trulend Mortgage is an approved Lender in Alabama #22567 and Florida MBR3074.
  • SUNSET MORTGAGE
  • 9086 Merritt Lane, Daphne, AL, 36526
  • The Sunset by Midtown Mortgage Broker’s Mission is to offer the best in client service. We consistently deliver excellence in the competitive marketplace for mortgages: To be the first choice for clients interested in FHA, VA, USDA, Conventional Lending Programs & Reverse Mortgages.
  • Approved Mortgage Solutions Corp
  • 7101 W Commercial Blvd, Suite 4E, Tamarac, FL, 33319
  • Our agents will make sure to contact you as soon as possible to help you with your need. Servicing the South Florida region in sales, purchases, relocating, rentals, luxury homes, and commercial properties. Carl Carey is Licensed Real Estate Broker of Approved Realty Solutions Inc. Quality Real Estate, with people you can trust!
  • Fourpath Mortgage
  • 4808 W Commercial Blvd., Spring Hill, FL, 33319
  • Fourpath Mortgage is led by a team who has been in the industry for over 20 years. As a mortgage firm, we offer a variety of mortgage products, from FHA to Jumbo loans. From our headquarters in Florida, we strive to meet the needs of our clients. We are financing neighborhoods and helping build communities.
  • AMERICAN MORTGAGE
  • 7071 W Commercial Blvd Suite 2F, Tamarac, FL, 33319
  • American Mortgage is a mortgage lender focusing on residential refinance loans. We have developed a terrific reputation in the Greater Seattle area and surrounding areas. Currently we are focusing on debt consolidation loans working to help borrowers reduce interest rate risk. We are currently only offering fixed rate mortgage loans.