FHA VS Conventional loan programs in 2025 for Middle, Cape May County, New Jersey

In 2025, Convetional loan limit in Middle, county of Cape May, NJ is $726,200 while FHA limit is $548,550 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NJ is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Middle, county of Cape May, NJ

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $391,900 0%
FHA $548,550 3.5%

The comparison table applies to zip codes: 08242, 08247, 08210, 08202, 08251, 08260, 08218, 08219, 08252

Conventional and FHA loan options in Middle, NJ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Island Coast Mortgage
  • 3013 Del Prado Blvd S #2, Cape Coral, FL, 33904
  • Island Coast Mortgage was founded in 1986 with a vision to make it fast, easy and affordable for every homebuyer in Florida to find a suitable mortgage. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to connect clients with ideal home loans while providing them with the lowest interest rates
  • Premier Mortgage Consultants
  • 2534 SE Santa Barbara Pl, St #201, Cape Coral, FL, 33904
  • Welcome to Premier Mortgage Consultants! PMC is a leading mortgage company dedicated to providing you with the highest level of client service. Our qualified loan officers have years of experience, access to hundreds of loan programs and relationships with over 50 of the nation's leading wholesale lenders and banks.
  • Odom Mortgage
  • 1211 Miramar St #4, Cape Coral, FL, 33904
  • We offer FHA home loans, VA, USDA, conventional, reverse mortgages, and renovation loans. We focus on providing expert advice and service. We finance primary homes, secondary homes, and investment properties up to four units.Established in 2018.Odom Mortgage specializes in home loans in Cape Coral, FL. Fast closings, reliable results.
  • Edison Mortgage Group
  • 1325 SE 47th Street Suite F, Cape Coral, FL, 33904
  • Edison Mortgage Group, Inc. is a company based out of 1222 SE 47th Street, Cape Coral, Florida, United States. We are a full service Florida Mortgage Business helping Florida Realtors with financing for their valued clients Since 1998. Through the mortgage “Boom” & the “Bust”, our Florida Realtor partners have always relied on us!
  • New Horizons Credit Union
  • 6320 Airport Boulevard, Mobile, AL, 36608
  • New Horizons Credit Union, formerly Scott Southern Division Employees Credit Union and Scott Credit Union, is a not-for-profit, member-owned financial cooperative that has been providing financial services to our members 1950. We are governed by a member-elected, volunteer Board of Directors.
  • All In Credit Union
  • 6631 Airport Blvd, Mobile, AL, 36608
  • At All In Credit Union, we pride ourselves on providing exceptional member service. For your security, please DO NOT provide account details or other personal information on our Facebook page or in a private Facebook message. If you need help with your account or have a concern, we want to help.
  • Power Financial Credit Union
  • 2020 NW 150th Ave, Suite 100, Pembroke Pines, FL, 33028
  • Power Financial Credit Union is committed to helping guide its members to better financial lives today and for generations to come. Power Financial Credit Union helps members achieve financial freedom by combining free financial education resources with a superior experience, and personalized banking solutions.
  • Acosta Home Loans Team
  • 2000 NW 150th Ave, Pembroke Pines, FL, 33028
  • Acosta Home Loans specializes in making the home buying / refinancing process simple. Although qualifying can be confusing and demanding, we make it easy through an upfront consultation and clear communication. and Andrew Joseph Acosta covering FHA, VA, USDA, and Conventional loans in South Florida. During my years of experience.