FHA VS Conventional loan programs in Middle, Cape May County, New Jersey
In 2025, the conventional loan limit in Middle, located within the county of Cape May, NJ, is $726,200. In contrast, the FHA limit for a single-family home is set at $548,550.
Utilize the Lendersa® Conventional loan calculator to juxtapose today’s top rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator offers a side-by-side analysis of Conforming Conventional, USDA, FHA, and VA loans, assisting you in identifying the most suitable program for your financial requirements in NJ.
Loan Limits and Downpayment Requirements for 2025 in Middle, Cape May County, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$391,900
0%
FHA
$548,550
3.5%
This table applies to zip codes: 08242, 08247, 08210, 08202, 08251, 08260, 08218, 08219, 08252
Exploring Conventional and FHA Loan Options in Middle, NJ
Lendersa® aims to swiftly facilitate access to the best possible Conventional, USDA, or FHA loans with minimal hassle. Choose from one of three starting paths that link you with lenders and loan options that match your needs.
411 Hackensack Avenue Suite 200, Hackensack, NJ, 07601
**Unlock New Opportunities with FNF Capital Group**
**Experience in Financial Solutions**
Federal National Funding Capital Group LLC (FNF Capital Group) is your ultimate financial ally, we empower business owners and real estate investors with funding solutions including term loans, lines of credit, equipment financing, fix & flip loans, rent
Prime Resource Capital, we take a “can do” attitude. We help find solutions. Our clients rely on our expertise to match our products to the specific need of the client. Our advisors are experienced professionals who understand that capital is a key ingredient to growth in any industry.
At Homeland Lending we provide the most consistent, attentive, and personalized mortgage solutions to help you secure your dream home. Homeland Lending may collect and use Users personal information for the following purposes: To improve customer service Information you provide helps us respond to your customer service requests
411 Hackensack Avenue, Suite 803, Hackensack, NJ, 07601
Silver Arch Capital Partners is a Private Lender specializing in Bridge and Hard Money Loans secured by Commercial Real Estate. Silver Arch is committed to providing the quickest responses and timely closings across all the major property classes. Our partners share decades of experience in direct real estate lending.
Spencer Savings Bank is a leading New Jersey-based community bank headquartered in Elmwood Park, N.J. For over 100 years, we have been serving our local communities with integrity and pride. Roots matter, because they mean experience. They mean real insight into what makes our communities strong.
150 Great Neck Road, Suite 102, Great Neck, NY, 11021
Iron Fund is a Direct Capital Provider for loan officers, brokers, and third-party originators. Iron Fund specializes in Fix & Flips/ Bridge Loans, Ground- Up Construction, and 30-Year DSCR Loans. Our new broker platform provides a full technology suite with same-day loan approvals and secure document uploads.
10 Cutter Mill Rd, Suite 202, Great Neck, NY, 11021
Truen & Michaels, LLC offers the best selection of bridge loans and conventional financing in all 50 states. No matter where your project is located, and what type of real estate project you are looking to finance, we can match you with the loan program which will help you achieve your goals.
HUDSON GROUP REALTY NETWORK; REAL ESTATE BROKERAGE & COMMERCIAL LENDING
55 Northern Boulevard, Suite 400, Great Neck, NY, 11021
HGRN was formed in 2012 as a direct response to the need for clients to have access to the information they needed when buying or selling property. With the many programs in NY for first time homebuyers or for the information needed to complete a 1031 tax exchange, Hudson Group Realty Network Inc, is prepared to guide the client from inception.
