Explore the differences! FHA VS Conventional loan programs in Wildwood-Crest, Cape May County, New Jersey
For the year 2025, the limit on Conventional loans in Wildwood-Crest, within Cape May county, NJ, is set at $647,200. In contrast, the FHA loan limit for a typical single-family home is $489,900. These figures reflect the prevailing standards for the area.
The Lendersa® Conventional loan calculator is a powerful resource for examining the most competitive loan options available today, including Conventional, FHA, and USDA. It helps identify the necessary income, credit worthiness, reserve funds, and the documents needed to qualify for a loan. By utilizing our advanced mortgage calculator, you can compare Conforming Conventional loans, USDA, FHA, and VA loans side by side. This feature aids in selecting the best loan program tailored to your particular financial situation in NJ.
2025 Loan Limits and Down Payment Requirements in Wildwood-Crest, Cape May, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$345,000
Zero down payment
FHA
$489,900
3.5%
This detailed table applies to the following zip codes: 8260
Exploring Conventional and FHA Loan Options in Wildwood-Crest, NJ
Lendersa® is committed to securing the best available loan options for you, whether they're Conventional, USDA, or FHA, promptly and without complications. Begin your journey by selecting one of three strategic starting points, each designed to connect you with the appropriate lenders and suitable loan programs.
Pine Bluff Cotton Belt Federal Credit Union is a not-for-profit member owned financial cooperative. Unlike a bank, credit union profits are returned to the members in the form of higher dividends on savings, lower rates on loans, lower fees...and many other money saving services.
A volunteer board of directors, elected by members, sets polici
Simmons’ present-day is more exciting than ever due to its rich culture and high performance. In the last six years, Simmons has catapulted from a Bank holding company with approximately $3.2 billion in assets to an approximately $20.8 billion-asset company as of March 30, 2020 operating in seven states.
"Journey Credit Union's friendly staff is here to serve all your financial needs.
It shall be the mission of Journey Credit Union to benefit all members by: promoting thrift and encouraging regular savings; offering loans at reasonable rates of interest; providing personal, professional and confidential services to all members;"
At Gulf Coast Community Federal Credit Union, we want to know what our members have to say. So if you have questions, comments, constructive feedback, or praise, don't be shy! Give us a call, swing by, or contact us via email using this handy form. We offer a wide range of financial services to help you chase your dreams with confidence
At Community State Bank, our name says it all. As a premier banking and financial services organization in central Iowa, we put our employees, clients and communities first - in everything we do. We strive to exceed this standard and care for the unique needs of our customers by providing industry-leading knowledge
On October 1967, eight employees of the International Paper Company applied for a state charter to establish a credit union to serve the employees of the International Paper Company and their immediate family members living under the same roof, organizations made of the same, and employees of this credit union, with a potential employee
Chartered in 1968 at what was formerly St. Regis (now Georgia Pacific), and operating in a small vacant office, organized as a cooperative to offer better financial services to those employees of the mill. As we grew, we established a stand-alone branch right outside of the mill and were able to offer services to others in the community
Premier Credit Union is your community credit union located in Des Moines, Iowa with branch locations in West Des Moines and Ames. We’re proud to support our members with the financial resources, lending opportunities and digital banking solutions they need. Premier Credit Union began as Bankers Life Employees Credit Union on September 11, 1933.
