In 2026, the conventional loan limit in Middle, located within the county of Cape May, NJ, is $726,200. In contrast, the FHA limit for a single-family home is set at $548,550.
Utilize the Lendersa® Conventional loan calculator to juxtapose today’s top rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator offers a side-by-side analysis of Conforming Conventional, USDA, FHA, and VA loans, assisting you in identifying the most suitable program for your financial requirements in NJ.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $391,900 | 0% |
| FHA | $548,550 | 3.5% |
This table applies to zip codes: 08242
Lendersa® aims to swiftly facilitate access to the best possible Conventional, USDA, or FHA loans with minimal hassle. Choose from one of three starting paths that link you with lenders and loan options that match your needs.
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